Antonie Robertson/The National
Antonie Robertson/The National

Homefront: 'My landlord's property has been seized by the bank. Where do I stand?'



I have been contacted by my real estate agent and told to move out. My landlord has not been paying his mortgage and a bank has seized the property. I have been given a couple of months' notice as the financial institution plans to sell the property. I have lived in the apartment for two years and have found contact with my landlord increasingly difficult in recent months. I was planning to renew this month and now have to find somewhere new to live. However, can I be evicted with only two months' notice? I just want to understand where I stand from a legal standpoint. KM, Dubai 

The law has many provisions to protect stakeholders in situations arising out of the property market, one such provision is Ejari. It is mandatory in Dubai to register the tenancy contract, this is specifically aimed at safeguarding the interests of the tenant as per article 4 (2) of Law 33 of 2008. All tenancy contracts and any amendments to such contracts related to real property are subject to the provisions of this law assuming they are registered. Therefore assuming you have registered your tenancy with Ejari, it will therefore be recognised by the courts or any competent authority. This being the case, it will help you in fighting for your rights as a tenant.

As per article 28 of law 26 of 2007, when a property is tenanted and then subsequently sold or given/transferred to another party, the rights of the tenants to continue to occupy the property remain intact until the end of the tenancy agreement. In your case, as the contract expires in July, the bank has every right to request eviction at the end of the agreement. Given the fact that the bank would request to sell the property, it is not unreasonable for you to seek an agreement to stay on at until such time as it is actually sold. Perhaps you can agree on being flexible when it comes to viewings or indeed help in this regard as a quid pro quo. Either way, I would also suggest you do look out for another suitable property too and given the fact that it remains a tenant's market, I’m sure you will find something equally as good, if not better very soon.

________

Read more:

Homefront: Landlord insists tenants pay for repairs following break-in

Homefront: 'With just a year left in the UAE, should I move to secure lower rent?'

Homefront: Landlord refuses to reduce rent to Dh135,000 on Arabian Ranches villa

Homefront: DIFC investment banker must pay nine months' rent after quitting job

________

I've been made redundant and plan to leave Abu Dhabi this summer. My employer has taken some of the housing allowance out of my gratuity pay as I did not reach a full year of employment with them. This leaves me short as I still have five months to go on the rental contract. How do I negotiate with the landlord to get some of this money back? BC, Abu Dhabi

When signing a tenancy contract it is important to also include a clause that will permit early exit from the contract in cases of job loss or any other unforeseen circumstance. The norm is for two months rent penalty to go to the landlord in such events.

If no such clause exist, it is important to note that a landlord does not have to agree to you breaking the agreement.

So what are you options? Firstly, I would organise a face-to-face meeting to discuss the situation; this is preferable as you are more likely to get an agreement rather than just speaking over the telephone or via email.
At the meeting, show evidence of your situation by means of correspondence from your HR department and discuss your plans. Remember the landlord may not be interested in your plight as such but this just shows proof that it is not of your choice or doing.

The other option to discuss would be him releasing you from the contract if you were able to find another tenant to take over. This can be done either by yourself or via a real estate agent but as time is running out perhaps you can just agree on compensation to the landlord of one to two months' rent.

Mario Volpi is the sales and leasing manager at Engel & VolkersHe has worked in the property sector for 34 years in London and Dubai.

The opinions expressed do not constitute legal advice and are provided for information only. Please send any questions to mario.volpi@engelvoelkers.com

From Zero

Artist: Linkin Park

Label: Warner Records

Number of tracks: 11

Rating: 4/5

COMPANY PROFILE
Name: Almnssa
Started: August 2020
Founder: Areej Selmi
Based: Gaza
Sectors: Internet, e-commerce
Investments: Grants/private funding
UPI facts

More than 2.2 million Indian tourists arrived in UAE in 2023
More than 3.5 million Indians reside in UAE
Indian tourists can make purchases in UAE using rupee accounts in India through QR-code-based UPI real-time payment systems
Indian residents in UAE can use their non-resident NRO and NRE accounts held in Indian banks linked to a UAE mobile number for UPI transactions

Kanguva
Director: Siva
Stars: Suriya, Bobby Deol, Disha Patani, Yogi Babu, Redin Kingsley
Rating: 2/5
 
The specs
Engine: 2.7-litre 4-cylinder Turbomax
Power: 310hp
Torque: 583Nm
Transmission: 8-speed automatic
Price: From Dh192,500
On sale: Now

England's all-time record goalscorers:
Wayne Rooney 53
Bobby Charlton 49
Gary Lineker 48
Jimmy Greaves 44
Michael Owen 40
Tom Finney 30
Nat Lofthouse 30
Alan Shearer 30
Viv Woodward 29
Frank Lampard 29

Company%20profile
%3Cp%3E%3Cstrong%3ECompany%20name%3A%3C%2Fstrong%3E%20Fasset%0D%3Cbr%3E%3Cstrong%3EStarted%3A%20%3C%2Fstrong%3E2019%0D%3Cbr%3E%3Cstrong%3EFounders%3A%3C%2Fstrong%3E%20Mohammad%20Raafi%20Hossain%2C%20Daniel%20Ahmed%0D%3Cbr%3E%3Cstrong%3EBased%3A%3C%2Fstrong%3E%20Dubai%0D%3Cbr%3E%3Cstrong%3ESector%3A%20%3C%2Fstrong%3EFinTech%0D%3Cbr%3E%3Cstrong%3EInitial%20investment%3A%3C%2Fstrong%3E%20%242.45%20million%0D%3Cbr%3E%3Cstrong%3ECurrent%20number%20of%20staff%3A%3C%2Fstrong%3E%2086%0D%3Cbr%3E%3Cstrong%3EInvestment%20stage%3A%3C%2Fstrong%3E%20Pre-series%20B%0D%3Cbr%3E%3Cstrong%3EInvestors%3A%3C%2Fstrong%3E%20Investcorp%2C%20Liberty%20City%20Ventures%2C%20Fatima%20Gobi%20Ventures%2C%20Primal%20Capital%2C%20Wealthwell%20Ventures%2C%20FHS%20Capital%2C%20VN2%20Capital%2C%20local%20family%20offices%3C%2Fp%3E%0A
Book%20Details
%3Cp%3E%3Cem%3EThree%20Centuries%20of%20Travel%20Writing%20by%20Muslim%20Women%3C%2Fem%3E%3Cbr%3E%3Cstrong%3EEditors%3A%20%3C%2Fstrong%3ESiobhan%20Lambert-Hurley%2C%20Daniel%20Majchrowicz%2C%20Sunil%20Sharma%3Cbr%3E%3Cstrong%3EPublisher%3A%20%3C%2Fstrong%3EIndiana%20University%20Press%3B%20532%20pages%3Cbr%3E%3C%2Fp%3E%0A
MATCH INFO

Chelsea 1 (Hudson-Odoi 90 1')

Manchester City 3 (Gundogan 18', Foden 21', De Bruyne 34')

Man of the match: Ilkay Gundogan (Man City)

The specs

  Engine: 2-litre or 3-litre 4Motion all-wheel-drive Power: 250Nm (2-litre); 340 (3-litre) Torque: 450Nm Transmission: 8-speed automatic Starting price: From Dh212,000 On sale: Now

RESULTS

Light Flyweight (48kg): Alua Balkibekova (KAZ) beat Gulasal Sultonalieva (UZB) by points 4-1.

Flyweight (51kg): Nazym Kyzaibay (KAZ) beat Mary Kom (IND) 3-2.

Bantamweight (54kg): Dina Zholaman (KAZ) beat Sitora Shogdarova (UZB) 3-2.

Featherweight (57kg): Sitora Turdibekova (UZB) beat Vladislava Kukhta (KAZ) 5-0.

Lightweight (60kg): Rimma Volossenko (KAZ) beat Huswatun Hasanah (INA) KO round-1.

Light Welterweight (64kg): Milana Safronova (KAZ) beat Lalbuatsaihi (IND) 3-2.

Welterweight (69kg): Valentina Khalzova (KAZ) beat Navbakhor Khamidova (UZB) 5-0

Middleweight (75kg): Pooja Rani (IND) beat Mavluda Movlonova (UZB) 5-0.

Light Heavyweight (81kg): Farida Sholtay (KAZ) beat Ruzmetova Sokhiba (UZB) 5-0.

Heavyweight (81 kg): Lazzat Kungeibayeva (KAZ) beat Anupama (IND) 3-2.


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