Football fans got to enjoy one of the greatest World Cup finals of all time in Qatar but the resumption of club football threatens to take some of the sheen off those memories as injuries and fatigue take their toll.
Liverpool manager Jurgen Klopp said that the new year will be extremely demanding as the Reds prepared for a visit to Aston Villa in the Premier League on Monday.
Liverpool are in sixth place in the league standings after a disappointing start to the season and face a Villa side who have moved up to 12th after the appointment of Unai Emery as manager in October.
"For the players who played in the World Cup, the whole year will be incredibly intense," Klopp was quoted as saying by Reuters a day after his side's 3-2 fourth-round League Cup defeat to Manchester City.
"That's really, really, really tough. We will have to see how we deal with that, and we will be really careful with the information we get.
"That makes planning really difficult for the next game because we were 100 per cent clear what we want to do against City and then you have to change in the last second pretty much, that’s not cool but it’s the situation and that might happen against Villa as well so we need to be flexible."
Klopp said that midfielder James Milner, who was substituted after 38 minutes against City due to a hamstring injury, would be out for a couple of days along with forward Roberto Firmino who is struggling with a calf injury.
Meanwhile, Klopp insisted the impending departure of sporting director Julian Ward will not impact their transfer activity.
Ward, who took over from Michael Edwards in the summer, is leaving at the end of the season.
Klopp has not ruled out making a move in January to bolster a squad which has been hit by long-term injuries to Luis Diaz and Diogo Jota.
"It was a surprise when Julian told me. But we work completely normal together until the day that he leaves. Julian is 100 per cent committed and everything is fine," Klopp was quoted as saying by the Press Association.
"We never had a problem and will not have a problem, so it's all fine.
"He told me after the Southampton game (their last game before the World Cup break) and it was a surprise at that moment. That is his decision and that's OK.
"It will have no impact for this period, not at all."
Tributes from the UAE's personal finance community
• Sebastien Aguilar, who heads SimplyFI.org, a non-profit community where people learn to invest Bogleheads’ style
“It is thanks to Jack Bogle’s work that this community exists and thanks to his work that many investors now get the full benefits of long term, buy and hold stock market investing.
Compared to the industry, investing using the common sense approach of a Boglehead saves a lot in costs and guarantees higher returns than the average actively managed fund over the long term.
From a personal perspective, learning how to invest using Bogle’s approach was a turning point in my life. I quickly realised there was no point chasing returns and paying expensive advisers or platforms. Once money is taken care off, you can work on what truly matters, such as family, relationships or other projects. I owe Jack Bogle for that.”
• Sam Instone, director of financial advisory firm AES International
"Thought to have saved investors over a trillion dollars, Jack Bogle’s ideas truly changed the way the world invests. Shaped by his own personal experiences, his philosophy and basic rules for investors challenged the status quo of a self-interested global industry and eventually prevailed. Loathed by many big companies and commission-driven salespeople, he has transformed the way well-informed investors and professional advisers make decisions."
• Demos Kyprianou, a board member of SimplyFI.org
"Jack Bogle for me was a rebel, a revolutionary who changed the industry and gave the little guy like me, a chance. He was also a mentor who inspired me to take the leap and take control of my own finances."
• Steve Cronin, founder of DeadSimpleSaving.com
"Obsessed with reducing fees, Jack Bogle structured Vanguard to be owned by its clients – that way the priority would be fee minimisation for clients rather than profit maximisation for the company.
His real gift to us has been the ability to invest in the stock market (buy and hold for the long term) rather than be forced to speculate (try to make profits in the shorter term) or even worse have others speculate on our behalf.
Bogle has given countless investors the ability to get on with their life while growing their wealth in the background as fast as possible. The Financial Independence movement would barely exist without this."
• Zach Holz, who blogs about financial independence at The Happiest Teacher
"Jack Bogle was one of the greatest forces for wealth democratisation the world has ever seen. He allowed people a way to be free from the parasitical "financial advisers" whose only real concern are the fat fees they get from selling you over-complicated "products" that have caused millions of people all around the world real harm.”
• Tuan Phan, a board member of SimplyFI.org
"In an industry that’s synonymous with greed, Jack Bogle was a lone wolf, swimming against the tide. When others were incentivised to enrich themselves, he stood by the ‘fiduciary’ standard – something that is badly needed in the financial industry of the UAE."
Sustainable Development Goals
1. End poverty in all its forms everywhere
2. End hunger, achieve food security and improved nutrition and promote sustainable agriculture
3. Ensure healthy lives and promote well-being for all at all ages
4. Ensure inclusive and equitable quality education and promote lifelong learning opportunities for all
5. Achieve gender equality and empower all women and girls
6. Ensure availability and sustainable management of water and sanitation for all
7. Ensure access to affordable, reliable, sustainable and modern energy for all
8. Promote sustained, inclusive and sustainable economic growth, full and productive employment and decent work for all
9. Build resilient infrastructure, promote inclusive and sustainable industrialisation and foster innovation
10. Reduce inequality within and among countries
11. Make cities and human settlements inclusive, safe, resilient and sustainable
12. Ensure sustainable consumption and production patterns
13. Take urgent action to combat climate change and its effects
14. Conserve and sustainably use the oceans, seas and marine resources for sustainable development
15. Protect, restore and promote sustainable use of terrestrial ecosystems, sustainably manage forests, combat desertification, and halt and reverse land degradation and halt biodiversity loss
16. Promote peaceful and inclusive societies for sustainable development, provide access to justice for all and build effective, accountable and inclusive institutions at all levels
17. Strengthen the means of implementation and revitalise the global partnership for sustainable development
Company Profile
Company name: OneOrder
Started: October 2021
Founders: Tamer Amer and Karim Maurice
Based: Cairo, Egypt
Industry: technology, logistics
Investors: A15 and self-funded
'How To Build A Boat'
Jonathan Gornall, Simon & Schuster
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The biog
Siblings: five brothers and one sister
Education: Bachelors in Political Science at the University of Minnesota
Interests: Swimming, tennis and the gym
Favourite place: UAE
Favourite packet food on the trip: pasta primavera
What he did to pass the time during the trip: listen to audio books
