Sudan's military ruler Gen Abdel Fattah Al Burhan. AFP
Sudan's military ruler Gen Abdel Fattah Al Burhan. AFP
Sudan's military ruler Gen Abdel Fattah Al Burhan. AFP
Sudan's military ruler Gen Abdel Fattah Al Burhan. AFP

Sudan unions confused by Al Burhan freeze order


Hamza Hendawi
  • English
  • Arabic

Sudanese union officials have offered competing explanations for the surprise move by the country's military ruler to order professional bodies and associations to freeze their activities as they seek to understand the shifting political landscape.

Some told The National that they saw Gen Abdel Fattah Al Burhan's decision as a pre-emptive attempt to deny extremists loyal to ousted dictator Omar Al Bashir the chance to retake charge of professional bodies through court rulings.

Others saw it as an attempt to neutralise pro-democracy activists who have been running many of the bodies since Al Bashir's removal in April 2019 and the subsequent dismissal of their loyalist board members.

The Monday night decision came as military and political stakeholders stepped up the search for a resolution to a crippling political crisis brought about by a military takeover 13 months ago that Gen Al Burhan led.

The escalating international effort to diffuse the situation is mostly taking place behind closed doors and involves the UN and several resident ambassadors of Sudan’s Arab backers, like Saudi Arabia, along with those of the US and EU.

Gen Al Burhan’s decision was followed by a decree creating a committee led by a top Justice Ministry official to run the unions until elections could be held for new boards of directors.

One year on from Sudan's coup — in pictures

  • Zahra Hussein (R), a nine-year-old Sudanese girl who dropped out of school for financial reasons, poses for a picture with her brother at their home in the village of Ed Moussa in Sudan's eastern state of Kassala, on September 27, 2022. - There are nearly seven million children in Sudan who no longer go to school, a victim of what aid agencies have warned is a "generational catastrophe". Children in the country have for years faced mounting difficulties gaining access to proper education, especially in rural areas. Sudan is already one of the world's poorest countries, plagued by political instability, droughts, hunger and conflict, with an adult literacy rate of only around 60 percent according to the World Bank. AFP
    Zahra Hussein (R), a nine-year-old Sudanese girl who dropped out of school for financial reasons, poses for a picture with her brother at their home in the village of Ed Moussa in Sudan's eastern state of Kassala, on September 27, 2022. - There are nearly seven million children in Sudan who no longer go to school, a victim of what aid agencies have warned is a "generational catastrophe". Children in the country have for years faced mounting difficulties gaining access to proper education, especially in rural areas. Sudan is already one of the world's poorest countries, plagued by political instability, droughts, hunger and conflict, with an adult literacy rate of only around 60 percent according to the World Bank. AFP
  • Abukk Sebit, 25, looks from her balcony after working to help financially her family in Sudan, at Ain Shams district area in Cairo, Egypt September 13, 2022. Reuters
    Abukk Sebit, 25, looks from her balcony after working to help financially her family in Sudan, at Ain Shams district area in Cairo, Egypt September 13, 2022. Reuters
  • Mostafa waits for the bus before leaving for Egypt in Khartoum, Sudan September 24, 2022. Reuters
    Mostafa waits for the bus before leaving for Egypt in Khartoum, Sudan September 24, 2022. Reuters
  • Abdalla Ibrahim, the Sudanese owner of a coffee shop and father of seven, looks on as he sits behind a pot on a fire in the village of Gosla in Sudan's eastern state of Kassala, on September 27, 2022. There are nearly seven million children in Sudan who no longer go to school, a victim of what aid agencies have warned is a "generational catastrophe". Children in the country have for years faced mounting difficulties gaining access to proper education, especially in rural areas. Sudan is already one of the world's poorest countries, plagued by political instability, droughts, hunger and conflict, with an adult literacy rate of only around 60 percent according to the World Bank. AFP
    Abdalla Ibrahim, the Sudanese owner of a coffee shop and father of seven, looks on as he sits behind a pot on a fire in the village of Gosla in Sudan's eastern state of Kassala, on September 27, 2022. There are nearly seven million children in Sudan who no longer go to school, a victim of what aid agencies have warned is a "generational catastrophe". Children in the country have for years faced mounting difficulties gaining access to proper education, especially in rural areas. Sudan is already one of the world's poorest countries, plagued by political instability, droughts, hunger and conflict, with an adult literacy rate of only around 60 percent according to the World Bank. AFP
  • Othman Abubakr, a Sudanese day labourer who has nine children, poses for a picture in the village of Wad Sharifai in Sudan's eastern state of Kassala on September 27, 2022. There are nearly seven million children in Sudan who no longer go to school, a victim of what aid agencies have warned is a "generational catastrophe". Children in the country have for years faced mounting difficulties gaining access to proper education, especially in rural areas. Sudan is already one of the world's poorest countries, plagued by political instability, droughts, hunger and conflict, with an adult literacy rate of only around 60 percent according to the World Bank. AFP
    Othman Abubakr, a Sudanese day labourer who has nine children, poses for a picture in the village of Wad Sharifai in Sudan's eastern state of Kassala on September 27, 2022. There are nearly seven million children in Sudan who no longer go to school, a victim of what aid agencies have warned is a "generational catastrophe". Children in the country have for years faced mounting difficulties gaining access to proper education, especially in rural areas. Sudan is already one of the world's poorest countries, plagued by political instability, droughts, hunger and conflict, with an adult literacy rate of only around 60 percent according to the World Bank. AFP
  • Ohaj Soliman, a 43-year-old Sudanese day labourer who put his children to work, poses for a picture during an interview with AFP in the village of Gosla in Sudan's eastern state of Kassala, on September 27, 2022. There are nearly seven million children in Sudan who no longer go to school, a victim of what aid agencies have warned is a "generational catastrophe". Children in the country have for years faced mounting difficulties gaining access to proper education, especially in rural areas. Sudan is already one of the world's poorest countries, plagued by political instability, droughts, hunger and conflict, with an adult literacy rate of only around 60 percent according to the World Bank. AFP
    Ohaj Soliman, a 43-year-old Sudanese day labourer who put his children to work, poses for a picture during an interview with AFP in the village of Gosla in Sudan's eastern state of Kassala, on September 27, 2022. There are nearly seven million children in Sudan who no longer go to school, a victim of what aid agencies have warned is a "generational catastrophe". Children in the country have for years faced mounting difficulties gaining access to proper education, especially in rural areas. Sudan is already one of the world's poorest countries, plagued by political instability, droughts, hunger and conflict, with an adult literacy rate of only around 60 percent according to the World Bank. AFP
  • Malaz Al-Bakr Ibrahim, 23, who has worked as a babysitter in Egypt since 2020 because of the economic and political situation in Sudan, poses for a photograph at Ain Shams district area in Cairo, Egypt September 13, 2022. Reuters
    Malaz Al-Bakr Ibrahim, 23, who has worked as a babysitter in Egypt since 2020 because of the economic and political situation in Sudan, poses for a photograph at Ain Shams district area in Cairo, Egypt September 13, 2022. Reuters
  • Abukk Sebit, 25 years old, poses with her children after working to help her family in Sudan financially at Ain Shams district area in Cairo, Egypt September 13, 2022. Reuters
    Abukk Sebit, 25 years old, poses with her children after working to help her family in Sudan financially at Ain Shams district area in Cairo, Egypt September 13, 2022. Reuters
  • Abukk Sebit, 25 years old, prepares food before going to work to help her family in Sudan financially at Ain Shams district area in Cairo, Egypt September 13, 2022. Reuters
    Abukk Sebit, 25 years old, prepares food before going to work to help her family in Sudan financially at Ain Shams district area in Cairo, Egypt September 13, 2022. Reuters
  • General view of a Sudanese coffee shop, where the number of Sudanese clients has increased in recent years after the economic and political conditions in their country deteriorated, at Ain Shams district area in Cairo, Egypt September 13, 2022. Reuters
    General view of a Sudanese coffee shop, where the number of Sudanese clients has increased in recent years after the economic and political conditions in their country deteriorated, at Ain Shams district area in Cairo, Egypt September 13, 2022. Reuters
  • Sudanese protesters rally against the October 2021 military coup which has led to deaths and scores of arrests of demonstrators, in Khartoum, Sudan, Monday, February 28, 2022. Since the coup, more than 80 people, mostly young men, have been killed and over 2,600 others injured in the protests, according to a Sudanese medical group. AP Photo
    Sudanese protesters rally against the October 2021 military coup which has led to deaths and scores of arrests of demonstrators, in Khartoum, Sudan, Monday, February 28, 2022. Since the coup, more than 80 people, mostly young men, have been killed and over 2,600 others injured in the protests, according to a Sudanese medical group. AP Photo
  • A man flashes the victory sign during a protest to denounce the October 2021 military coup, in Khartoum, Sudan, Jan. 9, 2022. Since the coup, security forces launched a deadly crackdown on protesters. Many activists were taken from their homes or snatched from the streets, according to documents he provided to The Associated Press. Around 80 people, mostly young men, were killed and over 2,200 others were wounded in the protests since the coup, according to a Sundanese medical group. AP Photo
    A man flashes the victory sign during a protest to denounce the October 2021 military coup, in Khartoum, Sudan, Jan. 9, 2022. Since the coup, security forces launched a deadly crackdown on protesters. Many activists were taken from their homes or snatched from the streets, according to documents he provided to The Associated Press. Around 80 people, mostly young men, were killed and over 2,200 others were wounded in the protests since the coup, according to a Sundanese medical group. AP Photo
  • A Sudanese protester holds a painting of a person who reportedly died in a previous rally during a protest, in Khartoum, Sudan, 20 January 2022. Sudanese protesters rallied against the killing of at least 70 protests in crackdown against pro-democracy since the beginning of the military coup on 25 October 2021. The protest was organized as the US Assistant Secretary of State Molly Phee and US special envoy for the Horn of Africa David Satterfield visit Khartoum to meet separately with pro-democracy activists and military leaders to put an end to the crisis in the country. EPA
    A Sudanese protester holds a painting of a person who reportedly died in a previous rally during a protest, in Khartoum, Sudan, 20 January 2022. Sudanese protesters rallied against the killing of at least 70 protests in crackdown against pro-democracy since the beginning of the military coup on 25 October 2021. The protest was organized as the US Assistant Secretary of State Molly Phee and US special envoy for the Horn of Africa David Satterfield visit Khartoum to meet separately with pro-democracy activists and military leaders to put an end to the crisis in the country. EPA
  • A boy draws on the street in front of a barricade during a two-day general strike and civil disobedience campaign in response to demonstrators' deaths against military takeover on October 25, 2021, in Khartoum, Sudan January 18, 2022. Reuters
    A boy draws on the street in front of a barricade during a two-day general strike and civil disobedience campaign in response to demonstrators' deaths against military takeover on October 25, 2021, in Khartoum, Sudan January 18, 2022. Reuters
  • A Sudanese demonstrator waves a national flag during a protest against the October 2021 military coup, in the capital Khartoum, on January 13, 2022. The demonstrations which converged from several parts of Khartoum came only days after the United Nations launched a bid to facilitate talks between Sudanese factions. AFP
    A Sudanese demonstrator waves a national flag during a protest against the October 2021 military coup, in the capital Khartoum, on January 13, 2022. The demonstrations which converged from several parts of Khartoum came only days after the United Nations launched a bid to facilitate talks between Sudanese factions. AFP
  • Sudanese protesters take to the streets of the capital Khartoum as they rally against the October 2021 military coup, on January 13, 2022. The demonstrations which converged from several parts of Khartoum came only days after the United Nations launched a bid to facilitate talks between Sudanese factions. AFP
    Sudanese protesters take to the streets of the capital Khartoum as they rally against the October 2021 military coup, on January 13, 2022. The demonstrations which converged from several parts of Khartoum came only days after the United Nations launched a bid to facilitate talks between Sudanese factions. AFP
  • Sudanese protesters take cover as security forces fire tear gas during clashes with security forces at an anti-coup protest, in Khartoum, Sudan, 09 January 2022. Security forces fired tear gas to disperse protesters gathering in Khartoum and attempting to march towards the presidential palace, as part of the continuing protesting movement against a military coup in October 2021. The protest was organized a day after the UN envoy for Sudan said the international group will invite different parties for talks in Sudan to end the crisis. EPA
    Sudanese protesters take cover as security forces fire tear gas during clashes with security forces at an anti-coup protest, in Khartoum, Sudan, 09 January 2022. Security forces fired tear gas to disperse protesters gathering in Khartoum and attempting to march towards the presidential palace, as part of the continuing protesting movement against a military coup in October 2021. The protest was organized a day after the UN envoy for Sudan said the international group will invite different parties for talks in Sudan to end the crisis. EPA
  • A Sudanese protester attempts to throw back a tear gas canister during clashes with security forces at an anti-coup protest, in Khartoum, Sudan, 09 January 2022. Security forces fired tear gas to disperse protesters gathering in Khartoum and attempting to march towards the presidential palace, as part of the continuing protesting movement against a military coup in October 2021. The protest was organized a day after the UN envoy for Sudan said the international group will invite different parties for talks in Sudan to end the crisis. EPA
    A Sudanese protester attempts to throw back a tear gas canister during clashes with security forces at an anti-coup protest, in Khartoum, Sudan, 09 January 2022. Security forces fired tear gas to disperse protesters gathering in Khartoum and attempting to march towards the presidential palace, as part of the continuing protesting movement against a military coup in October 2021. The protest was organized a day after the UN envoy for Sudan said the international group will invite different parties for talks in Sudan to end the crisis. EPA
  • Sudanese protesters take cover during clashes with security forces at an anti-coup protest, in Khartoum, Sudan, 09 January 2022. Security forces fired tear gas to disperse protesters gathering in Khartoum and attempting to march towards the presidential palace, as part of the continuing protesting movement against a military coup in October 2021. The protest was organized a day after the UN envoy for Sudan said the international group will invite different parties for talks in Sudan to end the crisis. EPA
    Sudanese protesters take cover during clashes with security forces at an anti-coup protest, in Khartoum, Sudan, 09 January 2022. Security forces fired tear gas to disperse protesters gathering in Khartoum and attempting to march towards the presidential palace, as part of the continuing protesting movement against a military coup in October 2021. The protest was organized a day after the UN envoy for Sudan said the international group will invite different parties for talks in Sudan to end the crisis. EPA
  • Sudanese protesters take cover as security forces fire tear gas during clashes with security forces at an anti-coup protest, in Khartoum, Sudan, 09 January 2022. Security forces fired tear gas to disperse protesters gathering in Khartoum and attempting to march towards the presidential palace, as part of the continuing protesting movement against a military coup in October 2021. The protest was organized a day after the UN envoy for Sudan said the international group will invite different parties for talks in Sudan to end the crisis. EPA
    Sudanese protesters take cover as security forces fire tear gas during clashes with security forces at an anti-coup protest, in Khartoum, Sudan, 09 January 2022. Security forces fired tear gas to disperse protesters gathering in Khartoum and attempting to march towards the presidential palace, as part of the continuing protesting movement against a military coup in October 2021. The protest was organized a day after the UN envoy for Sudan said the international group will invite different parties for talks in Sudan to end the crisis. EPA

The decision also gives the new committee control of all union assets in Sudan and overseas.

Since his October 2021 coup, Gen Al Burhan has faced persistent accusations that he courted Islamists once loyal to Al Bashir's regime in an effort to build a popular support base.

This has included reinstating them in top civil service jobs and key state agencies they were fired from after the fall of Al Bashir in a bid to counter the influence of pro-democracy groups opposed to his rule.

In recent months, Gen Al Burhan and his associates in the ruling, military-led Sovereign Council also turned a blind eye to political activity by religious extremists loyal to Al Bashir and did not challenge court rulings freeing their assets or allowing their organisations to operate again.

That was coupled with the military’s crackdown on members of a state commission set up after Al Bashir’s removal to dismantle his support base and purge government offices of his loyalists.

“It is a clear bid by Al Burhan to debunk accusations that he is allied with Al Bashir loyalists,” Moatasam Abdullah, a leading member of the Union of State Radio and Television, said of Monday's decision.

“It’s also an attempt to create a climate conducive to a settlement of the political crisis, which is very near.”

Sudanese demonstrators in Khartoum standing around a banner bearing images of protesters killed by security forces since last year's military coup. AFP
Sudanese demonstrators in Khartoum standing around a banner bearing images of protesters killed by security forces since last year's military coup. AFP

Amir El Sayed of the Journalists’ Union said the decision to suspend the activities of professional bodies offered Gen Al Burhan a way out from his “entanglement” with the extremists.

“Al Burhan did not have an exit except through this decision,” he said.

However, Tariq Kandik, a member of the powerful lawyers' union, said Gen Al Burhan's decision appears to have also targeted pro-democracy activists who have been running many of those unions and associations since 2019.

“He wanted to get rid of them as well as deny former regime loyalists from returning to run those unions and associations with court rulings,” he said. “It was a two-pronged move by Al Burhan.”

Gen Al Burhan's decision was made against a backdrop of a growing rift between the ruling military and millions of Sudanese who want civilian rule.

They also want to hold accountable those responsible for the killing of nearly 120 protesters during pro-democracy rallies that swept the country since last year’s coup, which derailed Sudan’s fragile democratic transition.

Both Gen Al Burhan and his second-in-command in the Sovereign Council, Gen Mohamed Hamdan Dagalo, have been seeking to improve their image in recent weeks, publicly adopting a reconciliatory narrative built on their declared willingness to step aside and let civilians rule the country.

Gen Dagalo leads a notorious paramilitary militia that, in name only, is part of the armed forces but is in effect run independently.

“We are totally with a political resolution that treats all Sudanese as equal,” Gen Dagalo said this week, pressing on with his discourse as a champion of “marginalised” groups in Sudan.

“There must be equality and justice.”

Gen Dagalo, whose well-armed forces are deployed across Khartoum, is a native of the outlying western Darfur region where his militia fought on the government side against mostly ethnic African rebels in a ruinous civil war in the 2000s.

Gen Al Burhan, however, has made it clear on numerous occasions that he wanted the military to retain the final word or be the ultimate arbiter on major policies when civilians take charge. His proposition has been rejected by opposition groups.

The Forces for Freedom and Change, the civilian alliance that shared power in the administration toppled in last year’s coup, said this month that it has reached a framework deal with the military to break the political impasse.

Gen Al Burhan has denied reaching a deal with any civilian party and insisted, as he has for months, that political forces must reach a consensus before an agreement can be reached.

That condition, pro-democracy groups say, is a stalling tactic given agreement is virtually impossible between the many factions making up Sudan’s complex and intractable political landscape.

News of an agreement between the FFC and the military, meanwhile, has deepened divisions among the alliance and hardline groups like the Resistance Committees, which accuse the FFC of seeking to revive its partnership with the military. The FFC rejects the charge.

“We are talking about a new constitutional situation and full civilian administration,” said Ammar Hamouda, spokesman for the Sudanese Professional Alliance, a major pro-democracy group.

“Already, many FFC leaders are on the record saying they will not return to sharing power with the generals.”

Mohammed El Faky Suliman, a senior FFC member, said the alliance was no longer the sole representative of revolutionary forces, but rather one of them.

Consequently, he said at a news conference this month, any deal negotiated by the FFC with the military must be embraced by other pro-democracy groups.

“The military has its own negotiating strategy. One of these is that you can only win on the negotiating table what matches the range of your artillery,” he said. “But the military is not the unified or strong entity everyone seems to think it is.

“They are pressured by the terrible economic situation they drove the country into, their total loss of control over parts of the country and crippled state agencies.”

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Position: legal consultant with Al Rowaad Advocates and Legal Consultants.

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Opening weekend Premier League fixtures

Weekend of August 10-13

Arsenal v Manchester City

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Liverpool v West Ham United

Manchester United v Leicester City

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What vitamins do we know are beneficial for living in the UAE

Vitamin D: Highly relevant in the UAE due to limited sun exposure; supports bone health, immunity and mood.Vitamin B12: Important for nerve health and energy production, especially for vegetarians, vegans and individuals with absorption issues.Iron: Useful only when deficiency or anaemia is confirmed; helps reduce fatigue and support immunity.Omega-3 (EPA/DHA): Supports heart health and reduces inflammation, especially for those who consume little fish.

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

UAE currency: the story behind the money in your pockets
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Stars:Jenny Slate, Charlie Day

Rating:4/5

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Goalkeepers: Dean Henderson (Man Utd), Sam Johnstone (West Brom), Jordan Pickford (Everton)

Defenders: John Stones (Man City), Luke Shaw (Man Utd), Harry Maguire (Man Utd), Trent Alexander-Arnold (Liverpool), Kyle Walker (Man City), Tyrone Mings (Aston Villa), Reece James (Chelsea), Conor Coady (Wolves), Ben Chilwell (Chelsea), Kieran Trippier (Atletico Madrid)

Midfielders: Mason Mount (Chelsea), Declan Rice (West Ham), Jordan Henderson (Liverpool), Jude Bellingham (Borussia Dortmund), Kalvin Phillips (Leeds)

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Benefits of first-time home buyers' scheme
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  • Flexible payment plans from developers
  • Mortgages with better interest rates, faster approval times and reduced fees
  • DLD registration fee can be paid through banks or credit cards at zero interest rates
Living in...

This article is part of a guide on where to live in the UAE. Our reporters will profile some of the country’s most desirable districts, provide an estimate of rental prices and introduce you to some of the residents who call each area home.

Labour dispute

The insured employee may still file an ILOE claim even if a labour dispute is ongoing post termination, but the insurer may suspend or reject payment, until the courts resolve the dispute, especially if the reason for termination is contested. The outcome of the labour court proceedings can directly affect eligibility.


- Abdullah Ishnaneh, Partner, BSA Law 

Credit Score explained

What is a credit score?

In the UAE your credit score is a number generated by the Al Etihad Credit Bureau (AECB), which represents your credit worthiness – in other words, your risk of defaulting on any debt repayments. In this country, the number is between 300 and 900. A low score indicates a higher risk of default, while a high score indicates you are a lower risk.

Why is it important?

Financial institutions will use it to decide whether or not you are a credit risk. Those with better scores may also receive preferential interest rates or terms on products such as loans, credit cards and mortgages.

How is it calculated?

The AECB collects information on your payment behaviour from banks as well as utilitiy and telecoms providers.

How can I improve my score?

By paying your bills on time and not missing any repayments, particularly your loan, credit card and mortgage payments. It is also wise to limit the number of credit card and loan applications you make and to reduce your outstanding balances.

How do I know if my score is low or high?

By checking it. Visit one of AECB’s Customer Happiness Centres with an original and valid Emirates ID, passport copy and valid email address. Liv. customers can also access the score directly from the banking app.

How much does it cost?

A credit report costs Dh100 while a report with the score included costs Dh150. Those only wanting the credit score pay Dh60. VAT is payable on top.

Avatar: Fire and Ash

Director: James Cameron

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Profile

Name: Carzaty

Founders: Marwan Chaar and Hassan Jaffar

Launched: 2017

Employees: 22

Based: Dubai and Muscat

Sector: Automobile retail

Funding to date: $5.5 million

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How to wear a kandura

Dos

  • Wear the right fabric for the right season and occasion 
  • Always ask for the dress code if you don’t know
  • Wear a white kandura, white ghutra / shemagh (headwear) and black shoes for work 
  • Wear 100 per cent cotton under the kandura as most fabrics are polyester

Don’ts 

  • Wear hamdania for work, always wear a ghutra and agal 
  • Buy a kandura only based on how it feels; ask questions about the fabric and understand what you are buying
The specs

Engine: 2.0-litre 4cyl turbo

Power: 261hp at 5,500rpm

Torque: 405Nm at 1,750-3,500rpm

Transmission: 9-speed auto

Fuel consumption: 6.9L/100km

On sale: Now

Price: From Dh117,059

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RESULTS

2.30pm Jaguar I-Pace – Conditions (PA) Dh80,000 (Dirt)
1,600m 

Winner Namrood, Antonio Fresu (jockey), Musabah Al Muhairi
(trainer) 

3.05pm Land Rover Defender – Maiden (TB) Dh82,500 (D)
1,400m 

Winner Shadzadi, Tadhg O’Shea, Bhupat Seemar 

3.40pm Jaguar F-Type – Maiden (TB) Dh82,500 (Turf) 1,600m 

Winner Tahdeed, Fernando Jara, Nicholas Bachalard 

4.15pm New Range Rover – Handicap (TB) Dh87,500 (D) 1,400m 

Winner Shanty Star, Richard Mullen, Rashed Bouresly 

4.50pm Land Rover – Handicap (TB) Dh95,000 (T) 2,400m 

Winner Autumn Pride, Bernardo Pinheiro, Helal Al Alawi 

5.25pm Al Tayer Motor – Handicap (TB) Dh95,000  T) 1,000m 

Winner Dahawi, Antonio Fresu, Musabah Al Muhairi 

6pm Jaguar F-Pace SVR – Handicap (TB) Dh87,500 (D) 1,600m 

Winner Scabbard, Sam Hitchcock, Doug Watson  

PRISCILLA
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Updated: November 30, 2022, 2:06 AM