In the 1920s, Calvin Coolidge, the US president at the time, called the country's democracy the "greatest hope of humanity". But a century later, the 2020 presidential election is hardly a shining example of representative government.
President Donald Trump has given warnings about widespread postal voting fraud and claimed the election on November 3 could be rigged.
Campaigners describe millions of Americans being blocked from balloting by needlessly strict and discriminatory voter registration rules.
According to Pew Research Centre, only 55.7 per cent of Americans voted in the 2016 election, putting the US towards the bottom of the turnout list of rich countries.
The list is led by Belgium, where 87.2 per cent of the population voted in 2014.
In a survey of the perceived integrity of elections from the University of Sydney, the US ranks 57th globally and is among the lowest-scoring rich countries, alongside such relative newcomers to democracy as Kosovo and Romania.
Many US pro-democracy campaigners accuse Mr Trump's Republican Party of deliberately suppressing the votes of Latinos, black people and other left-leaning minorities in a bid to retain power as demographics shift in the US.
The National assesses how turnout is being affected this year.
Reformed, but not for voting:
More than five million Americans are unable to vote because they were convicted of a crime, according to the Sentencing Project. That number is falling across the US, but more than 8 per cent of adults in Alabama, Mississippi and Tennessee remain disenfranchised for this reason.
In 2018, Florida residents voted in a referendum to allow felons to vote. While 67,000 have registered, more than 900,000 of the state's convicts who have completed their sentences remain unable to cast ballots, often because of unpaid court-ordered fines.
The battle rages on with Mr Trump accusing billionaire Mike Bloomberg of being a criminal for helping to raise $16 million to pay off outstanding fees that prevented former felons from casting a ballot.
Proving who you are:
A worrying 11 per cent of Americans cannot register to vote because they lack the required government-issued identity card, according to the Centre for American Progress, a liberal think tank. Ten states have strict voter ID laws, a report by the centre says.
Nationally, turnout is suppressed by as much as 3 per cent. Minorities and students are less likely to meet registration rules than others.
In Georgia, about 53,000 registered voters received a "pending" status on their files in 2018 because of minor misspellings or missing hyphens on registration documents, the report says. Seventy per cent of them were black.
Long journeys and long lines:
Officials across the US closed hundreds of polling stations in recent years, the centre says. As a result, some voters struggle to get to a polling station and others find long lines when they arrive.
This is especially true in Latino, black and other minority neighbourhoods. Long lines deterred about 730,000 Americans from voting in 2012, according to a study in 2016.
Georgia closed hundreds of polling stations in recent years and when early voting began in October people reported 10-hour queues and more.
This campaign season, Texas Governor Greg Abbott, a Republican, tried to limit each Texan county to having only one drop-off point for absentee ballots. He was blocked by a judge.
Intimidation:
Mr Trump sparked controversy during the first presidential debate when he urged the neo-fascist Proud Boys to “stand back and stand by” before the election on November 3.
Critics say Mr Trump was using the famously truculent group to intimidate minority and left-wing voters.
There is a long history of racially charged intimidation in US elections. During the 2018 mid-term elections white supremacist groups unleashing barrages of racist robocalls to voters' homes.
In Miami, a police officer wearing pro-Trump face mask at a polling station drew criticism and there have been protests by Trump supporters trying to block early voting.
Still, intimidation may not be working. Record numbers of Americans have turned out for early voting in some states already this year.
The purged:
Many US voters have turned up at polling stations on election day only to discover their name has been purged from the voter roll and they cannot cast a ballot.
So-called voter roll purges occur with ever-greater frequency, says the Brennan Centre for Justice, a voting watchdog. Between 2014 and 2016, states removed about 16 million voters from rolls. Officials say they are "cleaning up" lists and tackling voter fraud, but critics say it is often a deliberate ploy to suppress turnout.
Gerrymandering:
American politicians have mastered the dark art of shifting electoral boundaries to influence the outcome of a vote.
Boundaries can be configured so as to pack as many like-minded voters as possible into a small number of districts and distributing the rest in other districts too sparsely to form a majority. It skews results.
In Pennsylvania in 2012, Democratic candidates received about 50 per cent of votes in House of Representatives races, but Republicans took 75 per cent of the congressional seats.
The list goes on ...
There are many other ways that voters run into problems. In the past, party activists have phoned registered voters on election day, urging them to go out and cast a ballot, only to mistakenly direct them to the wrong polling stations.
Broken and malfunctioning voting machines have also been a bugbear, with hardware succumbing to problems such as humidity and freezing temperatures.
For a nation that proudly brands itself the world’s oldest continuous democracy, the creaking system has many stumbling blocks – intentional or otherwise – to speedy, efficient vote casting.
How to apply for a drone permit
- Individuals must register on UAE Drone app or website using their UAE Pass
- Add all their personal details, including name, nationality, passport number, Emiratis ID, email and phone number
- Upload the training certificate from a centre accredited by the GCAA
- Submit their request
What are the regulations?
- Fly it within visual line of sight
- Never over populated areas
- Ensure maximum flying height of 400 feet (122 metres) above ground level is not crossed
- Users must avoid flying over restricted areas listed on the UAE Drone app
- Only fly the drone during the day, and never at night
- Should have a live feed of the drone flight
- Drones must weigh 5 kg or less
Harry%20%26%20Meghan
%3Cp%3E%3Cstrong%3EDirector%3A%20%3C%2Fstrong%3ELiz%20Garbus%26nbsp%3B%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStars%3A%3C%2Fstrong%3E%20Duke%20and%20Duchess%20of%20Sussex%0D%3Cbr%3E%0D%3Cbr%3E%3Cstrong%3ERating%3A%20%3C%2Fstrong%3E3%2F5%3C%2Fp%3E%0A
Results
1. Lewis Hamilton (Mercedes) 1hr 32mins 03.897sec
2. Max Verstappen (Red Bull-Honda) at 0.745s
3. Valtteri Bottas (Mercedes) 37.383s
4. Lando Norris (McLaren) 46.466s
5.Sergio Perez (Red Bull-Honda) 52.047s
6. Charles Leclerc (Ferrari) 59.090s
7. Daniel Ricciardo (McLaren) 1:06.004
8. Carlos Sainz Jr (Ferrari) 1:07.100
9. Yuki Tsunoda (AlphaTauri-Honda) 1:25.692
10. Lance Stroll (Aston Martin-Mercedes) 1:26.713,
RESULT
Valencia 3
Kevin Gameiro 21', 51'
Ferran Torres 67'
Atlanta 4
Josip Llicic 3' (P), 43' (P), 71', 82'
Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”
UAE currency: the story behind the money in your pockets
World record transfers
1. Kylian Mbappe - to Real Madrid in 2017/18 - €180 million (Dh770.4m - if a deal goes through)
2. Paul Pogba - to Manchester United in 2016/17 - €105m
3. Gareth Bale - to Real Madrid in 2013/14 - €101m
4. Cristiano Ronaldo - to Real Madrid in 2009/10 - €94m
5. Gonzalo Higuain - to Juventus in 2016/17 - €90m
6. Neymar - to Barcelona in 2013/14 - €88.2m
7. Romelu Lukaku - to Manchester United in 2017/18 - €84.7m
8. Luis Suarez - to Barcelona in 2014/15 - €81.72m
9. Angel di Maria - to Manchester United in 2014/15 - €75m
10. James Rodriguez - to Real Madrid in 2014/15 - €75m
KLOPP%20AT%20LIVERPOOL
%3Cp%3EYears%3A%20October%202015%20-%20June%202024%3Cbr%3ETotal%20games%3A%20491%3Cbr%3EWin%20percentage%3A%2060.9%25%3Cbr%3EMajor%20trophies%3A%206%20(Premier%20League%20x%201%2C%20Champions%20League%20x%201%2C%20FA%20Cup%20x%201%2C%20League%20Cup%20x%202%2C%20Fifa%20Club%20World%20Cup%20x1)%3C%2Fp%3E%0A
TCL INFO
Teams:
Punjabi Legends Owners: Inzamam-ul-Haq and Intizar-ul-Haq; Key player: Misbah-ul-Haq
Pakhtoons Owners: Habib Khan and Tajuddin Khan; Key player: Shahid Afridi
Maratha Arabians Owners: Sohail Khan, Ali Tumbi, Parvez Khan; Key player: Virender Sehwag
Bangla Tigers Owners: Shirajuddin Alam, Yasin Choudhary, Neelesh Bhatnager, Anis and Rizwan Sajan; Key player: TBC
Colombo Lions Owners: Sri Lanka Cricket; Key player: TBC
Kerala Kings Owners: Hussain Adam Ali and Shafi Ul Mulk; Key player: Eoin Morgan
Venue Sharjah Cricket Stadium
Format 10 overs per side, matches last for 90 minutes
When December 14-17
UAE currency: the story behind the money in your pockets
How to avoid crypto fraud
- Use unique usernames and passwords while enabling multi-factor authentication.
- Use an offline private key, a physical device that requires manual activation, whenever you access your wallet.
- Avoid suspicious social media ads promoting fraudulent schemes.
- Only invest in crypto projects that you fully understand.
- Critically assess whether a project’s promises or returns seem too good to be true.
- Only use reputable platforms that have a track record of strong regulatory compliance.
- Store funds in hardware wallets as opposed to online exchanges.
Avatar: Fire and Ash
Director: James Cameron
Starring: Sam Worthington, Sigourney Weaver, Zoe Saldana
Rating: 4.5/5
MATCH DETAILS
Juventus 2 (Bonucci 36, Ronaldo 90 6)
Genoa 1 (Kouame 40)
Our family matters legal consultant
Name: Hassan Mohsen Elhais
Position: legal consultant with Al Rowaad Advocates and Legal Consultants.
RESULTS
5pm: Handicap (TB) Dh100,000, 2,400m
Winner: Recordman, Richard Mullen (jockey), Satish Seemar (trainer)
5.30pm: Wathba Stallions Cup Handicap (PA) Dh 70,000, 2,200m
Winner: AF Taraha, Tadhg O’Shea, Ernst Oertel
6pm: Abu Dhabi Fillies Classic Prestige (PA) Dh110,000, 1,400m
Winner: Dhafra, Fabrice Veron, Eric Lemartinel
6.30pm: Abu Dhabi Colts Classic Prestige (PA) Dh110,000, 1,400m
Winner: Maqam, Fabrice Veron, Eric Lemartinel
7pm: Handicap (PA) Dh85,000, 1,600m
Winner: AF Momtaz, Fernando Jara, Musabah Al Muhairi
7.30pm: Maiden (PA) Dh80,000, 1,600m
Winner: Optimizm, Patrick Cosgrave, Abdallah Al Hammadi