Last spring, more than 1,000 people packed into the Cambridge Central Mosque every evening to enjoy iftar in the extraordinary new structure. This year, the vast prayer hall and landscaped courtyards lie empty and its leader Timothy Winter, a Sunni Muslim scholar who also goes by his Islamic name Shaykh Abdal Hakim Murad, has had to find new ways to connect with the congregation.
“Religion is flexible enough to cope with this rather drastic curtailing of Muslim public worship; and the shift of the community to the digital sphere has been an education in itself,” says Mr Winter, who was listed among the world's most influential Muslims in 2010.
Since the start of the first holy month under lockdown, the mosque's website has been extremely busy with talks and communal prayers as well as a 24-hour "Ramadan TV" service that draws viewers from around the world. “I was looking forward to quietness and contemplation; it hasn’t entirely worked out that way since there are so many online activities I need to take part in every day,” he adds.
The festive atmosphere at the daily breaking of the fast at our new mosque is sorely missed
But while the celebrated theologian still manages to find some tranquil moments, many of the most cherished Ramadan traditions have been out of reach due to strict social distancing rules to limit the spread of Covid-19. “The festive atmosphere at the daily breaking of the fast at our new mosque is sorely missed,” Mr Winter says. “Muslims tend to be sociable people, and many are missing the collective dimensions of Ramadan.”
The closure of mosques in many countries worldwide has been painful for Muslims accustomed to sharing their prayers with the community. “Congregational worship is a beautiful and dignified part of human life, which has satisfied countless souls throughout recorded time and before; to be without that pleasure is a serious deprivation,” Mr Winter says.
Built just outside the centre of town, Cambridge Central Mosque was created to serve diverse Muslim communities in the university city, which is situated in Britain's south. Its arresting eco-design also attracts non-Muslims to see the vaulted ceilings – modelled on medieval gothic styles – propped up by sustainable timber ‘trees’ arranged in a geometric design that mirrors the "breath of the divine" in Islamic art.
Last Eid, it took three sittings to accommodate worshippers eager to mark the occasion in the new mosque. This year, the space will stay empty during the end-of-Ramadan holiday as people celebrate at home and tap into the community via Skype and Zoom.
It is not yet clear when people will be able to return to the mosque, or even whether places of worship will be fully open this time next year as the UK struggles to contain one of the worst outbreaks of the novel coronavirus worldwide.
The isolation has affected people differently, Mr Winter says. “Muslims are mainly living in family situations but in Cambridge there are students from around the world who have been unable to return home and are feeling quite isolated. Locating them and giving them a sense of community has often been a challenge.”
But there have been many looking to join the faith during this difficult time with a noticeable increase in the number of conversions since the crisis began.
Staff have been busy adapting to a world of digital conversions as well as online weddings, Mr Winter says. “We have learned a good deal about how to engage with people and identify their needs online; and this experience will strengthen our outreach whatever the future may hold.”
RedCrow Intelligence Company Profile
Started: 2016
Founders: Hussein Nasser Eddin, Laila Akel, Tayeb Akel
Based: Ramallah, Palestine
Sector: Technology, Security
# of staff: 13
Investment: $745,000
Investors: Palestine’s Ibtikar Fund, Abu Dhabi’s Gothams and angel investors
Company Fact Box
Company name/date started: Abwaab Technologies / September 2019
Founders: Hamdi Tabbaa, co-founder and CEO. Hussein Alsarabi, co-founder and CTO
Based: Amman, Jordan
Sector: Education Technology
Size (employees/revenue): Total team size: 65. Full-time employees: 25. Revenue undisclosed
Stage: early-stage startup
Investors: Adam Tech Ventures, Endure Capital, Equitrust, the World Bank-backed Innovative Startups SMEs Fund, a London investment fund, a number of former and current executives from Uber and Netflix, among others.
Visa changes give families fresh hope
Foreign workers can sponsor family members based solely on their income
Male residents employed in the UAE can sponsor immediate family members, such as wife and children, subject to conditions that include a minimum salary of Dh 4,000 or Dh 3,000 plus accommodation.
Attested original marriage certificate, birth certificate of the child, ejari or rental contract, labour contract, salary certificate must be submitted to the government authorised typing centre to complete the sponsorship process
In Abu Dhabi, a woman can sponsor her husband and children if she holds a residence permit stating she is an engineer, teacher, doctor, nurse or any profession related to the medical sector and her monthly salary is at least Dh 10,000 or Dh 8,000 plus accommodation.
In Dubai, if a woman is not employed in the above categories she can get approval to sponsor her family if her monthly salary is more than Dh 10,000 and with a special permission from the Department of Naturalization and Residency Dubai.
To sponsor parents, a worker should earn Dh20,000 or Dh19,000 a month, plus a two-bedroom accommodation
The specs
Price, base: Dh228,000 / Dh232,000 (est)
Engine: 5.7-litre Hemi V8
Transmission: Eight-speed automatic
Power: 395hp @ 5,600rpm
Torque: 552Nm
Fuel economy, combined: 12.5L / 100km
'Cheb%20Khaled'
%3Cp%3E%3Cstrong%3EArtist%3A%20%3C%2Fstrong%3EKhaled%3Cbr%3E%3Cstrong%3ELabel%3A%20%3C%2Fstrong%3EBelieve%3Cbr%3E%3Cstrong%3ERating%3A%3C%2Fstrong%3E%204%2F5%3C%2Fp%3E%0A
Hotel Silence
Auður Ava Ólafsdóttir
Pushkin Press
The Penguin
Starring: Colin Farrell, Cristin Milioti, Rhenzy Feliz
Creator: Lauren LeFranc
Rating: 4/5
Key changes
Commission caps
For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:
• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term).
• On the protection component, there is a cap of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).
• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated.
• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.
• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.
Disclosure
Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.
“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”
Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.
Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.
“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.
Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.