Put a ring on it: Couples in Abu Dhabi can get married on their phones for Dh800

Couples in Abu Dhabi can now get married using a mobile app in an online wedding ceremony for Dh800 ($217).

Couples enrolled on the Tamm app, which unifies government services on a one-stop mobile platform, can get married with their phone from anywhere in the world.

Launched on the sidelines of Gitex, the technology exhibition in Dubai, the service will be overseen by the Abu Dhabi Judicial Department and is now available to any citizen, resident or visitor.

How Abu Dhabi Civil Family Court became destination wedding venue

Ceremonies can be held in person or remotely over a secure WebEx link. All required parties – including two witnesses and the licensed officiant – will dial in using mobile or desktop video calls, with guests also able to join remotely.

Couples do not need to be in the UAE to complete the process and can assign a power of attorney in the country to attend instead.

Hammad Alhammadi, executive director of the customer care and happiness sector at Tamm, said the online marriage was a choice of convenience over romance.

“Even if you visit Abu Dhabi, you are able to log into and transact on services through Tamm, and one of them will be the marriage contract,” he said. “It's getting a lot of momentum right now. Maybe [it loses the romance] if you're getting married, but can also be very helpful.

“Currently, Tamm provides more than 1,100 government services, semi-government and private sector services to ensure that one-stop experience. And today marriage is also part of that.”

Hundreds of services are already available on the app. Tamm

Attested documents

For an extra Dh300 fee, the app will automatically attest the certificate through the Ministry of Foreign Affairs and send a digital version to newlyweds.

The marriage certificate will have a UAE Pass digital signature instead of physical stamps. Officials said the entire process can be done in a day if couples have the required documents to hand and book an online appointment in advance, with a WebEx link for a virtual ceremony.

To prevent forced or under-age marriages and ensure applicants are legally eligible, the app has been linked to the UAE Pass, which also aligns with the government Emirates ID.

Khalifan Al Jasmi, product management director at DGE Tamm, said extra services are due to be added to the app to make everyday life in Abu Dhabi more convenient.

“Here you can have the luxury of setting up reminders for bills and renewals once, then it will be done on your behalf in the future,” he said. “Next we are providing more private sector services based on customer demand.”

Credit reports

Personal credit reports are available via the app, and other financial services such as car loans and mortgages will be added in the future, Mr Al Jasmi said.

“You can already see if you're going to be approved for a loan and the app has all of the information related to your vehicles,” he added.

All information held by the Tamm app is kept private via layers of data security provided by the government organisations involved. “Sahatna, which covers health, has all of that information and for your kids in one space. You can go to the international patient care if you're having any treatment outside the country.

“During this journey you can book airlines, hospital appointments and track appointments until you come back to the country. The app simplifies many of these processes.”

By scanning the bar code on food packaging, the app can even give a detailed breakdown of the nutritional content to encourage healthy choices.

BUNDESLIGA FIXTURES

Saturday, May 16 (kick-offs UAE time)

Borussia Dortmund v Schalke (4.30pm)
RB Leipzig v Freiburg (4.30pm)
Hoffenheim v Hertha Berlin (4.30pm)
Fortuna Dusseldorf v Paderborn (4.30pm)
Augsburg v Wolfsburg (4.30pm)
Eintracht Frankfurt v Borussia Monchengladbach (7.30pm)

Sunday, May 17

Cologne v Mainz (4.30pm),
Union Berlin v Bayern Munich (7pm)

Monday, May 18

Werder Bremen v Bayer Leverkusen (9.30pm)

Countries recognising Palestine

France, UK, Canada, Australia, Portugal, Belgium, Malta, Luxembourg, San Marino and Andorra

Groom and Two Brides

Director: Elie Semaan

Starring: Abdullah Boushehri, Laila Abdallah, Lulwa Almulla

Rating: 3/5

How Tesla’s price correction has hit fund managers

Investing in disruptive technology can be a bumpy ride, as investors in Tesla were reminded on Friday, when its stock dropped 7.5 per cent in early trading to $575.

It recovered slightly but still ended the week 15 per cent lower and is down a third from its all-time high of $883 on January 26. The electric car maker’s market cap fell from $834 billion to about $567bn in that time, a drop of an astonishing $267bn, and a blow for those who bought Tesla stock late.

The collapse also hit fund managers that have gone big on Tesla, notably the UK-based Scottish Mortgage Investment Trust and Cathie Wood’s ARK Innovation ETF.

Tesla is the top holding in both funds, making up a hefty 10 per cent of total assets under management. Both funds have fallen by a quarter in the past month.

Matt Weller, global head of market research at GAIN Capital, recently warned that Tesla founder Elon Musk had “flown a bit too close to the sun”, after getting carried away by investing $1.5bn of the company’s money in Bitcoin.

He also predicted Tesla’s sales could struggle as traditional auto manufacturers ramp up electric car production, destroying its first mover advantage.

AJ Bell’s Russ Mould warns that many investors buy tech stocks when earnings forecasts are rising, almost regardless of valuation. “When it works, it really works. But when it goes wrong, elevated valuations leave little or no downside protection.”

A Tesla correction was probably baked in after last year’s astonishing share price surge, and many investors will see this as an opportunity to load up at a reduced price.

Dramatic swings are to be expected when investing in disruptive technology, as Ms Wood at ARK makes clear.

Every week, she sends subscribers a commentary listing “stocks in our strategies that have appreciated or dropped more than 15 per cent in a day” during the week.

Her latest commentary, issued on Friday, showed seven stocks displaying extreme volatility, led by ExOne, a leader in binder jetting 3D printing technology. It jumped 24 per cent, boosted by news that fellow 3D printing specialist Stratasys had beaten fourth-quarter revenues and earnings expectations, seen as good news for the sector.

By contrast, computational drug and material discovery company Schrödinger fell 27 per cent after quarterly and full-year results showed its core software sales and drug development pipeline slowing.

Despite that setback, Ms Wood remains positive, arguing that its “medicinal chemistry platform offers a powerful and unique view into chemical space”.

In her weekly video view, she remains bullish, stating that: “We are on the right side of change, and disruptive innovation is going to deliver exponential growth trajectories for many of our companies, in fact, most of them.”

Ms Wood remains committed to Tesla as she expects global electric car sales to compound at an average annual rate of 82 per cent for the next five years.

She said these are so “enormous that some people find them unbelievable”, and argues that this scepticism, especially among institutional investors, “festers” and creates a great opportunity for ARK.

Only you can decide whether you are a believer or a festering sceptic. If it’s the former, then buckle up.

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The biog

Name: Younis Al Balooshi

Nationality: Emirati

Education: Doctorate degree in forensic medicine at the University of Bonn

Hobbies: Drawing and reading books about graphic design

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