UAE interest rates in the balance as dissent emerges at the US Federal Reserve



Dissent at the Federal Reserve increases the chance that interest rates in the UAE could be raised sooner than expected.

Charles Plosser, a member of the Fed’s rate-setting board, said on Wednesday that he did not think low interest rates should outlast tapering because the US economy has made “considerable economic progress”.

He was outvoted by 9 to 1, however, in a decision that saw the Fed commit to low interest rates for “a considerable time after the asset purchase programme ends”.

The Fed also voted to continue with tapering, cutting the scale of its bond-buying programme from US$35 billion to $25bn.

It said that labour market data was likely to justify lax monetary policy for an extended period of time.

Both of these decisions were widely anticipated.

Continued support for loose policy means that low interest rates in the UAE are likely, but further signs of dissent at the Fed may arise as bond-buying draws to a close.

All changes in US interest rates affect the UAE’s economy. To maintain the value of the dirham against the dollar, the UAE’s central bank must raise interest rates in line with the Fed.

The value of the dollar and the dirham has risen 0.7 per cent against a basket of currencies since Monday.

A slew of positive economic data meant the Fed was likely to proceed with its schedule for tapering. The US announced an annualised growth rate of 4 per cent based on figures from the second quarter and an unemployment rate of 6.1 per cent earlier in July.

“Conditions in the labour market have improved. Rate expectations have fallen sharply. And [a recent US] budget deal should provide some fiscal stability,” said Jessica Hinds, an analyst at Capital Economics, in a recent research paper.

Quantitative easing, in which the Fed buy tens of millions of securities from the private sector to boost banks’ cash reserves and encourage lending, is set to end in October.

Critics of the Fed believe that the Federal Open Market Committee overestimates the amount of spare capacity in the economy, and needs to raise rates sooner.

Larry Fink, the chief executive of BlackRock, the world’s largest asset management firm, which holds $4.6 trillion in assets, called on the Fed to tighten much sooner.

The UAE has benefited from the extended period of monetary easing, which has aided growing consumer demand, a pickup in retail loan growth and significant foreign inflows to the country’s bourses.

The 12-month Emirates Interbank Operating Rate, the rate at which UAE banks borrow and lend from each other, currently sits at 1.06857 per cent – its lowest reading since 2006.

US interest rate rises are likely to increase the Eibor, in turn driving up the cost of financing in the UAE.

abouyamourn@thenational.ae

The specs

Engine: 3.9-litre twin-turbo V8
Power: 620hp from 5,750-7,500rpm
Torque: 760Nm from 3,000-5,750rpm
Transmission: Eight-speed dual-clutch auto
On sale: Now
Price: From Dh1.05 million ($286,000)

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Company Profile

Name: JustClean

Based: Kuwait with offices in other GCC countries

Launch year: 2016

Number of employees: 130

Sector: online laundry service

Funding: $12.9m from Kuwait-based Faith Capital Holding

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Kanguva
Director: Siva
Stars: Suriya, Bobby Deol, Disha Patani, Yogi Babu, Redin Kingsley
Rating: 2/5
 
COMPANY PROFILE
Name: ARDH Collective
Based: Dubai
Founders: Alhaan Ahmed, Alyina Ahmed and Maximo Tettamanzi
Sector: Sustainability
Total funding: Self funded
Number of employees: 4
MATCH INFO

Karnatake Tuskers 114-1 (10 ovs)

Charles 57, Amla 47

Bangla Tigers 117-5 (8.5 ovs)

Fletcher 40, Moores 28 no, Lamichhane 2-9

Bangla Tiger win by five wickets

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The specs

Engine: Dual 180kW and 300kW front and rear motors

Power: 480kW

Torque: 850Nm

Transmission: Single-speed automatic

Price: From Dh359,900 ($98,000)

On sale: Now

The%20specs
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From Zero

Artist: Linkin Park

Label: Warner Records

Number of tracks: 11

Rating: 4/5

2018 ICC World Twenty20 Asian Western Sub Regional Qualifier

Event info: The tournament in Kuwait is the first phase of the qualifying process for sides from Asia for the 2020 World T20 in Australia. The UAE must finish within the top three teams out of the six at the competition to advance to the Asia regional finals. Success at regional finals would mean progression to the World T20 Qualifier.

Teams: UAE, Bahrain, Saudi Arabia, Kuwait, Maldives, Qatar

Friday fixtures: 9.30am (UAE time) - Kuwait v Maldives, Qatar v UAE; 3pm - Saudi Arabia v Bahrain

Bharatanatyam

A ancient classical dance from the southern Indian state of Tamil Nadu. Intricate footwork and expressions are used to denote spiritual stories and ideas.

Milestones on the road to union

1970

October 26: Bahrain withdraws from a proposal to create a federation of nine with the seven Trucial States and Qatar. 

December: Ahmed Al Suwaidi visits New York to discuss potential UN membership.

1971

March 1:  Alex Douglas Hume, Conservative foreign secretary confirms that Britain will leave the Gulf and “strongly supports” the creation of a Union of Arab Emirates.

July 12: Historic meeting at which Sheikh Zayed and Sheikh Rashid make a binding agreement to create what will become the UAE.

July 18: It is announced that the UAE will be formed from six emirates, with a proposed constitution signed. RAK is not yet part of the agreement.

August 6:  The fifth anniversary of Sheikh Zayed becoming Ruler of Abu Dhabi, with official celebrations deferred until later in the year.

August 15: Bahrain becomes independent.

September 3: Qatar becomes independent.

November 23-25: Meeting with Sheikh Zayed and Sheikh Rashid and senior British officials to fix December 2 as date of creation of the UAE.

November 29:  At 5.30pm Iranian forces seize the Greater and Lesser Tunbs by force.

November 30: Despite  a power sharing agreement, Tehran takes full control of Abu Musa. 

November 31: UK officials visit all six participating Emirates to formally end the Trucial States treaties

December 2: 11am, Dubai. New Supreme Council formally elects Sheikh Zayed as President. Treaty of Friendship signed with the UK. 11.30am. Flag raising ceremony at Union House and Al Manhal Palace in Abu Dhabi witnessed by Sheikh Khalifa, then Crown Prince of Abu Dhabi.

December 6: Arab League formally admits the UAE. The first British Ambassador presents his credentials to Sheikh Zayed.

December 9: UAE joins the United Nations.

Company%20Profile
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Company%20profile
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The specs: 2019 Subaru Forester

Price, base: Dh105,900 (Premium); Dh115,900 (Sport)

Engine: 2.5-litre four-cylinder

Transmission: Continuously variable transmission

Power: 182hp @ 5,800rpm

Torque: 239Nm @ 4,400rpm

Fuel economy, combined: 8.1L / 100km (estimated)

COMPANY PROFILE
Name: HyperSpace
 
Started: 2020
 
Founders: Alexander Heller, Rama Allen and Desi Gonzalez
 
Based: Dubai, UAE
 
Sector: Entertainment 
 
Number of staff: 210 
 
Investment raised: $75 million from investors including Galaxy Interactive, Riyadh Season, Sega Ventures and Apis Venture Partners
COMPANY PROFILE

Company: Bidzi

● Started: 2024

● Founders: Akshay Dosaj and Asif Rashid

● Based: Dubai, UAE

● Industry: M&A

● Funding size: Bootstrapped

● No of employees: Nine

Wicked
Director: Jon M Chu
Stars: Cynthia Erivo, Ariana Grande, Jonathan Bailey
Rating: 4/5