After her husband Alan’s death, Gina Seymour found dealing with all his online accounts and virtual paperwork was “pretty close to a nightmare”.
Alan died in 2018, aged 57, after suffering a brain haemorrhage that meant he had been unable to prepare for what would happen to his online life.
“It was a struggle because you don’t realise or you forget how many accounts there are,” says Mrs Seymour, an author who works as a school librarian in Long Island, New York.
“Most of them are used every day, like your Gmail, and others only come up once in a while, or once a year, or you don’t use [them] as frequently.
“Just when you think you’re done, you’re actually not. You missed one. It’s stressful, to say the least.”
Mrs Seymour’s experience highlights the issue of “digital legacy”, the way in which almost everyone today has an online presence – and it often cannot simply be forgotten after their death.
Many of us have digital accounts for, at least, banking, investments, shopping, tax and messaging.
Pass on your password
According to password management company NordPass, the average person has 168 passwords, of which 87 are for business-related online accounts. That creates significant challenges for someone dealing with a loved one’s digital legacy, especially if that person did not leave behind account details and passwords.
“So many things in our lives have shifted online or have online components. The biggest problem is logistical headaches,” says Dr Jed Brubaker, an associate professor of information science at the University of Colorado Boulder.
“We have so many things that are new, that don't have pre-digital analogues. Maybe your partner was the person who managed your monthly mortgage payment and it went to their email, and all of a sudden you no longer have access to their email. You can think of all of the standard things that now have this additional digital layer.”
While these practical issues are important – and very taxing for surviving relatives dealing with them – a person’s digital legacy also encompasses things of great sentimental value, notably photographs and videos.
Items that were traditionally passed down, such as photo albums, now often exist only in a mobile phone or in the cloud in remote servers, and may be beyond the reach of relatives who do not have access credentials.
Dr Brubaker, who manages a free digital legacy clinic run by students, says photos are what bereaved relatives care about the most, although videos are becoming increasingly important.
“In end-of-life plans we’re ensuring that people have set them up such that their loved ones can gain access to what is effectively the modern-day scrapbook,” he says.
If the bereaved cannot view or download a relative’s pictures it can cause what James Norris, founder of the UK-based Digital Legacy Association, describes as a secondary loss.
“After you have lost someone, you can have a feeling of losing something else from that person,” he says.
Major internet companies, such as Apple, Facebook owner Meta and Google, typically have a legacy contact feature, enabling users to designate an individual to deal with their online presence on the respective service after their death.
“If you have set up plans in advance you are able to appoint someone you trust to access and download the photos and save them locally,” Mr Norris says.
The association recommends that individuals and health and social care providers consider their digital lives and digital assets during end-of-life planning.
“We’re based in a hospice,” he says. “Quite often the conversation we have with patients starts with: ‘Have you got a password on your mobile phone?’ They normally say 'yes'.
“If they haven’t told anyone their password, their digital legacy planning can start by simply telling their son or partner or grandchild their password so they can access their photos.
“The main thing is for each person to think about each of their online accounts and make suitable plans based on the content and the relationship with loved ones.”
Curate your digital legacy
People wanting to curate their digital legacy can turn to numerous specialist sites. Among them is Inalife, set up by Nicholas Worley, a British communications professional in Hong Kong. Mr Worley, the father of three young sons, was partly inspired to set up the site, which went live in 2023, by the experience of becoming a parent.
“I thought it would be quite nice if they could have memories of when they were younger – their first swimming lesson, their first steps, all those sorts of things,” he says.
Some of his father’s family’s photos in the UK were destroyed during the Second World War, which has highlighted to Mr Worley the risks of having only a single hard copy of an image.
“It’s easier to save things digitally and to have that as a back-up. I wanted to save things across generations, and technology helps you do that,” he says.
“Most people tend not to think about it unless they’re older or facing an illness. It’s the same with most legacy planning. Giving more attention to it is important.”
Users can create sub-profiles for relatives and sub-accounts for children, to whom ownership can be transferred at a particular time, such as when they turn 18.
When it comes to public sites such as Facebook, X (formerly Twitter) and LinkedIn, people might want to consider how much of what they have uploaded they would like to remain on view after their death. Some people may prefer accounts to be deleted.
“Everything that we put online, it stays there, unless a company goes bankrupt or the site has a plan in place. There’s a lot of our lives out there online,” says Dr Heather Moorefield-Lang, an associate professor of information, library and research sciences at the University of North Carolina Greensboro.
“You have to make your choices as to what you might want people to shut down for you. Are you fine just leaving it out there?”
Dr Moorefield-Lang says many people are uncomfortable talking about death, dying and what will happen afterwards, but trying to sort things out after someone has died is no easier.
“Planning and communication takes care of a whole lot of issues later, if your kids and your friends aren’t sure what you want,” she says.
“You want to take as much off their shoulders as possible, even if it’s just sitting down and talking about it. It costs nothing but time.”
After the difficulties of dealing with her late husband’s digital legacy, Mrs Seymour has made sure that things will be easier for her children when she dies. She has written details of her online accounts and passwords in a book.
“I know the first rule of internet safety is ‘don’t write your passwords down’,” she says. “But you have got to write that stuff down. It’s in a book, it’s all there. The only people who know where it is are my children.”
COMPANY%20PROFILE
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MATCH INFO
Euro 2020 qualifier
Croatia v Hungary, Thursday, 10.45pm, UAE
TV: Match on BeIN Sports
What is tokenisation?
Tokenisation refers to the issuance of a blockchain token, which represents a virtually tradable real, tangible asset. A tokenised asset is easily transferable, offers good liquidity, returns and is easily traded on the secondary markets.
Company%20profile
%3Cp%3EName%3A%20Tabby%3Cbr%3EFounded%3A%20August%202019%3B%20platform%20went%20live%20in%20February%202020%3Cbr%3EFounder%2FCEO%3A%20Hosam%20Arab%2C%20co-founder%3A%20Daniil%20Barkalov%3Cbr%3EBased%3A%20Dubai%2C%20UAE%3Cbr%3ESector%3A%20Payments%3Cbr%3ESize%3A%2040-50%20employees%3Cbr%3EStage%3A%20Series%20A%3Cbr%3EInvestors%3A%20Arbor%20Ventures%2C%20Mubadala%20Capital%2C%20Wamda%20Capital%2C%20STV%2C%20Raed%20Ventures%2C%20Global%20Founders%20Capital%2C%20JIMCO%2C%20Global%20Ventures%2C%20Venture%20Souq%2C%20Outliers%20VC%2C%20MSA%20Capital%2C%20HOF%20and%20AB%20Accelerator.%3Cbr%3E%3C%2Fp%3E%0A
AIR
%3Cp%3E%3Cstrong%3EDirector%3A%20%3C%2Fstrong%3EBen%20Affleck%3Cbr%3E%3Cbr%3E%3Cstrong%3EStars%3A%20%3C%2Fstrong%3EMatt%20Damon%2C%20Jason%20Bateman%2C%20Ben%20Affleck%2C%20Viola%20Davis%3Cbr%3E%3Cbr%3E%3Cstrong%3ERating%3A%3C%2Fstrong%3E%204%2F5%3C%2Fp%3E%0A
Company: Instabug
Founded: 2013
Based: Egypt, Cairo
Sector: IT
Employees: 100
Stage: Series A
Investors: Flat6Labs, Accel, Y Combinator and angel investors
Manchester United v Club America
When: Thursday, 9pm Arizona time (Friday UAE, 8am)
MATCH INFO
Juventus 1 (Dybala 45')
Lazio 3 (Alberto 16', Lulic 73', Cataldi 90 4')
Red card: Rodrigo Bentancur (Juventus)
ANDROID%20VERSION%20NAMES%2C%20IN%20ORDER
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More coverage from the Future Forum
Lexus LX700h specs
Engine: 3.4-litre twin-turbo V6 plus supplementary electric motor
Power: 464hp at 5,200rpm
Torque: 790Nm from 2,000-3,600rpm
Transmission: 10-speed auto
Fuel consumption: 11.7L/100km
On sale: Now
Price: From Dh590,000
MATCH INFO
Burnley 1 (Brady 89')
Manchester City 4 (Jesus 24', 50', Rodri 68', Mahrez 87')
Confirmed%20bouts%20(more%20to%20be%20added)
%3Cp%3ECory%20Sandhagen%20v%20Umar%20Nurmagomedov%0D%3Cbr%3ENick%20Diaz%20v%20Vicente%20Luque%0D%3Cbr%3EMichael%20Chiesa%20v%20Tony%20Ferguson%0D%3Cbr%3EDeiveson%20Figueiredo%20v%20Marlon%20Vera%0D%3Cbr%3EMackenzie%20Dern%20v%20Loopy%20Godinez%0D%3Cbr%3E%3C%2Fp%3E%0A%3Cp%3ETickets%20for%20the%20August%203%20Fight%20Night%2C%20held%20in%20partnership%20with%20the%20Department%20of%20Culture%20and%20Tourism%20Abu%20Dhabi%2C%20went%20on%20sale%20earlier%20this%20month%2C%20through%20www.etihadarena.ae%20and%20www.ticketmaster.ae.%0D%3Cbr%3E%3C%2Fp%3E%0A
The specS: 2018 Toyota Camry
Price: base / as tested: Dh91,000 / Dh114,000
Engine: 3.5-litre V6
Gearbox: Eight-speed automatic
Power: 298hp @ 6,600rpm
Torque: 356Nm @ 4,700rpm
Fuel economy, combined: 7.0L / 100km
Prop idols
Girls full-contact rugby may be in its infancy in the Middle East, but there are already a number of role models for players to look up to.
Sophie Shams (Dubai Exiles mini, England sevens international)
An Emirati student who is blazing a trail in rugby. She first learnt the game at Dubai Exiles and captained her JESS Primary school team. After going to study geophysics at university in the UK, she scored a sensational try in a cup final at Twickenham. She has played for England sevens, and is now contracted to top Premiership club Saracens.
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Seren Gough-Walters (Sharjah Wanderers mini, Wales rugby league international)
Few players anywhere will have taken a more circuitous route to playing rugby on Sky Sports. Gough-Walters was born in Al Wasl Hospital in Dubai, raised in Sharjah, did not take up rugby seriously till she was 15, has a master’s in global governance and ethics, and once worked as an immigration officer at the British Embassy in Abu Dhabi. In the summer of 2021 she played for Wales against England in rugby league, in a match that was broadcast live on TV.
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Erin King (Dubai Hurricanes mini, Ireland sevens international)
Aged five, Australia-born King went to Dubai Hurricanes training at The Sevens with her brothers. She immediately struck up a deep affection for rugby. She returned to the city at the end of last year to play at the Dubai Rugby Sevens in the colours of Ireland in the Women’s World Series tournament on Pitch 1.
History's medical milestones
1799 - First small pox vaccine administered
1846 - First public demonstration of anaesthesia in surgery
1861 - Louis Pasteur published his germ theory which proved that bacteria caused diseases
1895 - Discovery of x-rays
1923 - Heart valve surgery performed successfully for first time
1928 - Alexander Fleming discovers penicillin
1953 - Structure of DNA discovered
1952 - First organ transplant - a kidney - takes place
1954 - Clinical trials of birth control pill
1979 - MRI, or magnetic resonance imaging, scanned used to diagnose illness and injury.
1998 - The first adult live-donor liver transplant is carried out
RESULT
Bayer Leverkusen 2 Bayern Munich 4
Leverkusen: Alario (9'), Wirtz (89')
Bayern: Coman (27'), Goretzka (42'), Gnabry (45'), Lewandowski (66')
SPECS
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The specs: 2018 GMC Terrain
Price, base / as tested: Dh94,600 / Dh159,700
Engine: 2.0-litre turbocharged four-cylinder
Power: 252hp @ 5,500rpm
Torque: 353Nm @ 2,500rpm
Transmission: Nine-speed automatic
Fuel consumption, combined: 7.4L / 100km
UAE currency: the story behind the money in your pockets
Red flags
- Promises of high, fixed or 'guaranteed' returns.
- Unregulated structured products or complex investments often used to bypass traditional safeguards.
- Lack of clear information, vague language, no access to audited financials.
- Overseas companies targeting investors in other jurisdictions - this can make legal recovery difficult.
- Hard-selling tactics - creating urgency, offering 'exclusive' deals.
Courtesy: Carol Glynn, founder of Conscious Finance Coaching
THE%20HOLDOVERS
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Avatar: Fire and Ash
Director: James Cameron
Starring: Sam Worthington, Sigourney Weaver, Zoe Saldana
Rating: 4.5/5
David Haye record
Total fights: 32
Wins: 28
Wins by KO: 26
Losses: 4
The Bio
Favourite place in UAE: Al Rams pearling village
What one book should everyone read: Any book written before electricity was invented. When a writer willingly worked under candlelight, you know he/she had a real passion for their craft
Your favourite type of pearl: All of them. No pearl looks the same and each carries its own unique characteristics, like humans
Best time to swim in the sea: When there is enough light to see beneath the surface
The Uefa Awards winners
Uefa Men's Player of the Year: Virgil van Dijk (Liverpool)
Uefa Women's Player of the Year: Lucy Bronze (Lyon)
Best players of the 2018/19 Uefa Champions League
Goalkeeper: Alisson (Liverpool)
Defender: Virgil van Dijk (Liverpool)
Midfielder: Frenkie de Jong (Ajax)
Forward: Lionel Messi (Barcelona)
Uefa President's Award: Eric Cantona
Story%20behind%20the%20UAE%20flag
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Biog
Mr Kandhari is legally authorised to conduct marriages in the gurdwara
He has officiated weddings of Sikhs and people of different faiths from Malaysia, Sri Lanka, Russia, the US and Canada
Father of two sons, grandfather of six
Plays golf once a week
Enjoys trying new holiday destinations with his wife and family
Walks for an hour every morning
Completed a Bachelor of Commerce degree in Loyola College, Chennai, India
2019 is a milestone because he completes 50 years in business
The biog
Job: Fitness entrepreneur, body-builder and trainer
Favourite superhero: Batman
Favourite quote: We must become the change we want to see, by Mahatma Gandhi.
Favourite car: Lamborghini
Neymar's bio
Total club appearances 411
Total goals scored 241
Appearances for Barca 186
Goals scored for Barca 105
'The Woman in the House Across the Street from the Girl in the Window'
Director:Michael Lehmann
Stars:Kristen Bell
Rating: 1/5
Results
2.30pm: Dubai Creek Tower – Handicap (PA) Dh40,000 (Dirt) 1,200m; Winner: Marmara Xm, Gary Sanchez (jockey), Abdelkhir Adam (trainer)
3pm: Al Yasmeen – Maiden (PA) Dh40,000 (D) 1,700m; Winner: AS Hajez, Jesus Rosales, Khalifa Al Neyadi
3.30pm: Al Ferdous – Maiden (PA) Dh40,000 (D) 1,700m; Winner: Soukainah, Sebastien Martino, Jean-Claude Pecout
4pm: The Crown Prince Of Sharjah – Prestige (PA) Dh200,000 (D) 1,200m; Winner: AF Thayer, Ray Dawson, Ernst Oertel
4.30pm: Sheikh Ahmed bin Rashid Al Maktoum Cup – Handicap (TB) Dh200,000 (D) 2,000m; Winner: George Villiers, Antonio Fresu, Bhupat Seemar
5pm: Palma Spring – Handicap (PA) Dh40,000 (D) 2,000m; Winner: Es Abu Mousa, Antonio Fresu, Abubakar Daud