Stitches School Uniform outlet in Al Quoz, Dubai, where many parents have been buying clothes for their children. Antonie Robertson / The National
Stitches School Uniform outlet in Al Quoz, Dubai, where many parents have been buying clothes for their children. Antonie Robertson / The National
Stitches School Uniform outlet in Al Quoz, Dubai, where many parents have been buying clothes for their children. Antonie Robertson / The National
Stitches School Uniform outlet in Al Quoz, Dubai, where many parents have been buying clothes for their children. Antonie Robertson / The National

Budgeting for learning: Parents count back-to-school costs


Rachel Kelly
  • English
  • Arabic

With more the one million children across the country going back to school this week, families are bracing themselves for one of the most expensive times of the year.

Parents say the financial burden of uniforms, supplies, devices and activities has climbed steadily, forcing them to balance the joy of new beginnings with the impact on household budgets.

For Muna Alsumaiti, a 44-year-old mother of four children aged 14, 12, 11 and 7, the back-to-school routine begins weeks before classes resume.

Bedtimes are adjusted, screen time is reduced, and shopping lists are drawn up. She makes sure her children are part of the process, from choosing uniforms and supplies to planning lunch box menus.

"Back-to-school is always exciting but also stressful for parents," she told The National. "We want to give our children the best, but the costs keep rising every year."

Her family’s expenses average up to Dh2,000 per child on uniforms, shoes, bags, stationery and lunch boxes. When technology is required – laptops or iPads with specific features – the bills climb even higher.

"Every year it feels more expensive," she said. "Even basic items cost much more than before. With multiple children, the difference really adds up."

Muna Alsumaiti spends up to Dh2,000 per child on uniforms, shoes, bags, stationery and lunch boxes. Supplied
Muna Alsumaiti spends up to Dh2,000 per child on uniforms, shoes, bags, stationery and lunch boxes. Supplied

Uniforms, shoes and the hidden costs

Uniforms and shoes top the list of concerns for many parents. While they are often unavoidable purchases, families say prices have risen while quality has sometimes declined.

Katy Holmes, chief executive of the British Chamber of Commerce Dubai and mother of two teenage daughters, said she finds herself buying new school bags and pencil cases every year despite the cost.

"I remember all too well the nerves of going through the school gates at the start of term," she said. "I do see that a new bag can act like a shield and a prop to gain some extra confidence at the start of term."

However, she complained that sometimes quality is lacking in school uniform and items often need replacing regularly, but these costs are "unavoidable".

One mother told The National that she had spent Dh1,500 on six pairs of shorts and three T-shirts alone this year.

"My main expenses are most definitely the school uniforms, school fees and the transport fees," mother-of-one Sumit Augustine said.

"You’d have to get extra pairs of them lot – regular uniforms, sports uniforms, activity uniforms – you name it. Because they would be using these every day so you would have to send them with clean uniforms to school every day."

School fees and transport remain among the largest expenses for families. Ms Augustine recalls how much cheaper education was two decades ago.

"When I was in school, my fees were around Dh1,000 a month," she said. "Now, not only have tuition fees increased, but parents also need to budget for smart devices and app subscriptions."

Sumit Augustine said uniforms, devices, school fees and transport remain among the largest expenses for families. Supplied
Sumit Augustine said uniforms, devices, school fees and transport remain among the largest expenses for families. Supplied

Technology: A growing expense

Beyond the basics, the increasing role of technology in classrooms has introduced new costs.

"Bring Your Own Device" policies are now common, requiring parents to invest in tablets, laptops or iPads, as well as accessories and apps.

For 38-year-old mother Sarrah Khilawala, this year means buying an iPad for her son entering Year 1. "It’s a big expense for us," she said. "Every year, the costs increase – uniforms, bags, school trips, project supplies. Now with devices, the budget stretches even further."

Dr Aseel Takshe, acting dean at Canadian University Dubai and mother of an 11-year-old, agreed. "Even basics like T-shirts and uniforms are pricier, and then you add devices or headphones on top. The costs really do creep up."

Aseel Takshe embraces hand-me-downs as a means to cut costs. Supplied
Aseel Takshe embraces hand-me-downs as a means to cut costs. Supplied

Strategies to cope

While rising costs are unavoidable, parents are finding ways to reduce the impact. Shopping early and taking advantage of sales is a common strategy. Ms Augustine buys shoes and stationery in late July, when discounts are available, rather than in August when prices peak.

Ms Alsumaiti also shops early and reuses items where possible. "I reuse water bottles or lunch boxes if they’re still in good condition," she said. "It doesn’t solve everything, but every little bit helps."

Dr Takshe spreads her purchases throughout the summer to avoid a single financial hit. She also embraces hand-me-downs and second-hand shops. "Not every single thing needs to be brand new at the start of term," she said. "Sometimes last year’s backpack or shoes can get us through a bit longer."

Others use back-to-school season as a teaching opportunity. "I involve my son in budgeting and shopping decisions," said Dr Takshe. "Most importantly to me is to educate my son about needs vs wants."

Muna Mustafa and family has developed a creative approach to teach financial literacy to her children with a rewards chart.
Muna Mustafa and family has developed a creative approach to teach financial literacy to her children with a rewards chart.

Teaching financial responsibility

Some parents are taking creative approaches to teach financial literacy. Muna Mustafa, co-founder of SupperClub Middle East and mother of four, has turned her kitchen wall into a learning hub, covered with calendars, charts and rewards systems.

Her children earn stars by helping with chores or practicing piano, which they can trade in for snacks, activities, or even cash. "If they want a toy that costs Dh100, I ask them how they plan to earn it," she explained. "It takes time, but they learn that nothing comes for free."

She also believes in teaching delayed gratification. "We give the kids one to two weeks’ notice before a fun outing," she said. "The anticipation builds their happiness and teaches them patience – lessons that apply to other parts of life."

Finding balance

Despite the financial pressures, parents agree that back-to-school season remains a special milestone. It is a time for children to grow, gain independence and start new chapters, and for families to establish fresh routines.

Ms Holmes said that beyond financial preparation, she prioritises emotional readiness for her daughters. "We make sure they see friends before school starts, get proper sleep, and feel confident walking back through the school gates."

The specs

Engine: 6.2-litre V8

Transmission: ten-speed

Power: 420bhp

Torque: 624Nm

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In numbers

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- Over-80s will rise from 141m in 2017 to 866m in 2100

- Nigeria will become the world’s second most populous country with 791m by 2100, behind India

- China will fall dramatically from a peak of 2.4 billion in 2024 to 732 million by 2100

- an average of 2.1 children per woman is required to sustain population growth

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Virat Kohli (c), Mayank Agarwal, Rohit Sharma, Cheteshwar Pujara, Ajinkya Rahane, Hanuma Vihari, Rishabh Pant (wk), Wriddhiman Saha (wk), Ravichandran Ashwin, Ravindra Jadeja, Kuldeep Yadav, Mohammed Shami, Umesh Yadav, Ishant Sharma, Shubman Gill

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Bio

Age: 25

Town: Al Diqdaqah – Ras Al Khaimah

Education: Bachelors degree in mechanical engineering

Favourite colour: White

Favourite place in the UAE: Downtown Dubai

Favourite book: A Life in Administration by Ghazi Al Gosaibi.

First owned baking book: How to Be a Domestic Goddess by Nigella Lawson.

The Voice of Hind Rajab

Starring: Saja Kilani, Clara Khoury, Motaz Malhees

Director: Kaouther Ben Hania

Rating: 4/5

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Stars:Deepika Padukone, Siddhant Chaturvedi, Ananya Panday, Dhairya Karwa

Rating: 4/5

MWTC

Tickets start from Dh100 for adults and are now on sale at www.ticketmaster.ae and Virgin Megastores across the UAE. Three-day and travel packages are also available at 20 per cent discount.

The five pillars of Islam

1. Fasting 

2. Prayer 

3. Hajj 

4. Shahada 

5. Zakat 

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Fines for littering

In Dubai:

Dh200 for littering or spitting in the Dubai Metro

Dh500 for throwing cigarette butts or chewing gum on the floor, or littering from a vehicle. 
Dh1,000 for littering on a beach, spitting in public places, throwing a cigarette butt from a vehicle

In Sharjah and other emirates
Dh500 for littering - including cigarette butts and chewing gum - in public places and beaches in Sharjah
Dh2,000 for littering in Sharjah deserts
Dh500 for littering from a vehicle in Ras Al Khaimah
Dh1,000 for littering from a car in Abu Dhabi
Dh1,000 to Dh100,000 for dumping waste in residential or public areas in Al Ain
Dh10,000 for littering at Ajman's beaches 

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How Apple's credit card works

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What does it cost?

Apple says there are no fees associated with the card. That means no late fee, no annual fee, no international fee and no over-the-limit fees. It also said it aims to have among the lowest interest rates in the industry. Users must have an iPhone to use the card, which comes at a cost. But they will earn cash back on their purchases — 3 per cent on Apple purchases, 2 per cent on those with the virtual card and 1 per cent with the physical card. Apple says it is the only card to provide those rewards in real time, so that cash earned can be used immediately.

What will the interest rate be?

The card doesn't come out until summer but Apple has said that as of March, the variable annual percentage rate on the card could be anywhere from 13.24 per cent to 24.24 per cent based on creditworthiness. That's in line with the rest of the market, according to analysts

What about security? 

The physical card has no numbers so purchases are made with the embedded chip and the digital version lives in your Apple Wallet on your phone, where it's protected by fingerprints or facial recognition. That means that even if someone steals your phone, they won't be able to use the card to buy things.

Is it easy to use?

Apple says users will be able to sign up for the card in the Wallet app on their iPhone and begin using it almost immediately. It also tracks spending on the phone in a more user-friendly format, eliminating some of the gibberish that fills a traditional credit card statement. Plus it includes some budgeting tools, such as tracking spending and providing estimates of how much interest could be charged on a purchase to help people make an informed decision. 

* Associated Press 

Mobile phone packages comparison
Four-day collections of TOH

Day             Indian Rs (Dh)        

Thursday    500.75 million (25.23m)

Friday         280.25m (14.12m)

Saturday     220.75m (11.21m)

Sunday       170.25m (8.58m)

Total            1.19bn (59.15m)

(Figures in millions, approximate)

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Updated: August 25, 2025, 10:59 AM