Moving to a country in the midst of a property explosion and soaring rental prices can be a daunting prospect.
This step-by-step guide can help take some of the pain out of picking that dream home to begin a new life in the UAE.
By breaking down what’s required in easy-to-understand stages, choosing where to live and settling in to a new abode need not bring sleepless nights.
How to search for a rental property
Each emirate is slightly different in price and level of demand. While Abu Dhabi and Dubai are experiencing one of the most dynamic property markets in recent years, bargains can be had in the quieter Ras Al Khaimah or Fujairah.
Prices in popular areas have soared since the pandemic, with apartments increasing by an average of about 30 per cent since 2020, while some villas are commanding as much as 50 per cent more in rent.
While existing tenants are protected from soaring rates by robust laws, moving to the city for the first time can be expensive.
In a dynamic market, properties move fast so it is worth booking viewings or contacting agents about vacant accommodation only two weeks or so before planning to move.
Several property websites offer handy guides to city neighbourhoods to show amenities, location, distances to schools and hospitals, as well as average rental and purchase prices.
It is always worth visiting an area before moving, if possible, or asking anyone who may already live there for recommendations.
Some building concierges have access to the keys to empty flats. You can visit the reception, ask what is available and take a look around.
Facebook is a good platform for community groups to offer an insight into life in some neighbourhoods.
What are the costs?
Landlords or letting agencies will require a deposit of about 5-7 per cent of the annual rental amount, and expect to pay about 3 per cent in agency fees.
Moving costs depend greatly on how much is being transported and from where in the world.
Always use a reputable shipping company and seek three quotations well in advance of a move.
Insurance is critical so ensure you have adequate cover to protect your worldly goods in the event of damage caused by an accident in transit.
It can also take up to a month to transport household items to a new country, so be prepared to spend some time in temporary accommodation or a serviced apartment.
Rent can typically eat up at least 25 per cent of monthly income.
Some properties include fees for air conditioning within the rent, which can be a significant annual saving.
Monthly water and electricity fees depend on the size and cost of your property, with fees from about Dh400 ($108) to in excess of Dh1,000 for larger homes.
What is the average rent in Abu Dhabi?
The property market in the capital was thriving in the first six months of this year, with rent for budget apartments and villas increasing by about 8 per cent and luxury properties by 11 per cent, according to the latest Bayut property report.
- The asking rent for three-bed villas in the popular affordable area of Mohammed Bin Zayed City (MBZ City) has averaged Dh96,000, whereas four and five-bed houses have been priced for Dh128,000 and Dh148,000, respectively.
- The average yearly rent for four-bed houses in Al Raha Gardens stands at Dh168,000, whereas the asking rent for five-bed houses has averaged at Dh227,000 in 2023.
- Studio apartments in Khalifa City have an average rent at Dh28,000, while the cost of one and two-bed flats stood at Dh42,000 and Dh61,000.
- Rental flats in Al Reem Island have increased across the board, with rents for one-bed apartments averaging at Dh 59,000, two-bed flats at Dh87,000 and three-bed apartments for Dh128,000.
- Figures from Property Finder - covering the first quarter of 2023 - show one-bedroom properties in Corniche Road averaged Dh84,000.
- A one-bedroom apartment in Al Raha Beach will typically cost Dh62,500.
What is the average rent in Dubai?
The latest Haus&Haus property report in Dubai showed apartments still dominate rental and sales markets. A surge in branded residences in Business Bay, Downtown Dubai and Palm Jumeirah has attracted high-net-worth individuals from all over the world to boost the Dubai sector.
- Rental villas in Arabian Ranches start from about Dh160,500 for a two-bedroom property, increasing to about Dh258,000 for a four-bed. Newer properties in nearby Arabian Ranches 2 can be rented from Dh200,000 for a three-bed villa up to Dh367,000 for a five-bed.
- At Dubai Hills a new community with parks and close to a huge mall, three-bed villas rent for about Dh260,000 up to Dh339,000 for a five-bed property. A one-bed apartment in the community can be rented for Dh86,000 while a three-bed is about Dh213,000.
- In the centrally located Jumeirah Park, a three-bed villa costs about Dh289,000 to rent for the year, while a five-bed can cost up to Dh422,000.
- Jumeirah Village Triangle offers spacious villas and town houses from Dh105,000 for a one-bed to Dh172,000 for a two-bed property, while a two-bed villa at the nearby The Springs is about Dh142,000.
- A studio in the buzzy district of The Greens can be picked up for only Dh53,000 while you should expect to pay Dh210,000 to rent a four-bed apartment.
- According to Property Monitor, apartments on the huge man-made Palm Jumeirah island start at about Dh80,000 for a studio and Dh150,000 for a one-bed, with similar sized properties in Dubai Marina commanding a rental fee of Dh58,000 and Dh85,000, respectively.
I’ve found an apartment, what happens next?
Landlords will ask for a series of post-dated, upfront cheques to be paid and cashed throughout the year. This can act as a bargaining tool on price.
A single cheque can encourage a discount on total rent, whereas it is becoming less common for landlords to accept multiple cheques due to a flourishing property market.
Passport copies should be given to an agent before a contract can be drawn up.
Cheques should be passed over once the contact terms are agreed by both parties, with the first cheque usually dated for two days before moving in. An agent should thoroughly check the property is clean and well-maintained before handing over keys to a tenant.
You will also need to provide a copy of your passport and tenancy contract to have utility services connected before moving in.
Once your tenancy is legally registered, Abu Dhabi Distribution Company will set up your water and electricity accounts via Tawtheeq, the city's register for tenancy contracts.
In Dubai, you will need to provide an Ejari contract as proof of tenancy to be connected by the Dubai Electricity and Water Authority.
Are there hidden fees with renting?
Penalty fees can be incurred if a rental contract is cancelled early. Landlords must be given a two-month notice period if a tenant wants to move out.
Typically a penalty fee is the equivalent in value to two months' rent or occasionally a forfeit of the outstanding rental amount of the tenancy contract, depending on its terms.
If landlords wish to make changes to a contract ahead of a renewal, including rental price, they must give 90 days notice.
Any increase in rent in Dubai must not exceed the boundaries decided by the Real Estate Regulatory Agency (Rera) rent calculator, usually a maximum of 20 per cent.
A landlord can evict a tenant mid-term only if they intend to sell up or move in themselves. An eviction notice under these terms must be notarised and handed to the tenant, giving them 12 months notice to move out.
If the landlord fails to sell in that time, the tenant can remain in the property under the existing contractual terms.
If the landlord has re-rented the property at a higher rate following an eviction order to sell or move in, the tenant may be eligible for compensation equivalent of up to a year’s rent and associated moving costs, payable by the landlord.
It is a good idea to take plenty of photographs on moving in and keep hold of records and receipts for all costs and repairs during a tenancy.
Report anything that is broken immediately to avoid disputes when looking to recover a deposit on moving out.
Disagreements between tenant and landlord can usually be resolved by the Rental Disputes Settlement Centre at the Dubai Land Department office in Deira, and the RDSC in Al Rowdah in Abu Dhabi.
The cost to file a case is 3.5 per cent of the annual rent, plus Dh120 for processing, knowledge and innovation fees, with resolutions usually made within 30 days.
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COMPANY%20PROFILE
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COMPANY%20PROFILE
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What are NFTs?
Are non-fungible tokens a currency, asset, or a licensing instrument? Arnab Das, global market strategist EMEA at Invesco, says they are mix of all of three.
You can buy, hold and use NFTs just like US dollars and Bitcoins. “They can appreciate in value and even produce cash flows.”
However, while money is fungible, NFTs are not. “One Bitcoin, dollar, euro or dirham is largely indistinguishable from the next. Nothing ties a dollar bill to a particular owner, for example. Nor does it tie you to to any goods, services or assets you bought with that currency. In contrast, NFTs confer specific ownership,” Mr Das says.
This makes NFTs closer to a piece of intellectual property such as a work of art or licence, as you can claim royalties or profit by exchanging it at a higher value later, Mr Das says. “They could provide a sustainable income stream.”
This income will depend on future demand and use, which makes NFTs difficult to value. “However, there is a credible use case for many forms of intellectual property, notably art, songs, videos,” Mr Das says.
Developer: Ubisoft Montreal / Ubisoft Toronto
Publisher: Ubisoft
Platforms: Playstation 4, Xbox One, Windows
Release Date: April 10
Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”
Need to know
The flights: Flydubai flies from Dubai to Kilimanjaro airport via Dar es Salaam from Dh1,619 return including taxes. The trip takes 8 hours.
The trek: Make sure that whatever tour company you select to climb Kilimanjaro, that it is a reputable one. The way to climb successfully would be with experienced guides and porters, from a company committed to quality, safety and an ethical approach to the mountain and its staff. Sonia Nazareth booked a VIP package through Safari Africa. The tour works out to $4,775 (Dh17,538) per person, based on a 4-person booking scheme, for 9 nights on the mountain (including one night before and after the trek at Arusha). The price includes all meals, a head guide, an assistant guide for every 2 trekkers, porters to carry the luggage, a cook and kitchen staff, a dining and mess tent, a sleeping tent set up for 2 persons, a chemical toilet and park entrance fees. The tiny ration of heated water provided for our bath in our makeshift private bathroom stall was the greatest luxury. A standard package, also based on a 4-person booking, works out to $3,050 (Dh11,202) per person.
When to go: You can climb Kili at any time of year, but the best months to ascend are January-February and September-October. Also good are July and August, if you’re tolerant of the colder weather that winter brings.
Do not underestimate the importance of kit. Even if you’re travelling at a relatively pleasant time, be geared up for the cold and the rain.
Groom and Two Brides
Director: Elie Semaan
Starring: Abdullah Boushehri, Laila Abdallah, Lulwa Almulla
Rating: 3/5
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Zidane's managerial achievements
La Liga: 2016/17
Spanish Super Cup: 2017
Uefa Champions League: 2015/16, 2016/17, 2017/18
Uefa Super Cup: 2016, 2017
Fifa Club World Cup: 2016, 2017
The specs
Engine: 5.2-litre V10
Power: 640hp at 8,000rpm
Torque: 565Nm at 6,500rpm
Transmission: 7-speed dual-clutch auto
Price: From Dh1 million
On sale: Q3 or Q4 2022
'I Want You Back'
Director:Jason Orley
Stars:Jenny Slate, Charlie Day
Rating:4/5
How to watch Ireland v Pakistan in UAE
When: The one-off Test starts on Friday, May 11
What time: Each day’s play is scheduled to start at 2pm UAE time.
TV: The match will be broadcast on OSN Sports Cricket HD. Subscribers to the channel can also stream the action live on OSN Play.
Ten tax points to be aware of in 2026
1. Domestic VAT refund amendments: request your refund within five years
If a business does not apply for the refund on time, they lose their credit.
2. E-invoicing in the UAE
Businesses should continue preparing for the implementation of e-invoicing in the UAE, with 2026 a preparation and transition period ahead of phased mandatory adoption.
3. More tax audits
Tax authorities are increasingly using data already available across multiple filings to identify audit risks.
4. More beneficial VAT and excise tax penalty regime
Tax disputes are expected to become more frequent and more structured, with clearer administrative objection and appeal processes. The UAE has adopted a new penalty regime for VAT and excise disputes, which now mirrors the penalty regime for corporate tax.
5. Greater emphasis on statutory audit
There is a greater need for the accuracy of financial statements. The International Financial Reporting Standards standards need to be strictly adhered to and, as a result, the quality of the audits will need to increase.
6. Further transfer pricing enforcement
Transfer pricing enforcement, which refers to the practice of establishing prices for internal transactions between related entities, is expected to broaden in scope. The UAE will shortly open the possibility to negotiate advance pricing agreements, or essentially rulings for transfer pricing purposes.
7. Limited time periods for audits
Recent amendments also introduce a default five-year limitation period for tax audits and assessments, subject to specific statutory exceptions. While the standard audit and assessment period is five years, this may be extended to up to 15 years in cases involving fraud or tax evasion.
8. Pillar 2 implementation
Many multinational groups will begin to feel the practical effect of the Domestic Minimum Top-Up Tax (DMTT), the UAE's implementation of the OECD’s global minimum tax under Pillar 2. While the rules apply for financial years starting on or after January 1, 2025, it is 2026 that marks the transition to an operational phase.
9. Reduced compliance obligations for imported goods and services
Businesses that apply the reverse-charge mechanism for VAT purposes in the UAE may benefit from reduced compliance obligations.
10. Substance and CbC reporting focus
Tax authorities are expected to continue strengthening the enforcement of economic substance and Country-by-Country (CbC) reporting frameworks. In the UAE, these regimes are increasingly being used as risk-assessment tools, providing tax authorities with a comprehensive view of multinational groups’ global footprints and enabling them to assess whether profits are aligned with real economic activity.
Contributed by Thomas Vanhee and Hend Rashwan, Aurifer
RESULTS
Bantamweight:
Zia Mashwani (PAK) bt Chris Corton (PHI)
Super lightweight:
Flavio Serafin (BRA) bt Mohammad Al Khatib (JOR)
Super lightweight:
Dwight Brooks (USA) bt Alex Nacfur (BRA)
Bantamweight:
Tariq Ismail (CAN) bt Jalal Al Daaja (JOR)
Featherweight:
Abdullatip Magomedov (RUS) bt Sulaiman Al Modhyan (KUW)
Middleweight:
Mohammad Fakhreddine (LEB) bt Christofer Silva (BRA)
Middleweight:
Rustam Chsiev (RUS) bt Tarek Suleiman (SYR)
Welterweight:
Khamzat Chimaev (SWE) bt Mzwandile Hlongwa (RSA)
Lightweight:
Alex Martinez (CAN) bt Anas Siraj Mounir (MAR)
Welterweight:
Jarrah Al Selawi (JOR) bt Abdoul Abdouraguimov (FRA)
Essentials
The flights
Emirates and Etihad fly direct from the UAE to Geneva from Dh2,845 return, including taxes. The flight takes 6 hours.
The package
Clinique La Prairie offers a variety of programmes. A six-night Master Detox costs from 14,900 Swiss francs (Dh57,655), including all food, accommodation and a set schedule of medical consultations and spa treatments.
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FROM%20THE%20ASHES
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The First Monday in May
Director: Andrew Rossi
Starring: Anna Wintour, Karl Lagerfeld, John Paul Gaultier, Rihanna
Three stars
Lexus LX700h specs
Engine: 3.4-litre twin-turbo V6 plus supplementary electric motor
Power: 464hp at 5,200rpm
Torque: 790Nm from 2,000-3,600rpm
Transmission: 10-speed auto
Fuel consumption: 11.7L/100km
On sale: Now
Price: From Dh590,000
THE SPECS
Engine: 6.75-litre twin-turbocharged V12 petrol engine
Power: 420kW
Torque: 780Nm
Transmission: 8-speed automatic
Price: From Dh1,350,000
On sale: Available for preorder now
65
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Dust and sand storms compared
Sand storm
- Particle size: Larger, heavier sand grains
- Visibility: Often dramatic with thick "walls" of sand
- Duration: Short-lived, typically localised
- Travel distance: Limited
- Source: Open desert areas with strong winds
Dust storm
- Particle size: Much finer, lightweight particles
- Visibility: Hazy skies but less intense
- Duration: Can linger for days
- Travel distance: Long-range, up to thousands of kilometres
- Source: Can be carried from distant regions
FIGHT CARD
Fights start from 6pm Friday, January 31
Catchweight 82kg
Piotr Kuberski (POL) v Ahmed Saeb (IRQ)
Women’s bantamweight
Cornelia Holm (SWE) v Corinne Laframboise (CAN)
Welterweight
Omar Hussein (JOR) v Vitalii Stoian (UKR)
Welterweight
Josh Togo (LEB) v Ali Dyusenov (UZB)
Flyweight
Isaac Pimentel (BRA) v Delfin Nawen (PHI)
Catchweight 80kg
Seb Eubank (GBR) v Mohamed El Mokadem (EGY)
Lightweight
Mohammad Yahya (UAE) v Ramadan Noaman (EGY)
Lightweight
Alan Omer (GER) v Reydon Romero (PHI)
Welterweight
Ahmed Labban (LEB) v Juho Valamaa (FIN)
Featherweight
Elias Boudegzdame (ALG) v Austin Arnett (USA)
Super heavyweight
Roman Wehbe (LEB) v Maciej Sosnowski (POL)
MATCH INFO
Manchester City 0
Wolves 2 (Traore 80', 90 4')
The Bio
Favourite vegetable: “I really like the taste of the beetroot, the potatoes and the eggplant we are producing.”
Holiday destination: “I like Paris very much, it’s a city very close to my heart.”
Book: “Das Kapital, by Karl Marx. I am not a communist, but there are a lot of lessons for the capitalist system, if you let it get out of control, and humanity.”
Musician: “I like very much Fairuz, the Lebanese singer, and the other is Umm Kulthum. Fairuz is for listening to in the morning, Umm Kulthum for the night.”
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