Lorraine Grigg, a resident of Dubai, says the The Entertainer coupon book is a "no-brainer" for bargain hunters. Duncan Chard for the National
Lorraine Grigg, a resident of Dubai, says the The Entertainer coupon book is a "no-brainer" for bargain hunters. Duncan Chard for the National

Coupons can be a real coup



The economic downturn is stirring consumers to leave no stone unturned when searching for deals. Online services such as Groupon and GoNabit are drawing a devoted following of shoppers who realise that using vouchers for goods and services is smart, if not cool. Alice Haine reports

When Lorraine Grigg, a mother of two, went out for a Dh195 all-inclusive dinner with some friends, she wanted to make sure she didn't pay over the odds for her meal.

So when the bill arrived, the group of eight handed over four two-for-one vouchers, cutting the cost of their meal in half and handing them to a saving of almost Dh800.

"It's a no-brainer," says Mrs Grigg, who lives in Dubai. "Why should I pay full price for something when I can buy one meal and get one free?"

The Briton, whose sons are five and nine, is one of a growing band of deal-savvy consumers who actively search out the best value.

Gone are the days when UAE residents boasted about their latest car, gadget or expensive meal out. Now the buzz word is "deals" and, whether it's two-for-ones, large discounts or even coffee mornings where women swap vouchers to ensure they have enough for the activities they enjoy, consumer culture has shifted.

"Since the recession, the market has fundamentally changed," says Monica Bradley, the managing director of Real Deal Middle East, who set up her company in 2009 on the back of the downturn. "Companies used to have a couple of sales a year, but what we've moved into is a continuous cycle of consumer incentives. Companies now realise they need to constantly motivate customers just to get them through the door."

Originally from Australia, Ms Bradley helps businesses attract customers by printing cost-saving coupons on the back of supermarket receipts. Not only do consumers pick up offers during their weekly food shop, but advertisers can have their offer printed three million times in 30 days in stores across the UAE.

It's a win-win situation and this concept is just one of a swathe of new business models seeking to cash in on the nation's new desire for a good deal.

Groupon, the international group-buying website, officially launched operations in the UAE this month, and offers daily deals on everything from massages to hotel packages.

With a presence in more than 500 markets around the world, Groupon is part of a worldwide movement in e-commerce.

However, the company faces stiff competition from a variety of home-grown sites such as GoNabit.com and cobone.com.

These websites deliver exactly the same concept - daily discounts with local restaurants, spas and shops through a subscriber's e-mail, which require a minimum quota of people to make the deal active.

Deal-of-the-day websites are perhaps the most aggressive trend to hit the market, but bargain hunters can also choose from budget websites that simply share companies' existing deals through an online platform, to downloadable mobile-phone applications and online voucher books that allow subscribers to either print or download coupons instantly.

"While consumers have always looked out for special offers and discounts, new technology and services mean that 2011 will see total price pandemonium," says Namita Ramani, who launched spagenie.ae six months ago after being inspired by her own passion for monthly manicures and facials.

The site acts as a platform for spas to promote their monthly specials. Spa fans can search for deals either by the amount of money they want to spend or by the treatment.

Although the service is free to customers, Ms Ramani plans to launch a gift-voucher service, sell spa products and set up a booking facility to make her business profitable.

And interest is growing fast. The businesswoman now sends her monthly newsletter to more than 10,000 people, receives 200 new subscribers a day and has watched her Twitter and Facebook fan base expand quickly.

"We definitely launched at the right time," says Ms Ramani. "Five years ago, we wouldn't have been able to launch a site like this because people weren't interested in deals."

The emergence of so many new ways to source bargains in the UAE has certainly raised the game for market leader The Entertainer.

When the voucher book first launched in 2001, it sold just 958 copies. Today, it has 10 different titles under its name, including the newly launched Entertainer Travel, and in the past two years the company has seen its business double in terms of books sales and revenues with expected sales this year of 90,000.

Its popularity comes down to a simple concept: customers who buy the annual book can redeem their vouchers at their leisure throughout the year.

For the customer looking to recoup the Dh300 or so they spent on the book, one trip to Wild Wadi with four people, for instance, will guarantee a saving of Dh390.

"The first couple of years after we launched, the growth was quite steady and then in 2006 and 2007, when the crisis hit, business exploded," recalls James Gosling, the company's business development director.

"Before then, vouchers weren't cool. All the restaurants were busy and even though we had the deal, people felt a bit strange handing over vouchers. Then, suddenly people had lost jobs or had pay cuts and they were no longer embarrassed about showing a voucher."

With The Entertainer's fortunes on the rise, other companies were keen to join the price-cut party.

But the new players are adamant they are all offering something different.

Ebony-Jane Penny, a British entrepreneur, is launching wordofmouth.ae. The site allows registered users to download vouchers onto their mobile phones, which they can then show to the outlet they want to redeem the deal from.

"I came up with the idea because I'd used The Entertainer and found it really inconvenient; I'd either run out of the vouchers or had to carry a heavy book around, which became really annoying," says Ms Penny, 24, who registered her company six months ago. "I decided to make it completely free so that customers don't have to enter their credit-card details online to get a good deal."

Ms Penny believes the spontaneity of her concept, where customers can literally download a voucher as they sit in the restaurant, is her unique selling point and she is actively promoting the site on social media and in the UK, where she hopes to attract the tourist market.

Another concept hoping to capitalise on the tourism industry is the budget website LowCostDubai.com. Founder Ainsley Duncombe, who says he was inspired by the financial crisis, launched the website in 2009 with an initial investment of Dh1,700.

Now, after investing a further Dh200,000, he says his site receives 100,000 hits a month and he e-mails his newsletter to 70,000 people three times a month.

The Briton is now tying up with The Entertainer to produce a Dh99 chequebook of 35 vouchers worth up to Dh4,000, aimed specifically at tourists.

"Visitors want great value and Dubai is trying to market itself against destinations such as Singapore and Florida, so it needs to be competitive," says Mr Duncombe.

For the more technologically savvy visitors, iVoucher Dubai - a Dh15 iPhone application - allows customers to find out exactly what deals are on offer in the area at the touch of a button.

Jane Schumann, who is from the UK, launched the concept this month after hearing about the app's success in Sydney.

"The beauty of it is that once you've downloaded it, you've got it for life and once we get more vouchers on board you become more aware of it," says Mrs Schumann, who also plans to launch the concept in Abu Dhabi, Italy, Mumbai and Bangalore.

Mrs Schumann could have other competitors snapping at her heels as both The Entertainer and Real Deal Middle East are considering launching a similar concept that will be available across all mobile-phone platforms.

"We don't know what's in the pipeline for everyone, but we knew what was coming," says Mrs Schumann, referring to her competitors. "But nothing is as user-friendly as ours, which is why we have put so much time and investment into it."

While these businesses believe it is easy to differentiate between their core concepts, for the consumers it really comes down to finding the best deal.

Mrs Grigg, who buys a copy of Entertainer Family every year, subscribes to GoNabit.com and cobone.com and keeps her supermarket receipts with vouchers printed on the back. She has lived in the UAE for 18 years and has watched fellow expats shift from shunning the voucher culture to embracing it wholeheartedly.

"It wasn't the done thing at first," she says. "But now I don't care. If I know I'm going for coffee or to a kids' play centre, I'll check what vouchers I have and then go to the place where I can get money off."

But with so many unbeatable offers available, customers could hit a stumbling block. The Entertainer's Mr Gosling says people need to read the terms and conditions carefully before they buy a voucher.

"Some of these very good offers might not be valid over the weekend or during the evening, so they tend to lose a bit of their value because people don't want to be pigeonholed," he says.

Ms Ramani agrees. "Too many companies are offering exactly the same concept, so you can predict how it will pan out. I wonder how many will survive and how many will go?"

For the consumer, whether or not all these deal traders survive is not important. For them, the bargain is the driving force and in today's current market, the message for businesses to get on board is clear.

"The marketplace has changed and if you have any kind of business and you are not being competitive, you're in trouble," adds LowCostDubai's Mr Duncombe. "The majority of people will search out the best prices and the best deal and I think that companies that have not taken notice of this are going to lose out."

A group-buying website in which the deal of the day is e-mailed to you. If you decide to buy, you only get charged if enough people purchase the deal. Pro: there are some big discounts on offer. Con: if not enough people buy in, your deal won't go live.

A platform that shares all the monthly specials and promotions available in the local spa industry. Pro: the site is completely free to use. Con:you have to book the deals yourself.

An internationally recognised deal-of-the-day website that offers discounts of up to 70 per cent if enough people buy into the deal. Pro: subscribers receive extra credit if they recommend friends who then purchase deals. Con: if you don't use the voucher within a certain time frame, you lose the deal you have paid for.

An iPhone application that delivers up-to-date discounts and special offers on entertainment, restaurants and attractions. Pro: just show your phone to redeem the deal. Con: you need to be an iPhone user to benefit.

It's the UAE's original deal broker, having printed voucher books that offer two-for-one deals on eating out and entertainment since 2001. Pro: buy the book and you have hundreds of vouchers to use over 12 months. Con: you have to lug a big book around with you.

A discount service that prints deals on the back of supermarket receipts. Pro: you automatically get the deals with your weekly grocery shop. Con: limited terms and conditions can apply on the deals.

A comprehensive guide to the best prices, promotions and deals on offer in Dubai and Abu Dhabi. Pro: whether it's flights, shopping or even a holiday, there are deals for every aspect of your life. Con: you need to keep checking the website or reading every e-mailed newsletter to keep track of bargains.

An online hub for what's on in Dubai, which also offers free two-for-one printable discount vouchers that can be downloaded to your mobile phone. Pro: it's completely free. Con: once you've downloaded the deal, you must use it within 48 hours.

Electric scooters: some rules to remember
  • Riders must be 14-years-old or over
  • Wear a protective helmet
  • Park the electric scooter in designated parking lots (if any)
  • Do not leave electric scooter in locations that obstruct traffic or pedestrians
  • Solo riders only, no passengers allowed
  • Do not drive outside designated lanes
If you go
Where to stay: Courtyard by Marriott Titusville Kennedy Space Centre has unparalleled views of the Indian River. Alligators can be spotted from hotel room balconies, as can several rocket launch sites. The hotel also boasts cool space-themed decor.

When to go: Florida is best experienced during the winter months, from November to May, before the humidity kicks in.

How to get there: Emirates currently flies from Dubai to Orlando five times a week.
Citadel: Honey Bunny first episode

Directors: Raj & DK

Stars: Varun Dhawan, Samantha Ruth Prabhu, Kashvi Majmundar, Kay Kay Menon

Rating: 4/5

Kanguva
Director: Siva
Stars: Suriya, Bobby Deol, Disha Patani, Yogi Babu, Redin Kingsley
Rating: 2/5
 

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

MATCH INFO

Championship play-offs, second legs:

Aston Villa 0
Middlesbrough 0

(Aston Villa advance 1-0 on aggregate)

Fulham 2
Sessegnon (47'), Odoi (66')

Derby County 0

(Fulham advance 2-1 on aggregate)

Final

Saturday, May 26, Wembley. Kick off 8pm (UAE) 

PSG's line up

GK: Alphonse Areola (youth academy)

Defence - RB: Dani Alves (free transfer); CB: Marquinhos (€31.4 million); CB: Thiago Silva (€42m); LB: Layvin Kurzawa (€23m)

Midfield - Angel di Maria (€47m); Adrien Rabiot (youth academy); Marco Verratti (€12m)

Forwards - Neymar (€222m); Edinson Cavani (€63m); Kylian Mbappe (initial: loan; to buy: €180m)

Total cost: €440.4m (€620.4m if Mbappe makes permanent move)

THE SPECS

Engine: 6.75-litre twin-turbocharged V12 petrol engine 

Power: 420kW

Torque: 780Nm

Transmission: 8-speed automatic

Price: From Dh1,350,000

On sale: Available for preorder now

COMPANY PROFILE
Name: ARDH Collective
Based: Dubai
Founders: Alhaan Ahmed, Alyina Ahmed and Maximo Tettamanzi
Sector: Sustainability
Total funding: Self funded
Number of employees: 4
Wicked
Director: Jon M Chu
Stars: Cynthia Erivo, Ariana Grande, Jonathan Bailey
Rating: 4/5

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