The UAE uses a visa system to allow foreign citizens to live, work and visit.
The options have expanded over recent years as the government wants to make it easier for people to visit and settle down for longer.
Most foreigners living or working here have a two or three-year visa stamped into their passport which has now been replaced with the Emirates ID.
In April 2022, visa changes were announced by the Cabinet with more categories added. This included an expansion of the golden visas and new green visas, with several aimed at self-employed people and business owners.
It is important to note that these are all optional upgrades and do not replace the standard two or three-year visa that an employer needs for you. Your employer cannot by law ask you to pay the costs of a standard visa – and must provide basic health insurance worth at least Dh150,000 ($40,838)
Here are some of the visas that people can obtain to come to the UAE and make it their home.
Residency visas for people working in the private sector
This is the most common visa and likely the one you will start with when you arrive.
The employment process in the private sector involves receiving a formal job offer, signing the employment contract and receiving a work permit, then a work visa.
The Ministry of Human Resources and Emiratisation issues a work permit for an employee from overseas. This allows the person to enter the UAE for employment and it is valid for two months from the date of issue. Employers arrange this.
After the employee comes to the UAE, the employer (sponsoring company) must complete all formalities, such as arranging a medical test and labour card. This should be done within 60 days of entering the country.
The visa cost should be paid by the employer.
For more information on sponsorship, scroll down to the bottom.
What kinds of visas are available?
As a way of encouraging people to live and stay in the UAE for longer, a variety of visas have been established by the government. These include visas that last up to a decade, and one for people who can work remotely but would like to live in the Emirates.
In each case, there are a number of requirements to fulfil as well as costs involved to obtain the visa.
10-year golden visas
You can apply for the 10-year residency permits under various categories. You could be a property investor; entrepreneur; highly talented person; nurse; doctor; director; sportsperson; holders of PhDs and specialists; and outstanding pupils, among other categories.
Here are some of the investment categories:
- Property investors can get a golden visa if they buy a property worth at least Dh2 million upfront or through a bank
- An entrepreneur with an SME that generates annual revenue of at least Dh1 million. He can also get a golden visa if the person has obtained approval for a start-up idea from authorities in the UAE
- A businessperson who has sold their project for a minimum of 7 million
You can apply on the ICA website or the GDFRA in Dubai. It lists all the requirements and takes you through a step-by-step process to apply.
“To get this visa, you must first get a recommendation letter from a relevant authority/ministry. You will then be nominated by them. The ICA visa application fee is Dh50,” said an ICA call centre executive.
An employee at Al Kamal Typing Office in Abu Dhabi told The National that people who wish to obtain a 10-year golden visa will have to pay Dh100 to apply for the nomination (this includes the ICA and typing charges). Once the application has been approved, the entry permit will cost Dh350, Dh600 for visa status change, and Dh1,300 for issuing the visa and Emirates ID.
The applicant will have to pay for the medical tests and health insurance.
In Dubai, the total cost is approximately Dh2,800, which includes the entry permit, change status, and stamping.
Other charges include Dh230 for cancellation of an old visa if it is an employment one; medical test Dh322; an Emirates ID application and issuance fee of Dh1,070; and a Dh100 holding visa fee for each dependent.
People with golden visas can sponsor their family members, including spouses and children regardless of their age, and domestic helpers.
They can also stay outside the UAE for as long as they want without the fear of their visa lapsing. On normal visas, residents who are out of the UAE for more than six months will lose their residency.
Green visas for skilled employees
Green visas are available for skilled professionals, last five years and require a lower monthly salary. Read more about how to apply for one here.
People without a sponsor or employer must have a valid employment contract, classified in the first, second or third occupational level as per the Ministry of Human Resources and Emiratisation.
The applicant should have at least a bachelor’s degree or equivalent and should earn a minimum of Dh15,000 ($4,084) per month.
A five-year residency is also available for freelancers and self-employed people without the need to obtain a sponsor or employer in the UAE.
Anyone interested in this must obtain a freelance or self-employment permit from the Ministry of Human Resources and Emiratisation.
They should at a minimum have a bachelor’s degree or specialised diploma. And they must have earned no less than Dh360,000 over the past two years from self-employment, or prove their financial solvency during their stay.
Green visas cost up to around Dh2,500 plus fees. Cost will be higher if you are applying from within the UAE.
Can I obtain a green visa as an investor or partner?
Yes, a five-year residency is available for investors establishing or participating in commercial activities. This replaces the previous residence visa, which was valid for a period of two years.
Applicants must provide proof of the investment. If the investor has more than one licence, the total invested capital will be taken into consideration. They must also obtain approval from the correct local authorities.
A green residence visa holder is allowed to bring his or her first-degree relatives, and in all cases, the residency of family members shall be the same duration as the original residence holder.
Is there a visa for remote working?
In March 2021, the UAE announced the introduction of a residence permit for remote workers, which came into effect in September 2022.
The one-year visa allows people to enter the UAE from overseas under self-sponsorship and work in line with the terms and conditions issued with the visa. It can be renewed for another year.
Employees who want this visa must have proof of employment from a current employer with a minimum one-year contract validity, at least $5,000 salary a month, with last month's salary slips and preceding three months' bank statements.
For business owners, proof of ownership of the company for one year or more, with an average monthly income of $5,000 a month and three preceding months' bank statements is needed.
Health insurance with coverage in the UAE is also required.
The cost of one year visa is Dh2,300 ($625) which includes the application and processing fee, medical costs and Emirates ID. The cost is the same for renewing it for another year.
Sponsorship visa - how can I sponsor my family?
Overseas residents (working and self-employed) with a valid residency permit can sponsor their families in the UAE.
A husband can sponsor his immediate family members, such as his wife and children, if they have a minimum salary of Dh4,000 or Dh3,000 plus accommodation.
The resident sponsor must first get an entry permit for his family and, once they are in the country, he can get residence visas for them in 60 days.
According to Amer visa services contact centre, a copy of the sponsor's passport; visa page; Emirates ID; valid labour contract; Ejari contract or a title deed; latest utility bills; family members' passport photos; attested marriage and birth certificates; and the International Bank Account Number (Iban) of the sponsor are needed.
How much does it cost to sponsor my family?
According to Amer services, to sponsor your wife and children you must first open a registration file. Costs are minimal at between Dh200 to Dh300 if they are still outside the UAE. If they are already in the country, the cost will be up to four times as much with the price of the entry permit and the charge for change of status.
The medical test, Emirates ID typing and visa stamping will all come to around Dh1,000 altogether. The visa will be valid for either one, two or three years depending on the sponsor. All costs are per person and there is no security deposit needed. Medical tests are not needed for children under 18.
My child is 18 and still in school. Can I still sponsor him?
Yes, parents can sponsor sons who are 18 and can continue to do so until they are 25.
There is no age limit for unmarried daughters. Children with disabilities are granted a residence permit, regardless of their age.
The documents and the visa costs are the same and it is valid for two years.
Can I sponsor my parents?
Expatriate employees can sponsor their parents if there is no one to take care of them back home.
The minimum monthly income required to sponsor parents or underage siblings was Dh20,000, but was reduced in October 2022 to Dh10,000.
This allows the sponsorship of five family members, rising to six if the employee earns at least Dh15,000 a month.
The sponsor must have a dependency certificate attested from his consulate stating that he will take care of his parents in the UAE. This should be attested by the Ministry of Foreign Affairs, Government of UAE, and translated into Arabic.
The visa charges are the same as for a wife and children, but there is a security deposit of Dh2,500 for each parent.
Can high-school pupils and university students get a visa?
Yes, a high-school pupil who has achieved excellent results can be granted a golden visa for five years without a sponsor.
The child should have a recommendation letter from the Ministry of Education (Emirates Schools Establishment).
The visa for five years may be extended if they are enrolled in one of the colleges in the country that requires them to study for more than five years.
The families of such high-school pupils, including their siblings who are dependents of their father, can also be granted a golden visa for the same period if they wish to live in the UAE.
University students can get a golden visa for 10 years without a sponsor if they are outstanding graduates from UAE universities or the best 100 universities in the world.
Their academic performance (cumulative average), the year of graduation and other criteria will be taken into account.
The parents and siblings of the university student can also be granted a golden visa for the same period.
How much does it cost?
According to the General Directorate of Residency and Foreigners Affairs-Dubai, a five-year golden visa for pupils costs Dh2,280, while a 10-year visa will cost Dh2,790.
Can a woman sponsor her family?
In Abu Dhabi, a woman can sponsor her husband and children if the request is approved by the authorities, according to a customer service agent of the Federal Authority For Identity and Citizenship – ICA.
“She should have a valid work visa and her monthly salary should be at least Dh5,000. The cost of the one-year visa is Dh2,575 and it can be renewed for one more year,” said the executive.
In Dubai, a woman can sponsor her family, but her monthly salary should be at least Dh4,000 and her request must be approved by the GDFRA, the immigration authority.
“A wife can sponsor the family, but she has to obtain an no objection certificate from the husband. The NOC has to be notarised by the Dubai court notary service,” an Amer customer service representative said.
A single mother can also sponsor her child.
Blue visa for environmental champions
The UAE announced in May the creation of a new blue visa for those who have made a significant contribution to the environment.
The visa, which offers a 10-year residency period, will be available to people who have made exceptional efforts in the field of protecting the environment, whether marine or land.
Work towards improving air quality and sustainable technology will also be rewarded, authorities said.
You can apply by submitting an application directly through the services of the Federal Authority for Identity, Citizenship, Customs and Port Security.
You can also be nominated by "competent authorities", according to state news agency Wam.
Are there fines for overstaying?
The UAE has standardised fines for those with expired tourist and residency visas.
Fines of Dh50 are levied for each a day a person overstays on their visa.
“The new system unified the amount of overstay fines to Dh50 per day for any type of visa violator,” said a representative from the Federal Authority for Identity, Citizenship, Customs and Port Security.
Need more help?
The Federal Authority for Identity and citizenship (ICA) has a toll-free number, 600 522222, and a feedback platform.
In Dubai, check https://www.gdrfad.gov.ae/en, or call on their toll-free number, 800-5111.
A version of this article first appeared in April 2022
Cinco in numbers
Dh3.7 million
The estimated cost of Victoria Swarovski’s gem-encrusted Michael Cinco wedding gown
46
The number, in kilograms, that Swarovski’s wedding gown weighed.
1,000
The hours it took to create Cinco’s vermillion petal gown, as seen in his atelier [note, is the one he’s playing with in the corner of a room]
50
How many looks Cinco has created in a new collection to celebrate Ballet Philippines’ 50th birthday
3,000
The hours needed to create the butterfly gown worn by Aishwarya Rai to the 2018 Cannes Film Festival.
1.1 million
The number of followers that Michael Cinco’s Instagram account has garnered.
Desert Warrior
Starring: Anthony Mackie, Aiysha Hart, Ben Kingsley
Director: Rupert Wyatt
Rating: 3/5
Asia Cup Qualifier
Venue: Kuala Lumpur
Result: Winners play at Asia Cup in Dubai and Abu Dhabi in September
Fixtures:
Wed Aug 29: Malaysia v Hong Kong, Nepal v Oman, UAE v Singapore
Thu Aug 30: UAE v Nepal, Hong Kong v Singapore, Malaysia v Oman
Sat Sep 1: UAE v Hong Kong, Oman v Singapore, Malaysia v Nepal
Sun Sep 2: Hong Kong v Oman, Malaysia v UAE, Nepal v Singapore
Tue Sep 4: Malaysia v Singapore, UAE v Oman, Nepal v Hong Kong
Thu Sep 6: Final
Asia Cup
Venue: Dubai and Abu Dhabi
Schedule: Sep 15-28
Teams: Afghanistan, Bangladesh, India, Pakistan, Sri Lanka, plus the winner of the Qualifier
Skoda Superb Specs
Engine: 2-litre TSI petrol
Power: 190hp
Torque: 320Nm
Price: From Dh147,000
Available: Now
Classification of skills
A worker is categorised as skilled by the MOHRE based on nine levels given in the International Standard Classification of Occupations (ISCO) issued by the International Labour Organisation.
A skilled worker would be someone at a professional level (levels 1 – 5) which includes managers, professionals, technicians and associate professionals, clerical support workers, and service and sales workers.
The worker must also have an attested educational certificate higher than secondary or an equivalent certification, and earn a monthly salary of at least Dh4,000.
COMPANY%20PROFILE
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COMPANY%20PROFILE
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RESULTS FOR STAGE 4
Stage 4 Dubai to Hatta, 197 km, Road race.
Overall leader Primoz Roglic SLO (Team Jumbo - Visma)
Stage winners: 1. Caleb Ewan AUS (Lotto - Soudal) 2. Matteo Moschetti ITA (Trek - Segafredo) 3. Primoz Roglic SLO (Team Jumbo - Visma)
Biography
Favourite drink: Must have karak chai and Chinese tea every day
Favourite non-Chinese food: Arabic sweets and Indian puri, small round bread of wheat flour
Favourite Chinese dish: Spicy boiled fish or anything cooked by her mother because of its flavour
Best vacation: Returning home to China
Music interests: Enjoys playing the zheng, a string musical instrument
Enjoys reading: Chinese novels, romantic comedies, reading up on business trends, government policy changes
Favourite book: Chairman Mao Zedong’s poems
'The Ice Road'
Director: Jonathan Hensleigh
Stars: Liam Neeson, Amber Midthunder, Laurence Fishburne
2/5
WOMAN AND CHILD
Director: Saeed Roustaee
Starring: Parinaz Izadyar, Payman Maadi
Rating: 4/5
Essentials
The flights
Etihad and Emirates fly direct from the UAE to Delhi from about Dh950 return including taxes.
The hotels
Double rooms at Tijara Fort-Palace cost from 6,670 rupees (Dh377), including breakfast.
Doubles at Fort Bishangarh cost from 29,030 rupees (Dh1,641), including breakfast. Doubles at Narendra Bhawan cost from 15,360 rupees (Dh869). Doubles at Chanoud Garh cost from 19,840 rupees (Dh1,122), full board. Doubles at Fort Begu cost from 10,000 rupees (Dh565), including breakfast.
The tours
Amar Grover travelled with Wild Frontiers. A tailor-made, nine-day itinerary via New Delhi, with one night in Tijara and two nights in each of the remaining properties, including car/driver, costs from £1,445 (Dh6,968) per person.
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Expo details
Expo 2020 Dubai will be the first World Expo to be held in the Middle East, Africa and South Asia
The world fair will run for six months from October 20, 2020 to April 10, 2021.
It is expected to attract 25 million visits
Some 70 per cent visitors are projected to come from outside the UAE, the largest proportion of international visitors in the 167-year history of World Expos.
More than 30,000 volunteers are required for Expo 2020
The site covers a total of 4.38 sqkm, including a 2 sqkm gated area
It is located adjacent to Al Maktoum International Airport in Dubai South
GAC GS8 Specs
Engine: 2.0-litre 4cyl turbo
Power: 248hp at 5,200rpm
Torque: 400Nm at 1,750-4,000rpm
Transmission: 8-speed auto
Fuel consumption: 9.1L/100km
On sale: Now
Price: From Dh149,900
UAE currency: the story behind the money in your pockets
Trump v Khan
2016: Feud begins after Khan criticised Trump’s proposed Muslim travel ban to US
2017: Trump criticises Khan’s ‘no reason to be alarmed’ response to London Bridge terror attacks
2019: Trump calls Khan a “stone cold loser” before first state visit
2019: Trump tweets about “Khan’s Londonistan”, calling him “a national disgrace”
2022: Khan’s office attributes rise in Islamophobic abuse against the major to hostility stoked during Trump’s presidency
July 2025 During a golfing trip to Scotland, Trump calls Khan “a nasty person”
Sept 2025 Trump blames Khan for London’s “stabbings and the dirt and the filth”.
Dec 2025 Trump suggests migrants got Khan elected, calls him a “horrible, vicious, disgusting mayor”
Wonka
%3Cp%3E%3Cstrong%3EDirector%3A%3C%2Fstrong%3E%C2%A0Paul%20King%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStarring%3A%C2%A0%3C%2Fstrong%3ETimothee%20Chalamet%2C%20Olivia%20Colman%2C%20Hugh%20Grant%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ERating%3A%3C%2Fstrong%3E%202%2F5%3C%2Fp%3E%0A
Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”
The five pillars of Islam
White hydrogen: Naturally occurring hydrogen
Chromite: Hard, metallic mineral containing iron oxide and chromium oxide
Ultramafic rocks: Dark-coloured rocks rich in magnesium or iron with very low silica content
Ophiolite: A section of the earth’s crust, which is oceanic in nature that has since been uplifted and exposed on land
Olivine: A commonly occurring magnesium iron silicate mineral that derives its name for its olive-green yellow-green colour
The Year Earth Changed
Directed by:Tom Beard
Narrated by: Sir David Attenborough
Stars: 4
Crime%20Wave
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UAE v Gibraltar
What: International friendly
When: 7pm kick off
Where: Rugby Park, Dubai Sports City
Admission: Free
Online: The match will be broadcast live on Dubai Exiles’ Facebook page
UAE squad: Lucas Waddington (Dubai Exiles), Gio Fourie (Exiles), Craig Nutt (Abu Dhabi Harlequins), Phil Brady (Harlequins), Daniel Perry (Dubai Hurricanes), Esekaia Dranibota (Harlequins), Matt Mills (Exiles), Jaen Botes (Exiles), Kristian Stinson (Exiles), Murray Reason (Abu Dhabi Saracens), Dave Knight (Hurricanes), Ross Samson (Jebel Ali Dragons), DuRandt Gerber (Exiles), Saki Naisau (Dragons), Andrew Powell (Hurricanes), Emosi Vacanau (Harlequins), Niko Volavola (Dragons), Matt Richards (Dragons), Luke Stevenson (Harlequins), Josh Ives (Dubai Sports City Eagles), Sean Stevens (Saracens), Thinus Steyn (Exiles)
The specs
Engine: 3.9-litre twin-turbo V8
Power: 620hp from 5,750-7,500rpm
Torque: 760Nm from 3,000-5,750rpm
Transmission: Eight-speed dual-clutch auto
On sale: Now
Price: From Dh1.05 million ($286,000)
The specs
Engine: 1.5-litre turbo
Power: 181hp
Torque: 230Nm
Transmission: 6-speed automatic
Starting price: Dh79,000
On sale: Now
BMW M5 specs
Engine: 4.4-litre twin-turbo V-8 petrol enging with additional electric motor
Power: 727hp
Torque: 1,000Nm
Transmission: 8-speed auto
Fuel consumption: 10.6L/100km
On sale: Now
Price: From Dh650,000