Suspects in massive fraud case due in court this week



ABU DHABI // Two Emiratis and two Sudanese men are due in court on Sunday facing charges of swindling about 1,300 investors out of Dh320 million (US$87m). The unlicensed investment scheme allegedly began in 2004 and continued until April of this year, when investors suddenly stopped receiving dividends. Abu Dhabi Police said they were told of the fraud by an Emirati who had given one of the Sudanese suspects, identified only as EH, Dh100,000 (US$27,000) to invest in a company identified as SH Trading Company.

The investor said he was promised monthly returns of 40 per cent on his investment. According to police, when a period of time had passed and he did not receive any dividends, he notified the police. Lt Col Ibrahim al Hana'i, head of the police department's organised crime unit, said one of the Emirati suspects, identified only as SE, told investigators that in 2004, he met EH, who asked for an investment.

SE agreed and began receiving high dividends on his investment, the amount of which was not revealed. SE then was asked by EH to get a legitimate business licence for an electronics trading company in the UAE. Encouraged by the profits, SE agreed, opened SH Trading and invested Dh40,000 (US$10,890) with EH in 2005. After receiving dividends, SE went on to invest Dh700,000 in the company. SE encouraged friends and family also to put money into SH Trading. Later, SE opened investment opportunities to the public. By the time SE and EH were arrested, they had persuaded 1,300 people to invest.

When investors began asking SE why their dividends were not being paid out, he confronted EH who told him that business was not going well. According to police, SE contacted a lawyer and was told the investments he was collecting from people were in fact illegal. SE then asked EH for the money he had invested. In response, EH gave SE a cheque drawn on a UAE bank for Dh320 million to pay back investors on June 12. But when SE went to deposit the cheque, he was told there were insufficient funds to cover it and filed a police complaint against EH. Both men were arrested.

The authorities provided no information on the other two men allegedly involved in the scheme. The case is being referred to by prosecutors as the "Shindigawy Case", but neither the police, nor court staff were able to say why. Youssed al Ebri, acting Abu Dhabi chief prosecutor, warned investors to be wary when investing in ventures that promised an unusually high return and to check the legitimacy of those they were investing with. Not all brokers must be licensed, he said.

ealghalib@thenational.ae

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Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

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