Scott Barrett will start in the second row for the All Blacks in their Rugby Championship game against Argentina. Brett Phibb / New Zealand Herald
Scott Barrett will start in the second row for the All Blacks in their Rugby Championship game against Argentina. Brett Phibb / New Zealand Herald

Rugby Championship: All-change All Blacks look to wrap up title with a game to spare against Argentina



The All Blacks have made nine changes to their squad to face Argentina on Saturday with one eye on the next World Cup as they looked to clinch the Rugby Championship with a game to spare.

The nine include uncapped Canterbury Crusaders utility David Havili, 22, who is on the bench and appears almost certain to get a run in the second half for the world champions.

Assistant coach Ian Foster said Saturday's Test in Buenos Aires was "a massive opportunity" to expand the All Blacks' options ahead of the 2019 World Cup in Japan.

"It is a chance to build real competition and depth in the squad, which is vital for where we want to get to over the next couple of years," Foster said.

The other changes include Luke Romano and Scott Barrett in the second row and Patrick Tuipulotu on the bench, while senior locks Brodie Retallick and Sam Whitelock are rested.

The imposing Vaea Fifita, who turned the game with a brilliant try when the All Blacks beat Argentina 39-22 in New Zealand three weeks ago, returns to the blindside flank with Matt Todd on the openside for his first Test this year.

The backline changes hand a start for centre Anton Lienert-Brown and right wing Waisake Naholo, while Ngani Laumape provides cover from the bench.

"We've selected what we believe is a quality team and have high expectations that they'll go out and put in a strong performance this weekend," coach Steve Hansen said.

"We are under no illusion about what we'll be facing this weekend.

"After having a torrid tussle against us in New Plymouth, Argentina will be even more determined on their home pitch and in front of their passionate fans. Our job will be to start well and to put in a performance for the full 80 minutes."

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News: All Blacks wing Israel Dagg ruled out for rest of season

Report: Ruthless All Blacks destroy Springboks 57-0

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On the championship table, the All Blacks are eight points clear of South Africa who they play in the final round next week.

The All Blacks have faced Argentina 25 times with 24 wins and one draw. They have won the southern hemisphere title in four of the past five years.

Earlier this month in New Plymouth, Argentina led 22-15 early in the second half before the All Blacks, sparked by Fifita's try, scored 24 unanswered points.

Jack Dempsey, Marika Koroibete and Izack Rodda will all make their first starts for Australia in this year's tournament against South Africa on Saturday, with coach Michael Cheika saying the trio had earned their places in the first team.

Flanker Dempsey will replace Ned Hanigan, while Koroibete will pick up his second cap on the wing instead of Henry Speight. Rodda takes over from Rob Simmons among the locks.

Cheika said all three had deserved an opportunity to start after impressing off the bench in the Southern Hemisphere championship.

"I just thought I would give him a crack and give him a go," Cheika said of Rodda's inclusion, while adding Dempsey's selection was a case of "changing it up".

On Koroibete, the coach said: "He did well in the first game and now starting, he will have a chance to prepare himself for the whole week and get ready."

Business Insights
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TO A LAND UNKNOWN

Director: Mahdi Fleifel

Starring: Mahmoud Bakri, Aram Sabbah, Mohammad Alsurafa

Rating: 4.5/5

Dirham Stretcher tips for having a baby in the UAE

Selma Abdelhamid, the group's moderator, offers her guide to guide the cost of having a young family:

• Buy second hand stuff

 They grow so fast. Don't get a second hand car seat though, unless you 100 per cent know it's not expired and hasn't been in an accident.

• Get a health card and vaccinate your child for free at government health centres

 Ms Ma says she discovered this after spending thousands on vaccinations at private clinics.

• Join mum and baby coffee mornings provided by clinics, babysitting companies or nurseries.

Before joining baby classes ask for a free trial session. This way you will know if it's for you or not. You'll be surprised how great some classes are and how bad others are.

• Once baby is ready for solids, cook at home

Take the food with you in reusable pouches or jars. You'll save a fortune and you'll know exactly what you're feeding your child.

The Sand Castle

Director: Matty Brown

Stars: Nadine Labaki, Ziad Bakri, Zain Al Rafeea, Riman Al Rafeea

Rating: 2.5/5

How to protect yourself when air quality drops

Install an air filter in your home.

Close your windows and turn on the AC.

Shower or bath after being outside.

Wear a face mask.

Stay indoors when conditions are particularly poor.

If driving, turn your engine off when stationary.

Farasan Boat: 128km Away from Anchorage

Director: Mowaffaq Alobaid 

Stars: Abdulaziz Almadhi, Mohammed Al Akkasi, Ali Al Suhaibani

Rating: 4/5

The Pope's itinerary

Sunday, February 3, 2019 - Rome to Abu Dhabi
1pm: departure by plane from Rome / Fiumicino to Abu Dhabi
10pm: arrival at Abu Dhabi Presidential Airport


Monday, February 4
12pm: welcome ceremony at the main entrance of the Presidential Palace
12.20pm: visit Abu Dhabi Crown Prince at Presidential Palace
5pm: private meeting with Muslim Council of Elders at Sheikh Zayed Grand Mosque
6.10pm: Inter-religious in the Founder's Memorial


Tuesday, February 5 - Abu Dhabi to Rome
9.15am: private visit to undisclosed cathedral
10.30am: public mass at Zayed Sports City – with a homily by Pope Francis
12.40pm: farewell at Abu Dhabi Presidential Airport
1pm: departure by plane to Rome
5pm: arrival at the Rome / Ciampino International Airport

The specs

Engine: Direct injection 4-cylinder 1.4-litre
Power: 150hp
Torque: 250Nm
Price: From Dh139,000
On sale: Now

Financial considerations before buying a property

Buyers should try to pay as much in cash as possible for a property, limiting the mortgage value to as little as they can afford. This means they not only pay less in interest but their monthly costs are also reduced. Ideally, the monthly mortgage payment should not exceed 20 per cent of the purchaser’s total household income, says Carol Glynn, founder of Conscious Finance Coaching.

“If it’s a rental property, plan for the property to have periods when it does not have a tenant. Ensure you have enough cash set aside to pay the mortgage and other costs during these periods, ideally at least six months,” she says. 

Also, shop around for the best mortgage interest rate. Understand the terms and conditions, especially what happens after any introductory periods, Ms Glynn adds.

Using a good mortgage broker is worth the investment to obtain the best rate available for a buyer’s needs and circumstances. A good mortgage broker will help the buyer understand the terms and conditions of the mortgage and make the purchasing process efficient and easier. 

COMPANY PROFILE
Name: HyperSpace
 
Started: 2020
 
Founders: Alexander Heller, Rama Allen and Desi Gonzalez
 
Based: Dubai, UAE
 
Sector: Entertainment 
 
Number of staff: 210 
 
Investment raised: $75 million from investors including Galaxy Interactive, Riyadh Season, Sega Ventures and Apis Venture Partners
UPI facts

More than 2.2 million Indian tourists arrived in UAE in 2023
More than 3.5 million Indians reside in UAE
Indian tourists can make purchases in UAE using rupee accounts in India through QR-code-based UPI real-time payment systems
Indian residents in UAE can use their non-resident NRO and NRE accounts held in Indian banks linked to a UAE mobile number for UPI transactions

Company%20Profile
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The specs
Engine: 2.7-litre 4-cylinder Turbomax
Power: 310hp
Torque: 583Nm
Transmission: 8-speed automatic
Price: From Dh192,500
On sale: Now
Company%20Profile
%3Cp%3E%3Cstrong%3ECompany%20name%3A%3C%2Fstrong%3E%20Cargoz%3Cbr%3E%3Cstrong%3EDate%20started%3A%3C%2Fstrong%3E%20January%202022%3Cbr%3E%3Cstrong%3EFounders%3A%3C%2Fstrong%3E%20Premlal%20Pullisserry%20and%20Lijo%20Antony%3Cbr%3E%3Cstrong%3EBased%3A%3C%2Fstrong%3E%20Dubai%3Cbr%3E%3Cstrong%3ENumber%20of%20staff%3A%3C%2Fstrong%3E%2030%3Cbr%3E%3Cstrong%3EInvestment%20stage%3A%3C%2Fstrong%3E%20Seed%3C%2Fp%3E%0A
Captain Marvel

Director: Anna Boden, Ryan Fleck

Starring: Brie Larson, Samuel L Jackson, Jude Law,  Ben Mendelsohn

4/5 stars

The five new places of worship

Church of South Indian Parish

St Andrew's Church Mussaffah branch

St Andrew's Church Al Ain branch

St John's Baptist Church, Ruwais

Church of the Virgin Mary and St Paul the Apostle, Ruwais

 

COMPANY%20PROFILE
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Should late investors consider cryptocurrencies?

Wealth managers recommend late investors to have a balanced portfolio that typically includes traditional assets such as cash, government and corporate bonds, equities, commodities and commercial property.

They do not usually recommend investing in Bitcoin or other cryptocurrencies due to the risk and volatility associated with them.

“It has produced eye-watering returns for some, whereas others have lost substantially as this has all depended purely on timing and when the buy-in was. If someone still has about 20 to 25 years until retirement, there isn’t any need to take such risks,” Rupert Connor of Abacus Financial Consultant says.

He adds that if a person is interested in owning a business or growing a property portfolio to increase their retirement income, this can be encouraged provided they keep in mind the overall risk profile of these assets.

What is double taxation?
  • Americans living abroad file taxes with the Internal Revenue Service, which can cost hundreds of dollars to complete even though about 60 per cent do not owe taxes, according to the Taxpayer Advocate Service
  • Those obligations apply to millions of Americans residing overseas – estimates range from 3.9 million to 5.5 million – including so-called "accidental Americans" who are unaware they hold dual citizenship
  • The double taxation policy has been a contentious issue for decades, with many overseas Americans feeling that it punishes them for pursuing opportunities abroad
  • Unlike most countries, the US follows a citizenship-based taxation system, meaning that Americans must file taxes annually, even if they do not earn any income in the US.