Dubai’s deVere Group buys private bank in the Caribbean



DeVere Group, a global financial advisory company, says it has expanded into private banking by buying St Lucia-based Arton Bank.

The Dubai company, which has been beefing up its presence in the Arabian Gulf in recent years, will be wading into a crowded private banking market at a time when low oil prices have slowed down the pace at which millionaires are minted.

The private bank, however, will not be operating in the UAE, a spokesman said.

“We were able to acquire the St Lucia banking licence of Arton Bank and this, in turn, now enables us to offer a range of international private banking services directly to our global client base who seek an efficient, internationally focused service,” Nigel Green, the chief executive of deVere, told The National.

“St Lucia is an ideal base for our private bank. It’s a safe, established, English-speaking jurisdiction that offers complete confidentiality for our clients.”

DeVere did not disclose how much it had paid for Arton Bank.

There are more than 60 private banks operating in the Arabian Gulf. Most of them are based in Dubai. But not only is the number of competitors growing, but the pool of funds is decreasing.

Credit Suisse, the world’s second-biggest private bank, has said that household wealth in the Middle East and North Africa fell by 2.2 per cent between the middle of 2014 and the middle of 2015 amid the steepest drop in oil prices since the financial crash of 2009.

DeVere will be competing with some of the world’s largest banks.

Swiss private banks have especially been making a sprint for the region because fines on a number of banks in the European country, including UBS, the largest by assets under management, have increased the costs they incur to ensure they are compliant with rules and regulations. That has forced them to boost their presence in emerging markets, where there are more growth opportunities.

mkassem@thenational.ae

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Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

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