ABU DHABI // Tite admitted he is concerned by Al Wahda's failure to find the back of the net after they fired a blank for the second successive match yesterday. Since replacing Laszlo Boloni, the Brazilian manager is yet to see his side score in the Pro League and it is now 210 minutes since Wahda have found the net in a league game, not allowing for stoppage time. The defending champions' three goals this season were all scored against Kalba, the promoted club.
"It is something we are going to have to work on," Tite said. "It is starting to be a big worry. We had some opportunities to score. I had a feeling we would win this game but we didn't take out chances. "Al Ain raised their game and took control for a while but then we took control again." Abdulhammed al Mishtiki, the Al Ain manager, was "satisfied" with a point and declared he was "very happy" with the performances of the club's youngsters who are being afforded their chance due to the raft of injuries to the club's foreign and senior players.
Such is the casualty list that Al Ain were forced to field their third-choice goalkeeper last night. The goalless draw took Al Ain's points haul to eight, one behind Al Wasl, the league leaders, and leaves Wahda on five after the fourth round. Despite the lack of goals, the crowd of nearly 12,000 were treated to an entertaining 90 minutes and it was Al Ain who came closest to breaking the deadlock.
Adel al Hosani, the Wahda goalkeeper, was forced into a fingertip save to deny Omar Abdulrahman in the 35th minute and saved his side again just past the hour when he blocked a powerful volley from Shehab Ahmed. And the Wahda keeper was called into action again in the 72nd minute when he made a full, diving stretch to his left to barely deflect Jose Sand's shot, tipping it just wide of the post.
In an attempt to spark his side into life, Tite made a double substitution by bringing on Saeed al Kathiri and Fahed Masoud for Mohammed al Shehhi and Fernando Baiano towards the last quarter of the match. The replacements injected some energy but Wahda never looked like scoring.
apassela@thenational.ae
How to protect yourself when air quality drops
Install an air filter in your home.
Close your windows and turn on the AC.
Shower or bath after being outside.
Wear a face mask.
Stay indoors when conditions are particularly poor.
If driving, turn your engine off when stationary.
The specs
Engine: 1.5-litre 4-cylinder petrol
Power: 154bhp
Torque: 250Nm
Transmission: 7-speed automatic with 8-speed sports option
Price: From Dh79,600
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The specs: Lamborghini Aventador SVJ
Price, base: Dh1,731,672
Engine: 6.5-litre V12
Gearbox: Seven-speed automatic
Power: 770hp @ 8,500rpm
Torque: 720Nm @ 6,750rpm
Fuel economy: 19.6L / 100km
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The Penguin
Starring: Colin Farrell, Cristin Milioti, Rhenzy Feliz
Creator: Lauren LeFranc
Rating: 4/5
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BEETLEJUICE BEETLEJUICE
Starring: Winona Ryder, Michael Keaton, Jenny Ortega
Director: Tim Burton
Rating: 3/5
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KINGDOM%20OF%20THE%20PLANET%20OF%20THE%20APES
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CREW
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Key changes
Commission caps
For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:
• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term).
• On the protection component, there is a cap of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).
• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated.
• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.
• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.
Disclosure
Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.
“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”
Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.
Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.
“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.
Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.
SPECS
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Turkish Ladies
Various artists, Sony Music Turkey
COMPANY%20PROFILE
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UK%20-%20UAE%20Trade
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What are the GCSE grade equivalents?
- Grade 9 = above an A*
- Grade 8 = between grades A* and A
- Grade 7 = grade A
- Grade 6 = just above a grade B
- Grade 5 = between grades B and C
- Grade 4 = grade C
- Grade 3 = between grades D and E
- Grade 2 = between grades E and F
- Grade 1 = between grades F and G
The Perfect Couple
Starring: Nicole Kidman, Liev Schreiber, Jack Reynor
Creator: Jenna Lamia
Rating: 3/5
