Premier League clubs risk voiding their business interruption insurance and costing themselves a payout if they vote for the season to end. Football clubs, like many other companies, take out business interruption insurance as a back-up source of funds if they are unable to trade normally. They might be able to claim if the campaign was ended against their will – for instance, if the British government ruled that sport could not take place – but probably not if they participated in the decision to stop football. Lawyers say it would depend on the exact wording of the insurance contracts but expect that they would be invalid if clubs took steps themselves to end the campaign. The Premier League declared after a conference call on Friday that the plan remains to complete the season, with restart dates in June pencilled in. But cracks have emerged in its unity with Brighton chief executive Paul Barber voicing opposition to the plan to play the 92 remaining games at neutral venues and several relegation-threatened clubs reportedly in favour of voting to end the season. Any change to Premier League regulations, such as playing at neutral grounds, would require a two-thirds majority of 14 clubs in favour. The Premier League outlined last month to its 20 member clubs that the division could face a £1.137 billion (Dh5.2bn) loss if no more games are played this season. The Premier League will also have to consider the precedent from France, where Ligue 1 was curtailed and Lyon, who missed out on European football as a result, threatened legal action. That came after an announcement by Prime Minister Edouard Philippe that no football could take place before September. The British government is unlikely to follow suit meaning that if clubs take action themselves to stop the campaign, they are likely to incur further financial penalties. ________________