British investors take Casa Dubai to court



A group of British property investors is seeking legal action against Casa Dubai, a UK broker that went into liquidation in January, to recover more than Dh2 million (US$545,000) invested in the UAE's property market. About 50 investors who bought across a range of off-plan projects in the Emirates allege Casa Dubai took payments from them between September and December, but never passed them on to the developers. Casa Dubai has said it was forced into liquidation because of non-payment by developers. "It's currently going through the liquidator, which is trying to prove whether anything untoward went on," said one buyer, who bought a property through Casa Dubai in Ivory Tower, a project by Sokook Investment Group. Ijaz Malik, another investor, said he lost Dh241,000 through Casa Dubai in a buy-back investment scheme by Al Barakah, an Ajman developer under investigation for alleged fraud. Franco Bucci, the managing director of Casa Dubai, was unavailable for comment yesterday. Shortly after the company closed in January, Mr Bucci blamed the global economic crisis, the decline in Dubai property prices and the failure of developers to pay commission on time. He denied any wrongdoing. "The official receiver will look into my conduct over the last two years and report on it," Mr Bucci said at the time. "If I have acted improperly I will face the consequences. I have not misappropriated funds and I have not personally benefited from this situation." Mr Bucci added that the company had "considerable value" before the slowdown, claiming it generated Dh126m between January and August last year, before sales dried up. While the commission made during this time should have been enough to sustain the firm, he said the company "was not in normal circumstances". "Developers do not pay commissions immediately [after] the sale is made," Mr Bucci said. "Most pay over 12 months and some even more. As the crisis deepened, more and more developers failed to pay commissions earned." He added that the company was further hit by Al Barakah, which claimed insolvency in December. Shariq Imran Khan, the Al Barakah chief executive, is being sought by Dubai Police for allegedly failing to honour cheques of more than Dh40m. The cheques were written last year in the name of investors to back up Mr Khan's promises of a 50 per cent return on property downpayments within six months. "When the news of this was made public, I realised that the arrangements made by Casa Dubai with investors on the back of the Al Barakah scheme might not be honoured," said Mr Bucci. In response to claims that instalments were not paid to developers, he said: "Some developers have refused to acknowledge that they have received funds from Casa Dubai as a result of the announcement of the closure. "I have tried to ensure all monies received have been allocated to every client account by developers, but cannot guarantee that this has been the case for all clients." Casa Dubai sold property on a number of other projects including buildings within Dubai Sports City, Metropolis Lofts, a project by UK Capital Investments, and Ivory Tower. agiuffrida@thenational.ae skhan@thenational.ae

How to protect yourself when air quality drops

Install an air filter in your home.

Close your windows and turn on the AC.

Shower or bath after being outside.

Wear a face mask.

Stay indoors when conditions are particularly poor.

If driving, turn your engine off when stationary.

If you go

The flights

There are direct flights from Dubai to Sofia with FlyDubai (www.flydubai.com) and Wizz Air (www.wizzair.com), from Dh1,164 and Dh822 return including taxes, respectively.

The trip

Plovdiv is 150km from Sofia, with an hourly bus service taking around 2 hours and costing $16 (Dh58). The Rhodopes can be reached from Sofia in between 2-4hours.

The trip was organised by Bulguides (www.bulguides.com), which organises guided trips throughout Bulgaria. Guiding, accommodation, food and transfers from Plovdiv to the mountains and back costs around 170 USD for a four-day, three-night trip.

 

Business Insights
  • As per the document, there are six filing options, including choosing to report on a realisation basis and transitional rules for pre-tax period gains or losses. 
  • SMEs with revenue below Dh3 million per annum can opt for transitional relief until 2026, treating them as having no taxable income. 
  • Larger entities have specific provisions for asset and liability movements, business restructuring, and handling foreign permanent establishments.

Electoral College Victory

Trump has so far secured 295 Electoral College votes, according to the Associated Press, exceeding the 270 needed to win. Only Nevada and Arizona remain to be called, and both swing states are leaning Republican. Trump swept all five remaining swing states, North Carolina, Georgia, Pennsylvania, Michigan and Wisconsin, sealing his path to victory and giving him a strong mandate. 

 

Popular Vote Tally

The count is ongoing, but Trump currently leads with nearly 51 per cent of the popular vote to Harris’s 47.6 per cent. Trump has over 72.2 million votes, while Harris trails with approximately 67.4 million.

The specs

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Power: 150hp
Torque: 250Nm
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The specs

Engine: 3.9-litre twin-turbo V8
Power: 620hp from 5,750-7,500rpm
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Disclaimer

Director: Alfonso Cuaron 

Stars: Cate Blanchett, Kevin Kline, Lesley Manville 

Rating: 4/5

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

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Final round

25 under -  Antoine Rozner (FRA)

23 - Francesco Laporta (ITA), Mike Lorenzo-Vera (FRA), Andy Sullivan (ENG), Matt Wallace (ENG)

21 - Grant Forrest (SCO)

20 - Ross Fisher (ENG)

19 - Steven Brown (ENG), Joakim Lagergren (SWE), Niklas Lemke (SWE), Marc Warren (SCO), Bernd Wiesberger (AUT)

Business Insights
  • Canada and Mexico are significant energy suppliers to the US, providing the majority of oil and natural gas imports
  • The introduction of tariffs could hinder the US's clean energy initiatives by raising input costs for materials like nickel
  • US domestic suppliers might benefit from higher prices, but overall oil consumption is expected to decrease due to elevated costs

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