The British Horseracing Authority (BHA) have announced major changes to the controversial new whip regulations - including the removal of the five-hit rule inside the final furlong/after the last obstacle.
Jockeys have struggled to come to terms with the guidelines since their introduction last Monday, which allow no more than seven hits in a Flat race and eight over jumps.
While that number remains the same, the BHA have scrapped the rule which states jockeys are allowed to use their whip no more than five times inside the final furlong, or after the final obstacle in National Hunt races.
Riders will now not lose their riding fee if suspended for a whip offence.
They will also only lose their percentage of prize-money if their offence earns a ban of seven days or more, rather than the three days the rules originally stated.
A BHA statement read: "The board is committed to the highest standards of regulation in the sport, and ensuring that British Horseracing continues to lead the way in matters of equine welfare.
"This is a sport not without its challenges, but they will always be outweighed by the sport's strengths.
"These challenges will best be met - and are being met - by finding a common purpose among the sport's participants, and by putting the sport first."
The adjusted guidelines will come into force for all race meetings this afternoon.
The BHA have also considered the impact on those jockeys who have received penalties that would not have been applied if the changes had been in place since the introduction of the new rules.
These penalties will be rescinded and appropriate measures have been taken, including the release of riding fees and prize-money, where applicable, and riding suspensions either annulled or adjusted.
The move means Christophe Soumillon, who has an agreement with Sheikh Mohammed bin Khalifa during the UAE racing season, will now receive the substantial percentage of the prize-money for winning the Qipco Champion Stakes on Cirrus Des Aigles at Ascot last Saturday.
He had been stripped of £52,000 (Dh300,000) and suspended five days.
Fund-raising tips for start-ups
Develop an innovative business concept
Have the ability to differentiate yourself from competitors
Put in place a business continuity plan after Covid-19
Prepare for the worst-case scenario (further lockdowns, long wait for a vaccine, etc.)
Have enough cash to stay afloat for the next 12 to 18 months
Be creative and innovative to reduce expenses
Be prepared to use Covid-19 as an opportunity for your business
* Tips from Jassim Al Marzooqi and Walid Hanna
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Generational responses to the pandemic
Devesh Mamtani from Century Financial believes the cash-hoarding tendency of each generation is influenced by what stage of the employment cycle they are in. He offers the following insights:
Baby boomers (those born before 1964): Owing to market uncertainty and the need to survive amid competition, many in this generation are looking for options to hoard more cash and increase their overall savings/investments towards risk-free assets.
Generation X (born between 1965 and 1980): Gen X is currently in its prime working years. With their personal and family finances taking a hit, Generation X is looking at multiple options, including taking out short-term loan facilities with competitive interest rates instead of dipping into their savings account.
Millennials (born between 1981 and 1996): This market situation is giving them a valuable lesson about investing early. Many millennials who had previously not saved or invested are looking to start doing so now.
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Alia’s winning experiment examined how genes might change under the stresses caused by being in space, such as cosmic radiation and microgravity.
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Top investing tips for UAE residents in 2021
Build an emergency fund: Make sure you have enough cash to cover six months of expenses as a buffer against unexpected problems before you begin investing, advises Steve Cronin, the founder of DeadSimpleSaving.com.
Think long-term: When you invest, you need to have a long-term mindset, so don’t worry about momentary ups and downs in the stock market.
Invest worldwide: Diversify your investments globally, ideally by way of a global stock index fund.
Is your money tied up: Avoid anything where you cannot get your money back in full within a month at any time without any penalty.
Skip past the promises: “If an investment product is offering more than 10 per cent return per year, it is either extremely risky or a scam,” Mr Cronin says.
Choose plans with low fees: Make sure that any funds you buy do not charge more than 1 per cent in fees, Mr Cronin says. “If you invest by yourself, you can easily stay below this figure.” Managed funds and commissionable investments often come with higher fees.
Be sceptical about recommendations: If someone suggests an investment to you, ask if they stand to gain, advises Mr Cronin. “If they are receiving commission, they are unlikely to recommend an investment that’s best for you.”
Get financially independent: Mr Cronin advises UAE residents to pursue financial independence. Start with a Google search and improve your knowledge via expat investing websites or Facebook groups such as SimplyFI.