• INTER MILAN PLAYER RATINGS: Andre Onana – 6. Showed composure with the ball at his feet and got his fingertips onto Dembele’s powerful strike. Lucky to see Pedri’s goal ruled out after he made a mess of Dembele’s cross. Booked in the final stages. AFP
    INTER MILAN PLAYER RATINGS: Andre Onana – 6. Showed composure with the ball at his feet and got his fingertips onto Dembele’s powerful strike. Lucky to see Pedri’s goal ruled out after he made a mess of Dembele’s cross. Booked in the final stages. AFP
  • Milan Skriniar – 8. Resolute in his defending throughout the game, doing well to get a flick on Dembele’s cross. Authoritatively held Alonso off the ball in a potentially dangerous situation and defended superbly when Dembele swung a free-kick into the box. Reuters
    Milan Skriniar – 8. Resolute in his defending throughout the game, doing well to get a flick on Dembele’s cross. Authoritatively held Alonso off the ball in a potentially dangerous situation and defended superbly when Dembele swung a free-kick into the box. Reuters
  • Stefan de Vrij – 8. Played a searching pass in the build-up to the penalty shout that was denied, and showed plenty of persistence to deal with Lewandowski with one particular slide tackle being a standout moment for him. AFP
    Stefan de Vrij – 8. Played a searching pass in the build-up to the penalty shout that was denied, and showed plenty of persistence to deal with Lewandowski with one particular slide tackle being a standout moment for him. AFP
  • Alessandro Bastoni – 8. Defended superbly throughout, impressively stopping Lewandowski from reaching Pedri’s through ball and tackling Dembele in his own box. Booked for a foul on Kessie near the edge of his own box, but then cleared the Ivorian’s knockdown with the final kick of the game. Getty
    Alessandro Bastoni – 8. Defended superbly throughout, impressively stopping Lewandowski from reaching Pedri’s through ball and tackling Dembele in his own box. Booked for a foul on Kessie near the edge of his own box, but then cleared the Ivorian’s knockdown with the final kick of the game. Getty
  • Matteo Darmian – 7. Defended well throughout his time on the pitch and was unlucky not to find Martinez with his cross after beating Alonso. AFP
    Matteo Darmian – 7. Defended well throughout his time on the pitch and was unlucky not to find Martinez with his cross after beating Alonso. AFP
  • Nicolo Barella – 7. Could have played Correa in when he led a counterattack but put in a lot of good defensive work as well as showing attacking intent when possible. Booked for dissent. EPA
    Nicolo Barella – 7. Could have played Correa in when he led a counterattack but put in a lot of good defensive work as well as showing attacking intent when possible. Booked for dissent. EPA
  • Hakan Calhanoglu – 8. Hit a superb strike that forced Ter Stegen to tip the ball over, but the goalkeeper had no chance of stopping his effort from range at the end of the first half. Also made some important defensive contributions at times. Booked for a poor sliding tackle on Busquets. AFP
    Hakan Calhanoglu – 8. Hit a superb strike that forced Ter Stegen to tip the ball over, but the goalkeeper had no chance of stopping his effort from range at the end of the first half. Also made some important defensive contributions at times. Booked for a poor sliding tackle on Busquets. AFP
  • Henrikh Mkhitaryan – 7. Delivered a wicked cross that was eventually cut out by Pedri. Also contributed defensively, making a great tackle when Dembele tried to cut in, and showed plenty of energy until the very end. AFP
    Henrikh Mkhitaryan – 7. Delivered a wicked cross that was eventually cut out by Pedri. Also contributed defensively, making a great tackle when Dembele tried to cut in, and showed plenty of energy until the very end. AFP
  • Federico Dimarco – 7. Put in a superb defensive display to make things difficult for Dembele. Unlucky to see his ambitious strike deflected off target but laid the ball off to Calhanoglu for the opener. Saved by VAR when Dembele finally beat him to make a chance worthy of being converted. AFP
    Federico Dimarco – 7. Put in a superb defensive display to make things difficult for Dembele. Unlucky to see his ambitious strike deflected off target but laid the ball off to Calhanoglu for the opener. Saved by VAR when Dembele finally beat him to make a chance worthy of being converted. AFP
  • Joaquin Correa – 5. Didn’t have too many chances to make an impact on the game and was caught offside when he rounded Ter Stegen and finished. AFP
    Joaquin Correa – 5. Didn’t have too many chances to make an impact on the game and was caught offside when he rounded Ter Stegen and finished. AFP
  • Lautaro Martinez – 6. Put in a determined display and held the ball up well at times but couldn’t control his header from an inviting corner delivery. His great touch controlled Barella’s pass but he then played a poor pass when there was a chance to trouble Barcelona. Booked for an incident involving Gavi. AFP
    Lautaro Martinez – 6. Put in a determined display and held the ball up well at times but couldn’t control his header from an inviting corner delivery. His great touch controlled Barella’s pass but he then played a poor pass when there was a chance to trouble Barcelona. Booked for an incident involving Gavi. AFP
  • SUBS: Edin Dzeko (Correa 56’) – 6. Didn’t have the opportunity to make much of a difference going forward but pulled off some brilliant headers in his own box. AFP
    SUBS: Edin Dzeko (Correa 56’) – 6. Didn’t have the opportunity to make much of a difference going forward but pulled off some brilliant headers in his own box. AFP
  • Denzel Dumfries (Darmian 76’) – N/R. Somehow morphed his body into a position that meant he didn’t turn Dembele’s corner into his own net, but there were questions about whether he handled another cross. Reuters
    Denzel Dumfries (Darmian 76’) – N/R. Somehow morphed his body into a position that meant he didn’t turn Dembele’s corner into his own net, but there were questions about whether he handled another cross. Reuters
  • Robin Gosens (Dimarco 76’) – N/R. Gave possession away cheaply but wasteful play from Barcelona meant he got away with it. Put in a shift to help see out the game. Reuters
    Robin Gosens (Dimarco 76’) – N/R. Gave possession away cheaply but wasteful play from Barcelona meant he got away with it. Put in a shift to help see out the game. Reuters
  • Francesco Acerbi (De Vrij 77’) – N/R. Kept up with Lewandowski with his first involvement, did well to clear a knockdown, then made some brilliant defensive headers (no match photo available). AFP
    Francesco Acerbi (De Vrij 77’) – N/R. Kept up with Lewandowski with his first involvement, did well to clear a knockdown, then made some brilliant defensive headers (no match photo available). AFP
  • Kristjan Asllani (Calhanoglu 85’) – N/R. Made an important intervention to stop a potentially threatening cross into the box and pulled off some impressive passes. Getty
    Kristjan Asllani (Calhanoglu 85’) – N/R. Made an important intervention to stop a potentially threatening cross into the box and pulled off some impressive passes. Getty
  • BARCELONA PLAYER RATINGS: Marc-Andre Ter Stegen – 6. Tipped a sixth-minute Calhanoglu shot over, but was well beaten from outside the area by the same player just before the break. Only conceded four goals all season before Tuesday night. Getty
    BARCELONA PLAYER RATINGS: Marc-Andre Ter Stegen – 6. Tipped a sixth-minute Calhanoglu shot over, but was well beaten from outside the area by the same player just before the break. Only conceded four goals all season before Tuesday night. Getty
  • Sergi Roberto – 7. Started in the eighth different defence in Barca’s 10 games so far this season. More touches than any of the player on the pitch, but that meant little as the Catalans lost the game. Couldn’t get on the end of Sergi Roberto’s 86th minute penalty. "I'm angry,” he said. “I don't know what happened with the referee’s decisions but it seems he had his reasons to not give the penalty kick." AFP
    Sergi Roberto – 7. Started in the eighth different defence in Barca’s 10 games so far this season. More touches than any of the player on the pitch, but that meant little as the Catalans lost the game. Couldn’t get on the end of Sergi Roberto’s 86th minute penalty. "I'm angry,” he said. “I don't know what happened with the referee’s decisions but it seems he had his reasons to not give the penalty kick." AFP
  • Eric Garcia – 6. Big first half appeal from the Inter players for him handling the ball, but he was saved by VAR before the incident. Big let off for him. Recovered superbly to win the ball from Martinez. “The result hurt because we were attacking on the front foot and they were defending during the whole game," he said. Reuters
    Eric Garcia – 6. Big first half appeal from the Inter players for him handling the ball, but he was saved by VAR before the incident. Big let off for him. Recovered superbly to win the ball from Martinez. “The result hurt because we were attacking on the front foot and they were defending during the whole game," he said. Reuters
  • Andreas Christensen – 5. Headed into the arms of Onana after 13. Went down and limped off after 54 after he turned and Mkhitaryan landed on his toes. With Araujo and Kounde already out and games against Inter and Real Madrid this month, an absence could be costly. AFP
    Andreas Christensen – 5. Headed into the arms of Onana after 13. Went down and limped off after 54 after he turned and Mkhitaryan landed on his toes. With Araujo and Kounde already out and games against Inter and Real Madrid this month, an absence could be costly. AFP
  • Marcos Alonso – 5. Picked up a stray 12th-minute Inter ball and moved forward on the left when his side attacked against the side who are ninth in Serie A. For all his space, he didn’t have enough impact against Inter’s resolute defence. AFP
    Marcos Alonso – 5. Picked up a stray 12th-minute Inter ball and moved forward on the left when his side attacked against the side who are ninth in Serie A. For all his space, he didn’t have enough impact against Inter’s resolute defence. AFP
  • Sergio Busquets – 6. Booked on the hour and one of several Barca players who grew frustrated as the game went on. AFP
    Sergio Busquets – 6. Booked on the hour and one of several Barca players who grew frustrated as the game went on. AFP
  • Gavi – 6. Booked for losing his cool – and not for the first time. Such a talent, but needs to calm when things aren’t going well, as they didn’t in Milan. AFP
    Gavi – 6. Booked for losing his cool – and not for the first time. Such a talent, but needs to calm when things aren’t going well, as they didn’t in Milan. AFP
  • Pedri – 7. Barca’s best player in the first half, he’s known for his forward play, but cut out a 20th minute Inter attack. Set up Dembele in a first half where Barca had a good opening 20 minutes but had little end product. Thought he’d got the key equaliser on 66, but VAR thought otherwise. Reuters
    Pedri – 7. Barca’s best player in the first half, he’s known for his forward play, but cut out a 20th minute Inter attack. Set up Dembele in a first half where Barca had a good opening 20 minutes but had little end product. Thought he’d got the key equaliser on 66, but VAR thought otherwise. Reuters
  • Ousmane Dembele – 8. Rapid down either side and a threat to Inter. Shot into the side netting on 35 but didn’t impose himself as he much as he’d hope. Hit the post on the hour in his side’s best effort of the game. Excellent cross – one of several - led to Pedri’s disallowed effort. EPA
    Ousmane Dembele – 8. Rapid down either side and a threat to Inter. Shot into the side netting on 35 but didn’t impose himself as he much as he’d hope. Hit the post on the hour in his side’s best effort of the game. Excellent cross – one of several - led to Pedri’s disallowed effort. EPA
  • Robert Lewandowski – 5. Playing at a venue where he’s never scored, the Pole was quiet in a noisy stadium. Most disappointing game of what has so far been an excellent season. Needs to show in the return game next week, a huge match for both sides. AFP
    Robert Lewandowski – 5. Playing at a venue where he’s never scored, the Pole was quiet in a noisy stadium. Most disappointing game of what has so far been an excellent season. Needs to show in the return game next week, a huge match for both sides. AFP
  • Raphinha – 5. Ineffective in the first half, but then Inter defending better than any of Barca’s opponents so far this season. Still, Barcelona had two shots on target all night. Not enough. AFP
    Raphinha – 5. Ineffective in the first half, but then Inter defending better than any of Barca’s opponents so far this season. Still, Barcelona had two shots on target all night. Not enough. AFP
  • SUBS: Gerard Pique (Christensen 54’) – 7. Went straight into complaining to the referee about perceived time wasting – six Inter players were booked. Wise when defending against another veteran, Dzeko. Reuters
    SUBS: Gerard Pique (Christensen 54’) – 7. Went straight into complaining to the referee about perceived time wasting – six Inter players were booked. Wise when defending against another veteran, Dzeko. Reuters
  • Ansu Fati (Raphinha 64’) – 7. Played in the stadium where he became the youngest ever goalscorer in Champions League history. Didn’t score but he did touch the ball with his fingertips before Pedri put the ball in on 68. The goal didn’t stand. Then, on 90, he appealed for a penalty. Reuters
    Ansu Fati (Raphinha 64’) – 7. Played in the stadium where he became the youngest ever goalscorer in Champions League history. Didn’t score but he did touch the ball with his fingertips before Pedri put the ball in on 68. The goal didn’t stand. Then, on 90, he appealed for a penalty. Reuters
  • Alejandro Balde (Alonso 64’) – 6. Gave his side the fresh energy they needed, but to no avail. Getty
    Alejandro Balde (Alonso 64’) – 6. Gave his side the fresh energy they needed, but to no avail. Getty
  • Franck Kessie (Gavi 84’) – NA. Won the ball and ran towards goal, but gave a pass which Dembele wasted. Reuters
    Franck Kessie (Gavi 84’) – NA. Won the ball and ran towards goal, but gave a pass which Dembele wasted. Reuters

Inter Milan v Barcelona player ratings: Calhanoglu 8, Martinez 6; Dembele 8, Lewandowski 5


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Inter Milan bounced back after two consecutive losses in Serie A with a crucial Champions League 1-0 win against Barcelona on Tuesday thanks to a Hakan Calhanoglu goal.

The Turkish midfielder slotted home a clinical strike from just outside the area, with the ball going into the corner to the goalkeeper’s right in added time before the break.

The home win lifted Inter to second place in Group C on six points, three behind leaders Bayern Munich and three in front of Barcelona.

Inter and Barca will face each other again next week at the Camp Nou.

Reflecting on the match at San Siro, Danny Lewis has provided his player ratings for the Inter Milan squad while Andy Mitten gives his assessment on Barcelona in the photo gallery above.

To move on to the next photo, click on the arrows or if using a mobile device, simply swipe.

UAE v Gibraltar

What: International friendly

When: 7pm kick off

Where: Rugby Park, Dubai Sports City

Admission: Free

Online: The match will be broadcast live on Dubai Exiles’ Facebook page

UAE squad: Lucas Waddington (Dubai Exiles), Gio Fourie (Exiles), Craig Nutt (Abu Dhabi Harlequins), Phil Brady (Harlequins), Daniel Perry (Dubai Hurricanes), Esekaia Dranibota (Harlequins), Matt Mills (Exiles), Jaen Botes (Exiles), Kristian Stinson (Exiles), Murray Reason (Abu Dhabi Saracens), Dave Knight (Hurricanes), Ross Samson (Jebel Ali Dragons), DuRandt Gerber (Exiles), Saki Naisau (Dragons), Andrew Powell (Hurricanes), Emosi Vacanau (Harlequins), Niko Volavola (Dragons), Matt Richards (Dragons), Luke Stevenson (Harlequins), Josh Ives (Dubai Sports City Eagles), Sean Stevens (Saracens), Thinus Steyn (Exiles)

Rainbow

Kesha

(Kemosabe)

What is an FTO Designation?

FTO designations impose immigration restrictions on members of the organisation simply by virtue of their membership and triggers a criminal prohibition on knowingly providing material support or resources to the designated organisation as well as asset freezes. 

It is a crime for a person in the United States or subject to the jurisdiction of the United States to knowingly provide “material support or resources” to or receive military-type training from or on behalf of a designated FTO.

Representatives and members of a designated FTO, if they are aliens, are inadmissible to and, in certain circumstances removable from, the United States.

Except as authorised by the Secretary of the Treasury, any US financial institution that becomes aware that it has possession of or control over funds in which an FTO or its agent has an interest must retain possession of or control over the funds and report the funds to the Treasury Department.

Source: US Department of State

About Housecall

Date started: July 2020

Founders: Omar and Humaid Alzaabi

Based: Abu Dhabi

Sector: HealthTech

# of staff: 10

Funding to date: Self-funded

MATCH INFO

Uefa Champions League final:

Who: Real Madrid v Liverpool
Where: NSC Olimpiyskiy Stadium, Kiev, Ukraine
When: Saturday, May 26, 10.45pm (UAE)
TV: Match on BeIN Sports

LOS ANGELES GALAXY 2 MANCHESTER UNITED 5

Galaxy: Dos Santos (79', 88')
United: Rashford (2', 20'), Fellaini (26'), Mkhitaryan (67'), Martial (72')

Avatar: Fire and Ash

Director: James Cameron

Starring: Sam Worthington, Sigourney Weaver, Zoe Saldana

Rating: 4.5/5

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Two-step truce

The UN-brokered ceasefire deal for Hodeidah will be implemented in two stages, with the first to be completed before the New Year begins, according to the Arab Coalition supporting the Yemeni government.

By midnight on December 31, the Houthi rebels will have to withdraw from the ports of Hodeidah, Ras Issa and Al Saqef, coalition officials told The National. 

The second stage will be the complete withdrawal of all pro-government forces and rebels from Hodeidah city, to be completed by midnight on January 7.

The process is to be overseen by a Redeployment Co-ordination Committee (RCC) comprising UN monitors and representatives of the government and the rebels.

The agreement also calls the deployment of UN-supervised neutral forces in the city and the establishment of humanitarian corridors to ensure distribution of aid across the country.

Water waste

In the UAE’s arid climate, small shrubs, bushes and flower beds usually require about six litres of water per square metre, daily. That increases to 12 litres per square metre a day for small trees, and 300 litres for palm trees.

Horticulturists suggest the best time for watering is before 8am or after 6pm, when water won't be dried up by the sun.

A global report published by the Water Resources Institute in August, ranked the UAE 10th out of 164 nations where water supplies are most stretched.

The Emirates is the world’s third largest per capita water consumer after the US and Canada.

Know before you go
  • Jebel Akhdar is a two-hour drive from Muscat airport or a six-hour drive from Dubai. It’s impossible to visit by car unless you have a 4x4. Phone ahead to the hotel to arrange a transfer.
  • If you’re driving, make sure your insurance covers Oman.
  • By air: Budget airlines Air Arabia, Flydubai and SalamAir offer direct routes to Muscat from the UAE.
  • Tourists from the Emirates (UAE nationals not included) must apply for an Omani visa online before arrival at evisa.rop.gov.om. The process typically takes several days.
  • Flash floods are probable due to the terrain and a lack of drainage. Always check the weather before venturing into any canyons or other remote areas and identify a plan of escape that includes high ground, shelter and parking where your car won’t be overtaken by sudden downpours.

 

Multitasking pays off for money goals

Tackling money goals one at a time cost financial literacy expert Barbara O'Neill at least $1 million.

That's how much Ms O'Neill, a distinguished professor at Rutgers University in the US, figures she lost by starting saving for retirement only after she had created an emergency fund, bought a car with cash and purchased a home.

"I tell students that eventually, 30 years later, I hit the million-dollar mark, but I could've had $2 million," Ms O'Neill says.

Too often, financial experts say, people want to attack their money goals one at a time: "As soon as I pay off my credit card debt, then I'll start saving for a home," or, "As soon as I pay off my student loan debt, then I'll start saving for retirement"."

People do not realise how costly the words "as soon as" can be. Paying off debt is a worthy goal, but it should not come at the expense of other goals, particularly saving for retirement. The sooner money is contributed, the longer it can benefit from compounded returns. Compounded returns are when your investment gains earn their own gains, which can dramatically increase your balances over time.

"By putting off saving for the future, you are really inhibiting yourself from benefiting from that wonderful magic," says Kimberly Zimmerman Rand , an accredited financial counsellor and principal at Dragonfly Financial Solutions in Boston. "If you can start saving today ... you are going to have a lot more five years from now than if you decide to pay off debt for three years and start saving in year four."

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

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Juliot Vinolia’s checklist for adopting alternate-day fasting

-      Don’t do it more than once in three days

-      Don’t go under 700 calories on fasting days

-      Ensure there is sufficient water intake, as the body can go in dehydration mode

-      Ensure there is enough roughage (fibre) in the food on fasting days as well

-      Do not binge on processed or fatty foods on non-fasting days

-      Complement fasting with plant-based foods, fruits, vegetables, seafood. Cut out processed meats and processed carbohydrates

-      Manage your sleep

-      People with existing gastric or mental health issues should avoid fasting

-      Do not fast for prolonged periods without supervision by a qualified expert

Updated: October 05, 2022, 5:32 AM