DUBAI // Two men kidnapped a 12-year-old boy, assaulted him with a taser gun and then raped him.
On Sunday, Emiratis B J, 46 and S A, 18, were convicted of kidnap, rape, assault and issuing threats to kill at the criminal court.
B J was additionally found guilty of consuming alcohol without a licence.
BJ was sentenced to five years in jail and fined Dh2,000 while SA was handed a three-year sentence.
The court heard that on December 14 last year, the boy’s mother sent him to the grocery shop at 8am but by 9am the father began to worry that his son had not returned.
“I went along with my other children to look for him when one of my kids saw his bicycle discarded by the entrance of a villa in the same neighbourhood,” said the father.
He knocked on the door and S A answered informing him that the boy had gone with B J to the grocery shop.
Then at midday, the father spotted his son driving a car with B J next to him.
“When they stopped I asked B J why would he allow the kid to drive, he told me my son insisted to learn driving. When I got near him, I knew he was drunk and smelt strongly of alcohol,” said the father.
Later that day, the father was told by his wife that the boy was taken to a deserted area and raped by the two men.
“I asked her why hadn’t she told me earlier and she said she was scared,” he said.
“On our way home from the police station, my son told me he was stunned with a taser gun, slapped and beaten with a cable before the two men took turns raping him,” said the father.
The boy said he was forced to take drugs by B J, then was told his family would be killed and his house burnt down if he told anyone about the rape.
salamir@thenational.ae
Key changes
Commission caps
For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:
• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term).
• On the protection component, there is a cap of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).
• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated.
• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.
• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.
Disclosure
Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.
“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”
Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.
Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.
“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.
Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.
The five pillars of Islam
UPI facts
More than 2.2 million Indian tourists arrived in UAE in 2023
More than 3.5 million Indians reside in UAE
Indian tourists can make purchases in UAE using rupee accounts in India through QR-code-based UPI real-time payment systems
Indian residents in UAE can use their non-resident NRO and NRE accounts held in Indian banks linked to a UAE mobile number for UPI transactions
Sole survivors
- Cecelia Crocker was on board Northwest Airlines Flight 255 in 1987 when it crashed in Detroit, killing 154 people, including her parents and brother. The plane had hit a light pole on take off
- George Lamson Jr, from Minnesota, was on a Galaxy Airlines flight that crashed in Reno in 1985, killing 68 people. His entire seat was launched out of the plane
- Bahia Bakari, then 12, survived when a Yemenia Airways flight crashed near the Comoros in 2009, killing 152. She was found clinging to wreckage after floating in the ocean for 13 hours.
- Jim Polehinke was the co-pilot and sole survivor of a 2006 Comair flight that crashed in Lexington, Kentucky, killing 49.
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MATCH INFO
Euro 2020 qualifier
Croatia v Hungary, Thursday, 10.45pm, UAE
TV: Match on BeIN Sports
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John Cena pinned Triple H in a singles match
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Seth Rollins retains the Intercontinental title against The Miz, Finn Balor and Samoa Joe
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Braun Strowman won the 50-man Royal Rumble by eliminating Big Cass last
The specs: 2018 Renault Megane
Price, base / as tested Dh52,900 / Dh59,200
Engine 1.6L in-line four-cylinder
Transmission Continuously variable transmission
Power 115hp @ 5,500rpm
Torque 156Nm @ 4,000rpm
Fuel economy, combined 6.6L / 100km
The%20specs
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