A website to facilitate the donation of zakat money from Muslims around the world to help refugees in Jordan and Lebanon was launched by the United Nations High Commissioner for Refugees on Tuesday, and it is to be co-governed by the Abu Dhabi-based Tabah Foundation.
The foundation, a non-profit organisation that aims to enhance the welfare of Muslims worldwide, has worked to ensure the portal is compliant with Sharia and the requirements of zakat, the fourth pillar of Islam. It is mandatory for financially capable Muslims to pay a percentage of their savings that have not been accessed for a year or more to those in need, with Ramadan an important time for giving.
The website's trial phase was launched around two years ago and has so far benefited 14,000 families in Jordan. US$2.6 million dollars was donated between September 2016 and December last year and by the end of this year, UNHCR is aiming to benefit 30,000 more families in Jordan and 30,000 in Lebanon.
“The situation of refugees globally is one of the biggest human tragedies of our time, with more than 22.5 million refugees, 40 per cent of which are in the MENA region,” said Houssam Chahine, head of private sector partnerships for UNHCR in the MENA region.
“Since Muslims make up the majority of today’s refugee populations, the zakat initiative comes timely to secure life-saving humanitarian assistance to refugees in need.”
There are 748,543 “persons of concern” in Jordan, mostly from Syria, while Lebanon is home to more than a million Syrian refugees. They are the primary recipients of the project because they are considered the most vulnerable.
UNHCR is the first major agency of its type to provide an efficient, trusted route for people to fulfil zakat obligations.
Al Habib Ali Al Jifri, chairman of the Tabah Foundation and a renowned Islamic scholar, commended UNHCR on their co-operation and willingness to meet Islamic needs. "Tabah has not only provided fatwas but it has also agreed with UNHCR to co-govern the process to ensure that Sharia principles are applied to the distribution of zakat. They could've said 'no, thank you, your role was over with issuing the fatwas' but they completely complied," he said.
"Through our work with them in the past year and a half, we have witnessed great commitment from them and cooperation with all of the conditions."
UNHCR has agreed to give the entire amount provided by donors to those in need and not take the any for the usual overhead cost.
The beneficiaries of the zakat digital platform are selected through home visits by UNHCR teams who thoroughly study the refugees’ situation to ensure they are genuinely under the poverty line and have no other source of income.
“During the home visits, we assess their vulnerability,” explained Mohammed Al Hawari, senior communication and public information officer at UNHCR in Jordan.
“We use GPS to confirm the location of their home, to make sure they are not pretending to live somewhere else, then we then take pictures inside the house to assess the situation.”
The family is asked 75 questions in different formats to make sure they always give the same answer. The questions “contain more than 800 hidden elements to test vulnerability and make sure there is no fraud.”
An iris scan of the beneficiaries is then collected and stored in the cloud. And once they have been selected to receive aid cash they receive a text message instructing them to collect it from an ATM machine.
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Fasting in Ramadan: 'Don't break your fast with salty processed food'
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Workplace Doctor: Do non-Muslims have to work full hours during Ramadan?
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“Receiving the SMS is a significant moment,” Mr Al Hawari said.
“One of the refugees said that when he showed his wife the SMS, she jumped for joy and took a picture of it with another phone to document the moment … They were able to buy fruits they had not seen in six years.”
The SMS and ATM concept also preserves their dignity, he said.
During the launch event for the portal, Mr Al Hawari shared the stories of a number of people who have already benefited from the programme. He gave the example of two young boys whose parents had both died and who were living with their ageing grandmother who could barely take care of herself.
“We spent more than half a day in their house. From the beginning to the end of our visit, we did not find anything the children could eat in the house,” he said.
“A program like this is the only way to not only preserve the dignity [of families like this], but to also keep them living.”
Attacks on Egypt’s long rooted Copts
Egypt’s Copts belong to one of the world’s oldest Christian communities, with Mark the Evangelist credited with founding their church around 300 AD. Orthodox Christians account for the overwhelming majority of Christians in Egypt, with the rest mainly made up of Greek Orthodox, Catholics and Anglicans.
The community accounts for some 10 per cent of Egypt’s 100 million people, with the largest concentrations of Christians found in Cairo, Alexandria and the provinces of Minya and Assiut south of Cairo.
Egypt’s Christians have had a somewhat turbulent history in the Muslim majority Arab nation, with the community occasionally suffering outright persecution but generally living in peace with their Muslim compatriots. But radical Muslims who have first emerged in the 1970s have whipped up anti-Christian sentiments, something that has, in turn, led to an upsurge in attacks against their places of worship, church-linked facilities as well as their businesses and homes.
More recently, ISIS has vowed to go after the Christians, claiming responsibility for a series of attacks against churches packed with worshippers starting December 2016.
The discrimination many Christians complain about and the shift towards religious conservatism by many Egyptian Muslims over the last 50 years have forced hundreds of thousands of Christians to migrate, starting new lives in growing communities in places as far afield as Australia, Canada and the United States.
Here is a look at major attacks against Egypt's Coptic Christians in recent years:
November 2: Masked gunmen riding pickup trucks opened fire on three buses carrying pilgrims to the remote desert monastery of St. Samuel the Confessor south of Cairo, killing 7 and wounding about 20. IS claimed responsibility for the attack.
May 26, 2017: Masked militants riding in three all-terrain cars open fire on a bus carrying pilgrims on their way to the Monastery of St. Samuel the Confessor, killing 29 and wounding 22. ISIS claimed responsibility for the attack.
April 2017: Twin attacks by suicide bombers hit churches in the coastal city of Alexandria and the Nile Delta city of Tanta. At least 43 people are killed and scores of worshippers injured in the Palm Sunday attack, which narrowly missed a ceremony presided over by Pope Tawadros II, spiritual leader of Egypt Orthodox Copts, in Alexandria's St. Mark's Cathedral. ISIS claimed responsibility for the attacks.
February 2017: Hundreds of Egyptian Christians flee their homes in the northern part of the Sinai Peninsula, fearing attacks by ISIS. The group's North Sinai affiliate had killed at least seven Coptic Christians in the restive peninsula in less than a month.
December 2016: A bombing at a chapel adjacent to Egypt's main Coptic Christian cathedral in Cairo kills 30 people and wounds dozens during Sunday Mass in one of the deadliest attacks carried out against the religious minority in recent memory. ISIS claimed responsibility.
July 2016: Pope Tawadros II says that since 2013 there were 37 sectarian attacks on Christians in Egypt, nearly one incident a month. A Muslim mob stabs to death a 27-year-old Coptic Christian man, Fam Khalaf, in the central city of Minya over a personal feud.
May 2016: A Muslim mob ransacks and torches seven Christian homes in Minya after rumours spread that a Christian man had an affair with a Muslim woman. The elderly mother of the Christian man was stripped naked and dragged through a street by the mob.
New Year's Eve 2011: A bomb explodes in a Coptic Christian church in Alexandria as worshippers leave after a midnight mass, killing more than 20 people.
THE BIO
Occupation: Specialised chief medical laboratory technologist
Age: 78
Favourite destination: Always Al Ain “Dar Al Zain”
Hobbies: his work - “ the thing which I am most passionate for and which occupied all my time in the morning and evening from 1963 to 2019”
Other hobbies: football
Favorite football club: Al Ain Sports Club
Tonight's Chat on The National
Tonight's Chat is a series of online conversations on The National. The series features a diverse range of celebrities, politicians and business leaders from around the Arab world.
Tonight’s Chat host Ricardo Karam is a renowned author and broadcaster who has previously interviewed Bill Gates, Carlos Ghosn, Andre Agassi and the late Zaha Hadid, among others.
Intellectually curious and thought-provoking, Tonight’s Chat moves the conversation forward.
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Israel Palestine on Swedish TV 1958-1989
Director: Goran Hugo Olsson
Rating: 5/5
Hidden killer
Sepsis arises when the body tries to fight an infection but damages its own tissue and organs in the process.
The World Health Organisation estimates it affects about 30 million people each year and that about six million die.
Of those about three million are newborns and 1.2 are young children.
Patients with septic shock must often have limbs amputated if clots in their limbs prevent blood flow, causing the limbs to die.
Campaigners say the condition is often diagnosed far too late by medical professionals and that many patients wait too long to seek treatment, confusing the symptoms with flu.
Singham Again
Director: Rohit Shetty
Stars: Ajay Devgn, Kareena Kapoor Khan, Ranveer Singh, Akshay Kumar, Tiger Shroff, Deepika Padukone
Rating: 3/5
The specs
Engine: Dual 180kW and 300kW front and rear motors
Power: 480kW
Torque: 850Nm
Transmission: Single-speed automatic
Price: From Dh359,900 ($98,000)
On sale: Now
How to protect yourself when air quality drops
Install an air filter in your home.
Close your windows and turn on the AC.
Shower or bath after being outside.
Wear a face mask.
Stay indoors when conditions are particularly poor.
If driving, turn your engine off when stationary.
Thank You for Banking with Us
Director: Laila Abbas
Starring: Yasmine Al Massri, Clara Khoury, Kamel El Basha, Ashraf Barhoum
Rating: 4/5
Company%20Profile
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Tree of Hell
Starring: Raed Zeno, Hadi Awada, Dr Mohammad Abdalla
Director: Raed Zeno
Rating: 4/5
COMPANY PROFILE
Name: HyperSpace
Started: 2020
Founders: Alexander Heller, Rama Allen and Desi Gonzalez
Based: Dubai, UAE
Sector: Entertainment
Number of staff: 210
Investment raised: $75 million from investors including Galaxy Interactive, Riyadh Season, Sega Ventures and Apis Venture Partners
FORSPOKEN
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Assassin's%20Creed%20Mirage
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Starfield
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Diriyah%20project%20at%20a%20glance
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UPI facts
More than 2.2 million Indian tourists arrived in UAE in 2023
More than 3.5 million Indians reside in UAE
Indian tourists can make purchases in UAE using rupee accounts in India through QR-code-based UPI real-time payment systems
Indian residents in UAE can use their non-resident NRO and NRE accounts held in Indian banks linked to a UAE mobile number for UPI transactions
COMPANY%20PROFILE
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Jigra
Starring: Alia Bhatt, Vedang Raina, Manoj Pahwa, Harsh Singh
Anxiety and work stress major factors
Anxiety, work stress and social isolation are all factors in the recogised rise in mental health problems.
A study UAE Ministry of Health researchers published in the summer also cited struggles with weight and illnesses as major contributors.
Its authors analysed a dozen separate UAE studies between 2007 and 2017. Prevalence was often higher in university students, women and in people on low incomes.
One showed 28 per cent of female students at a Dubai university reported symptoms linked to depression. Another in Al Ain found 22.2 per cent of students had depressive symptoms - five times the global average.
It said the country has made strides to address mental health problems but said: “Our review highlights the overall prevalence of depressive symptoms and depression, which may long have been overlooked."
Prof Samir Al Adawi, of the department of behavioural medicine at Sultan Qaboos University in Oman, who was not involved in the study but is a recognised expert in the Gulf, said how mental health is discussed varies significantly between cultures and nationalities.
“The problem we have in the Gulf is the cross-cultural differences and how people articulate emotional distress," said Prof Al Adawi.
“Someone will say that I have physical complaints rather than emotional complaints. This is the major problem with any discussion around depression."
Daniel Bardsley
Moon Music
Artist: Coldplay
Label: Parlophone/Atlantic
Number of tracks: 10
Rating: 3/5
COMPANY%20PROFILE
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Company%20Profile
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Match info:
Real Betis v Sevilla, 10.45pm (UAE)
Frida%20
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COMPANY%20PROFILE
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The specs
Engine: 1.5-litre turbo
Power: 181hp
Torque: 230Nm
Transmission: 6-speed automatic
Starting price: Dh79,000
On sale: Now
How much of your income do you need to save?
The more you save, the sooner you can retire. Tuan Phan, a board member of SimplyFI.com, says if you save just 5 per cent of your salary, you can expect to work for another 66 years before you are able to retire without too large a drop in income.
In other words, you will not save enough to retire comfortably. If you save 15 per cent, you can forward to another 43 working years. Up that to 40 per cent of your income, and your remaining working life drops to just 22 years. (see table)
Obviously, this is only a rough guide. How much you save will depend on variables, not least your salary and how much you already have in your pension pot. But it shows what you need to do to achieve financial independence.
TRAP
Starring: Josh Hartnett, Saleka Shyamalan, Ariel Donaghue
Director: M Night Shyamalan
Rating: 3/5
Structural%20weaknesses%20facing%20Israel%20economy
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Company%20profile
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Director: Paul Weitz
Stars: Kevin Hart
3/5 stars
The%20specs
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'My Son'
Director: Christian Carion
Starring: James McAvoy, Claire Foy, Tom Cullen, Gary Lewis
Rating: 2/5
Ain Issa camp:
- Established in 2016
- Houses 13,309 people, 2,092 families, 62 per cent children
- Of the adult population, 49 per cent men, 51 per cent women (not including foreigners annexe)
- Most from Deir Ezzor and Raqqa
- 950 foreigners linked to ISIS and their families
- NGO Blumont runs camp management for the UN
- One of the nine official (UN recognised) camps in the region
