A Yemeni man receives food aid in Sanaa, in February 2023. EPA
A Yemeni man receives food aid in Sanaa, in February 2023. EPA

Regional conflict deepens Yemen humanitarian crisis, IMF says



Yemen's economy is forecast to contract this year, the International Monetary Fund said on Thursday, as the country's outlook relies on peace talks and a commitment to reforms.

Regional conflict and tension in the Red Sea, where Houthi rebels have been attacking ships for more than a year, have deepened the humanitarian crisis in Yemen, where already more than 17 million people face food insecurity.

Yemen is the Arab world's poorest state and the IMF has not conducted an Article IV mission there since civil war broke out in the country in 2014. The IMF said that external assistance remains critical to support Yemen's humanitarian needs and that its mission has engaged with international partners to support those requirements.

“Economic conditions have continued to deteriorate, with GDP and real incomes further contracting in 2024 due to the significant depreciation of the Yemeni rial amid halted oil exports and limited external financing, and rising inflation,” IMF mission chief Esther Perez Ruiz said in a statement after a staff visit to Amman, Jordan.

The IMF previously projected Yemen's economy to contract by 1 per cent in 2024 before seeing a 1.5 per cent increase this year, according to its Regional Economic Outlook published in October 2024. Inflation is expected to rise from 16.3 per cent last year to 20.7 per cent this year, according to the IMF's October update.

Yemen's fiscal situation is also facing strain, the Washington-based lender said after its January 19-23 visit.

But while the current political stalemate muddies Yemen's short-term economic outlook, the Gaza ceasefire has “cautiously raised hopes” that regional geopolitical tension will ease.

“Capitalising on these developments and resuming internal dialogue to achieve lasting peace together with continued policy reforms would help improve Yemen’s economic outlook,” Ms Perez Ruiz said.

The IMF said Yemen must unify its currency and resume oil exports – which it said accounted for more than half of government revenue before they were suspended in 2022 – to regenerate growth and revenue.

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Mario Benedetti, Penguin Modern Classics

 

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Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

Haircare resolutions 2021

From Beirut and Amman to London and now Dubai, hairstylist George Massoud has seen the same mistakes made by customers all over the world. In the chair or at-home hair care, here are the resolutions he wishes his customers would make for the year ahead.

1. 'I will seek consultation from professionals'

You may know what you want, but are you sure it’s going to suit you? Haircare professionals can tell you what will work best with your skin tone, hair texture and lifestyle.

2. 'I will tell my hairdresser when I’m not happy'

Massoud says it’s better to offer constructive criticism to work on in the future. Your hairdresser will learn, and you may discover how to communicate exactly what you want more effectively the next time.

3. ‘I will treat my hair better out of the chair’

Damage control is a big part of most hairstylists’ work right now, but it can be avoided. Steer clear of over-colouring at home, try and pursue one hair brand at a time and never, ever use a straightener on still drying hair, pleads Massoud.

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Name: Kumulus Water
 
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Sector: Water technology 
 
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Investment raised: $4 million 

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1. Fasting 

2. Prayer 

3. Hajj 

4. Shahada 

5. Zakat 

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Developer: From Software (remaster by QLOC)
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Price: Dh199

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Stoke City v Tottenham

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Arsenal v Manchester City

Everton v Manchester United

All ties are to be played the week commencing December 21.

Combating coronavirus
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Founders: Michele Ferrario, Nino Ulsamer and Freddy Lim
Started: established in 2016 and launched in July 2017
Based: Singapore, with offices in the UAE, Malaysia, Hong Kong, Thailand
Sector: FinTech, wealth management
Initial investment: $500,000 in seed round 1 in 2016; $2.2m in seed round 2 in 2017; $5m in series A round in 2018; $12m in series B round in 2019; $16m in series C round in 2020 and $25m in series D round in 2021
Current staff: more than 160 employees
Stage: series D 
Investors: EightRoads Ventures, Square Peg Capital, Sequoia Capital India

Updated: January 23, 2025, 10:48 PM