People watch while smoke rises from Syria's Kobani city on the Turkish-Syrian border, near Sanliurfa on October 3. EPA
People watch while smoke rises from Syria's Kobani city on the Turkish-Syrian border, near Sanliurfa on October 3. EPA

Kurds battle to repel ISIL in assault on Kobani



BEIRUT // Kurds battled ISIL fighters on Friday for a town along the border with Turkey, as the Turkish prime minister said his country will prevent the fall of Kobani.

The Kurdish town and its surrounding have been under attack since mid-September, with militants capturing dozens of nearby villages. The assault, which has forced some 160,000 Syrians to flee, has left the Kurdish fighters scrambling to repel the militants’ advance into the outskirts of Kobani, also known as Ain Al Arab.

Meanwhile, aircraft from Saudi Arabia and the UAE joined US warplanes in a new wave of bombing raids Friday against ISIL in Syria.

Coalition fighter jets and drones conducted six strikes in Syria on Thursday and Friday, hitting militant tanks, oil refineries and a training camp, the US military said.

US aircraft also conducted three air raids in Iraq over the past 24 hours, including two north-east of Fallujah, US Central Command said.

Iraqi officials said that an Iraqi military attack helicopter was shot down by ISIL militants in the country’s north. The Mi-35 helicopter was brought down on Friday by a rocket launcher between the towns of Beiji and Al Senniyah in northern Iraq. The helicopter’s pilot and co-pilot were killed.

Also on Friday, Canada announced plans to launch airstrikes against ISIL in Iraq following a US request, Canada’s prime minister said.

The combat mission must be voted on in parliament but prime minister Stephen Harper’s Conservative government has the majority of seats so it is expected to pass.

In Syria, one coalition air strike south of Al Hasakah destroyed an ISIL garrison, another strike south-east of Deir Ezzor destroyed two tanks, two raids north of Raqqa struck two small-scale oil refineries and a “training camp,” and a bombing run north-east of Aleppo hit an ISIL building, Centcom said.

One strike targeting an ISIL artillery piece west of the militant bastion of Raqqa “was not successful,” Centcom said.

In Iraq, one US air raid north of Sinjar destroyed two ISIL armed vehicles, and two strikes north-east of Fallujah struck ISIL fighters.

US and coalition aircraft have flown more than 4,000 sorties in an air campaign that began in Iraq on August 8 and was extended to Syria on September 23. The sorties include surveillance flights, refuelling runs and bombing raids.

On Friday, the Britain-based Syrian Observatory for Human Rights, which monitors Syria’s civil war, reported intense fighting on Friday to the east and south-east of Kobani. The Observatory said seven ISIL fighters were killed in a village near Kobani.

Nasser Haj Mansour, a defence official in Syria’s Kurdish region, said the Kurdish militiamen repelled the latest attack by ISIL east of Kobani.

Ismet Sheikh Hassan, the Kurdish defence minister of Kobani region, said ISIL fighters were trying to advance from the east, west and south-east of Kobani. He said militants fired rockets on the town and called on the US-led coalition “to hit the tanks instead of bases.”

The latest round of fighting over Kobani came after Turkish PM Ahmet Davutoglu said late on Thursday that his government does not want Kobani to be captured.

Asked what will happen if Kobani falls, Mr Davutoglu said: “We would not want Kobani to fall. We have opened our arms to our brothers who have come from Kobani. We would do whatever is necessary, our utmost to prevent Kobani’s fall.”

His comments came after Turkey’s parliament gave the government new powers Thursday to launch military incursions into Syria and Iraq, and to allow foreign forces to use its territory for possible operations against ISIL.

On Friday, Syria’s foreign ministry warned Turkey that deploying troops inside its borders will be seen as an “aggression,” calling on the international community to “put limits to the adventures” of the Turkish leadership.

When asked about Mr Davutoglu’s statement, Nawaf Khalil, a spokesman for Syria’s leading Kurdish Democratic Union Party, said: “How does he want to prevent the fall of Kobani and until now Turkey has done nothing.”

Mr Khalil added that Kobani is now almost empty of civilians and that the situation around the town “is very dangerous.” He said Kurdish fighters in the town “will fight until the last gunman and last gunwoman.”

* Associated Press, Reuters and Agence France-Presse

COMPANY PROFILE
Name: HyperSpace
 
Started: 2020
 
Founders: Alexander Heller, Rama Allen and Desi Gonzalez
 
Based: Dubai, UAE
 
Sector: Entertainment 
 
Number of staff: 210 
 
Investment raised: $75 million from investors including Galaxy Interactive, Riyadh Season, Sega Ventures and Apis Venture Partners
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Cricket World Cup League 2

UAE squad

Rahul Chopra (captain), Aayan Afzal Khan, Ali Naseer, Aryansh Sharma, Basil Hameed, Dhruv Parashar, Junaid Siddique, Muhammad Farooq, Muhammad Jawadullah, Muhammad Waseem, Omid Rahman, Rahul Bhatia, Tanish Suri, Vishnu Sukumaran, Vriitya Aravind

Fixtures

Friday, November 1 – Oman v UAE
Sunday, November 3 – UAE v Netherlands
Thursday, November 7 – UAE v Oman
Saturday, November 9 – Netherlands v UAE

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'Moonshot'

Director: Chris Winterbauer

Stars: Lana Condor and Cole Sprouse 

Rating: 3/5

Our legal consultants

Name: Hassan Mohsen Elhais

Position: legal consultant with Al Rowaad Advocates and Legal Consultants.

SPECS
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WHAT ARE NFTs?

     

 

    

 

   

 

Non-fungible tokens (NFTs) are tokens that represent ownership of unique items. They allow the tokenisation of things such as art, collectibles and even real estate.

 

An NFT can have only one official owner at one time. And since they're minted and secured on the Ethereum blockchain, no one can modify the record of ownership, not even copy-paste it into a new one.

 

This means NFTs are not interchangeable and cannot be exchanged with other items. In contrast, fungible items, such as fiat currencies, can be exchanged because their value defines them rather than their unique properties.

 
Results:

CSIL 2-star 145cm One Round with Jump-Off

1.           Alice Debany Clero (USA) on Amareusa S 38.83 seconds

2.           Anikka Sande (NOR) For Cash 2 39.09

3.           Georgia Tame (GBR) Cash Up 39.42

4.           Nadia Taryam (UAE) Askaria 3 39.63

5.           Miriam Schneider (GER) Fidelius G 47.74

The National Archives, Abu Dhabi

Founded over 50 years ago, the National Archives collects valuable historical material relating to the UAE, and is the oldest and richest archive relating to the Arabian Gulf.

Much of the material can be viewed on line at the Arabian Gulf Digital Archive - https://www.agda.ae/en

PREMIER LEAGUE RESULTS

Bournemouth 1 Manchester City 2
Watford 0 Brighton and Hove Albion 0
Newcastle United 3 West Ham United 0
Huddersfield Town 0 Southampton 0
Crystal Palace 0 Swansea City 2
Manchester United 2 Leicester City 0
West Bromwich Albion 1 Stoke City 1
Chelsea 2 Everton 0
Tottenham Hotspur 1 Burnley 1
Liverpool 4 Arsenal 0

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Thank You for Banking with Us

Director: Laila Abbas

Starring: Yasmine Al Massri, Clara Khoury, Kamel El Basha, Ashraf Barhoum

Rating: 4/5

Key changes

Commission caps

For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:

• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term). 

• On the protection component, there is a cap  of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).

• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated. 

• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.

• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.

Disclosure

Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.

“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”

Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.

Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.

“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.

Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.

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Your rights as an employee

The government has taken an increasingly tough line against companies that fail to pay employees on time. Three years ago, the Cabinet passed a decree allowing the government to halt the granting of work permits to companies with wage backlogs.

The new measures passed by the Cabinet in 2016 were an update to the Wage Protection System, which is in place to track whether a company pays its employees on time or not.

If wages are 10 days late, the new measures kick in and the company is alerted it is in breach of labour rules. If wages remain unpaid for a total of 16 days, the authorities can cancel work permits, effectively shutting off operations. Fines of up to Dh5,000 per unpaid employee follow after 60 days.

Despite those measures, late payments remain an issue, particularly in the construction sector. Smaller contractors, such as electrical, plumbing and fit-out businesses, often blame the bigger companies that hire them for wages being late.

The authorities have urged employees to report their companies at the labour ministry or Tawafuq service centres — there are 15 in Abu Dhabi.

Company%20Profile
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Moon Music

Artist: Coldplay

Label: Parlophone/Atlantic

Number of tracks: 10

Rating: 3/5

The specs
 
Engine: 3.0-litre six-cylinder turbo
Power: 398hp from 5,250rpm
Torque: 580Nm at 1,900-4,800rpm
Transmission: Eight-speed auto
Fuel economy, combined: 6.5L/100km
On sale: December
Price: From Dh330,000 (estimate)
The specs
Engine: Long-range single or dual motor with 200kW or 400kW battery
Power: 268bhp / 536bhp
Torque: 343Nm / 686Nm
Transmission: Single-speed automatic
Max touring range: 620km / 590km
Price: From Dh250,000 (estimated)
On sale: Later this year
The team

Videographer: Jear Velasquez 

Photography: Romeo Perez 

Fashion director: Sarah Maisey 

Make-up: Gulum Erzincan at Art Factory 

Models: Meti and Clinton at MMG 

Video assistant: Zanong Maget 

Social media: Fatima Al Mahmoud  

Tree of Hell

Starring: Raed Zeno, Hadi Awada, Dr Mohammad Abdalla

Director: Raed Zeno

Rating: 4/5

MATCH INFO

Leeds United 0

Brighton 1 (Maupay 17')

Man of the match: Ben White (Brighton)

THE BIO:

Sabri Razouk, 74

Athlete and fitness trainer 

Married, father of six

Favourite exercise: Bench press

Must-eat weekly meal: Steak with beans, carrots, broccoli, crust and corn

Power drink: A glass of yoghurt

Role model: Any good man

If you go

The flights
Emirates (www.emirates.com) and Etihad (www.etihad.com) both fly direct to Bengaluru, with return fares from Dh 1240. From Bengaluru airport, Coorg is a five-hour drive by car.

The hotels
The Tamara (www.thetamara.com) is located inside a working coffee plantation and offers individual villas with sprawling views of the hills (tariff from Dh1,300, including taxes and breakfast).

When to go
Coorg is an all-year destination, with the peak season for travel extending from the cooler months between October and March.