The World investors land in Dubai prison



DUBAI // The owners of two islands on Nakheel's The World project have been arrested for allegedly issuing a bouncing cheque for more than Dh200 million (US$54.4m), according to reports. Dubai residents Mustafa Nagri and Safi Qurashi were said to have been in Port Rashid prison for six weeks awaiting trial over the alleged bad cheque, apparently in connection with a land deal.

In an interview with Zawya Dow Jones, Mr Qurashi was quoted as denying any wrongdoing, saying he and his business partner were "victims of the system". Issuing a cheque that bounces is against the law. The arrest represents a dramatic turn of fortune for the two Britons, who, in 2004, established what turned out to be a highly successful property company, Premier Real Estate Bureau. The company, which has offices in Dubai Marina, was reported to have achieved a turnover of about $610m in 2008.

Their high profile attracted the attention of the celebrity magazine Ahlan!, which featured them in its 2009 "Hot 100" list. In March 2008, Mr Qurashi and Mr Nagri bought the man-made island of Moscow for $58m from Nakheel. The 13-acre island is one of 300 to be constructed as part of The World development islands meant to resemble a map of Earth when the project is completed. In May 2008, the pair acquired the 11-acre island of Great Britain, part of the same development, for $60m. They said they intended to market the development to Britons whom they hoped to entice into investing in the emirate.

A few months later, the global economic downturn began to batter Dubai's property market. In November 2008, Nakheel laid off 500 workers, about 15 per cent of its labour force, "in light of the current global-market conditions". In January last year, the developer said it was putting on hold its plans to develop the world's tallest tower. Later, it posted a 2009 first-half loss of Dh13.43 billion.

A spokeswoman for Nakheel declined to comment yesterday on Mr Nagri and Mr Qureshi's detention, or on their plans to recreate the architecture of Great Britain on the island bearing the same name. "They are the owners and we cannot comment on their behalf," the spokeswoman told The National. No one answered calls at the offices of Premier Real Estate Bureau yesterday. Neither Dubai Police nor the public prosecution could be reached for comment.

Mr Qurashi, a father of three from south London, emerged as an enthusiastic supporter of Dubai, calling his decision to move to the emirate "the best decision I have ever made" in his profile on an internet business-networking site. "Having lived the hectic, fast-paced London life for most of my time I decided that I needed more from life than just work, work, work," he said. "So I decided to move to a city that I believed was going places and could offer me both opportunities in business as well as the lifestyle that I was craving for.

"Two minutes from the beach, 10 months of perfect weather, plenty of sunshine, excellent golf courses and a very chilled-out lifestyle. My fun time is now spent either jet-skiing or snorkelling or spent off-roading in the desert and mountains in a 4x4 or on a quad bike." @Email:vtodorova@thenational.ae

From Zero

Artist: Linkin Park

Label: Warner Records

Number of tracks: 11

Rating: 4/5

Tips for job-seekers
  • Do not submit your application through the Easy Apply button on LinkedIn. Employers receive between 600 and 800 replies for each job advert on the platform. If you are the right fit for a job, connect to a relevant person in the company on LinkedIn and send them a direct message.
  • Make sure you are an exact fit for the job advertised. If you are an HR manager with five years’ experience in retail and the job requires a similar candidate with five years’ experience in consumer, you should apply. But if you have no experience in HR, do not apply for the job.

David Mackenzie, founder of recruitment agency Mackenzie Jones Middle East

Financial considerations before buying a property

Buyers should try to pay as much in cash as possible for a property, limiting the mortgage value to as little as they can afford. This means they not only pay less in interest but their monthly costs are also reduced. Ideally, the monthly mortgage payment should not exceed 20 per cent of the purchaser’s total household income, says Carol Glynn, founder of Conscious Finance Coaching.

“If it’s a rental property, plan for the property to have periods when it does not have a tenant. Ensure you have enough cash set aside to pay the mortgage and other costs during these periods, ideally at least six months,” she says. 

Also, shop around for the best mortgage interest rate. Understand the terms and conditions, especially what happens after any introductory periods, Ms Glynn adds.

Using a good mortgage broker is worth the investment to obtain the best rate available for a buyer’s needs and circumstances. A good mortgage broker will help the buyer understand the terms and conditions of the mortgage and make the purchasing process efficient and easier. 

Business Insights
  • As per the document, there are six filing options, including choosing to report on a realisation basis and transitional rules for pre-tax period gains or losses. 
  • SMEs with revenue below Dh3 million per annum can opt for transitional relief until 2026, treating them as having no taxable income. 
  • Larger entities have specific provisions for asset and liability movements, business restructuring, and handling foreign permanent establishments.
Disclaimer

Director: Alfonso Cuaron 

Stars: Cate Blanchett, Kevin Kline, Lesley Manville 

Rating: 4/5


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